ATV Insurance in Tampa, FL
If you own an ATV (all terrain vehicle), otherwise known as an "off road vehicle", you need to make sure you have the proper coverage in case of accident or loss. While it may be true that your homeowner's policy provides some liability insurance, Tampa residents need to be aware that in most cases the homeowner insurance either excludes or drastically reduces liability coverage on Florida ATVs.
Why do I need separate ATV Insurance?
Off road vehicles are used for a variety of purposes. Some people use them when they have a lot of land and want easy access to the most remote areas of the property. Others use them to go hunting or to cruise one of Florida's four wheeler trail networks. Whatever age you are and whatever purpose you are using them for, an off road vehicle is a big investment. Make sure you speak with your insurance agent to insure that you are carrying the proper coverage.
Where do I obtain ATV Insurance in Tampa?
An ATV insurance policy is not always available from the same company that you buy your homeowner or auto insurance from. Many insurers classify off road vehicles in a higher risk pool because of greater safety concerns. These vehicles tend to have a higher frequency of collisions and other forms of damage. Because of this, some companies choose not to fully cover them. To find the best choices for ATV insurance, Tampa residents are better off going with an independent agency like Cornerstone Insurance that works with multiple insurance companies rather than an agent that is dedicated to one specific carrier.
Experience the Cornerstone Difference
At Cornerstone Insurance, we are an independent insurance agency representing several of the top-rated insurance carriers in the state and nation. Because of our relationships with these companies, we are able to tailor an ATV policy around the specific needs of each customer. We will make sure you are fully protected with the proper liability and property damage limits. Also, if the general liability insurance on the ATV policy is not enough to fully protect your personal property from lawsuits, we can set you up with an affordable umbrella policy to insure that your property and financial assets are totally covered.
To make sure you have the right amount of ATV insurance, contact Tampa's Cornerstone Insurance Agency today by calling 1 (877) 277-2715 or by filling out our quick quote form at the top of this page.
