Google Rating
5.0
Based on 360 reviews
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A Florida Insurance Plan Made Just For You
Get the coverage you need at the most competitive rates in Florida.
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Man with umbrella - Live Covered
Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are improperly covered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

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5-Star Florida Insurance Agency

★★★★★

Cornerstone Insurance, Inc. is an independently owned and operated Trusted Choice® personal lines insurance agency serving Floridians across the state including Tampa, Orlando, Ocala, Jacksonville, Gainesville, the Panhandle and all the towns and cities in between. Our independent Florida insurance agency offers a one-channel insurance solution for Florida residents. We represent more than 20 insurance carriers offering condo / homeowners insurance, flood insurance, auto insurance, umbrella insurance, boat / ATV / RV insurance, and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
Meet our team →

Joshua Butts, owner
Mara Koogle
Karen Aragon
Joshua Gleaton
James Bonn
Eric Bushey
Kim Glowiak
Gina McNairy
Kyle Wilson
Pammie Bussey

3 Easy Steps to Better Coverage

Step 1

Request A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

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Here's What Our Clients Have to Say

ExcellentCornerstone Insurance Inc.5.0★★★★★ Based on 360 reviews fromSee all reviewsJeanne L.Jeanne L. ★★★★★ Kyle Wilson was so helpful from the beginning to the end. I highly recommend him to anyone searching for any of their insurance needs.Silvino G.Silvino G. ★★★★★ I am very grateful and pleased with the level of service and care Mr. James Bonn took with finding a provider for me. He took time to explain the process and answered any questions I had. I will be sending referrals to him of my friends and family so they too can have an excellent experience.Kelly W.Kelly W. ★★★★★ I can’t say enough good things about the company, the response time and my agent, James Bonn. It was truly a grade A+ experience. The responsiveness, the attention to detail, as well as being thorough, went above and beyond my expectations. If you need an agent, absolutely reach out to James he was great. He made it so easy!Linda P.Linda P. ★★★★★ Josh Gleaton was very pleasant and helpful assisting me with all the steps needed to complete this insurance policy, overcoming a complication for me.Zafer U.Zafer U. ★★★★★ I recently had the pleasure of working with Kyle Wilson, a licensed agent at Cornerstone Insurance Inc., and I can't recommend him highly enough. From the moment we reached out, Kyle was incredibly responsive, answering our emails promptly and ensuring that all our queries were addressed efficiently.Not only did Kyle find us the best rates, but he also facilitated seamless communication between all parties involved. His expertise and guidance were instrumental in helping us navigate through the complexities of home, flood, and auto insurance, steering us in the right direction every step of the way.Kyle's thorough understanding of the insurance landscape and his commitment to his clients' needs were evident throughout our interactions. He went above and beyond to ensure we received comprehensive coverage that was perfectly tailored to our needs.For anyone in need of insurance assistance, Kyle Wilson at Cornerstone Insurance Inc. is your go-to professional. His exemplary service, coupled with his dedication to finding the best solutions for his clients, makes him an outstanding agent. We are immensely grateful for his help and would urge anyone looking for insurance to consider Kyle.Thank you, Kyle, for making what could have been a daunting process, smooth and straightforward. Your professionalism and kindness have not gone unnoticed.DeeDee ★★★★★ James Bonn offered an excellent service!He went above and beyond to help us get a quality coverage after our original policy had expired and we had a lapse in coverage, but he managed to get us back insured!Thank you James, you are amazing!Yanique M.Yanique M. ★★★★★ James Bonn is an absolute pleasure to work with. He is very thorough and provided detailed answers to my questions. I was ultimately impressed by his knowledge and ability to make the process smooth. I am so excited that I've found an agent that is passionate, personable and provides excellent service. Thank you, James!Zenaida N.Zenaida N. ★★★★★ Very pleased I worked with Eric Bushey . Answered all my questions was able to lower my policybob R.bob R. ★★★★★ Gina , was great to work with getting my new hurricane policy.stephen T.stephen T. ★★★★★ My home insurance renewal was going to be double next month so I looked up best insurance agents near me and called Cornerstone. My agent James was very informative, friendly and responsive and within a couple of hours he was able to help me save hundreds off of a new policy with a different company. I was very pleased with my experience and look forward to continuing using Cornerstone and James as my agentDiane P.Diane P. ★★★★★ Outstanding service from James Bonn 3/12/24 with Cornerstone Ins. Inc. I started my home insurance policy search yesterday and was able to complete the process today. James provided excellent service from beginning to end. I highly recommend this company and agent and appreciate their level of care and expertise.Diane PattersonStephanie P.Stephanie P. ★★★★★ I had the best personal experience with Cornerstone insurance. Mr. James Bonn was my agent. Mr. Bonn was referred by a family member that also had a wonderful experience. I felt at ease to ask questions and protected with a great coverage that best suited my home. Everything was easy and quick. He responded with emails and phone calls. I look forward to working with them as my insurance agents now and in the future as the landscape of insurance in Florida fluctuates.Mitzie E.Mitzie E. ★★★★★ I worked with Eric Bushey at Cornerstone Insurance and the service was exemplary. He was very professional and diligent and as a result, this process was simply yet thorough. In addition, they saved me money $$. I am glad I chose Cornerstone Insurance.Gail T.Gail T. ★★★★★ When I requested a quote from Cornerstone, James Bonn promptly returned my call. The quote was better than any other I received. He even found me a discount I did not know of. I don't have any history with claims because this is a brand new account, but if everyone there is like James, then I will keep them.Kevin N.Kevin N. ★★★★★ Detailed Service from James, very pleased with his service.js_loader
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Reliable Personal Insurance Florida Residents Can Depend On

Looking for affordable and dependable auto, homeowners, renters, flood, motorcycle, or umbrella insurance? Florida residents can count on the companies we work with to give you the coverage you need at a price you can afford. 

We assist you in finding a carrier that has strong financial ratings, extensive claims-paying experience, and great customer service. As a result, we partner with respected carriers like Tower Hill, Travelers, Safeco, Progressive, Mercury, Olympus, Florida Peninsula, Edison, Heritage,  American Integrity Insurance, and more.

Get A Quote Now

Frequently Asked Questions About Florida Insurance Coverage

At Cornerstone we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Cornerstone Insurance Inc. Better Business Bureau logo and A+ rating

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote. We appreciate your business and look forward to serving you.

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Heritage Insurance
  • Federated National Insurance
  • Florida Peninsula
  • Edison Insurance
  • United Property and Casualty
  • Universal Property and Casualty
  • Hudson Insurance
  • Travelers Insurance
  • Mercury Insurance
  • Mapfre Insurance
  • Safeco Insurance
  • Safepoint Insurance
  • And More
Jeanne L.
Jeanne L.
Kyle Wilson was so helpful from the beginning to the end. I highly recommend him to anyone searching for any of their insurance needs.
Silvino G.
Silvino G.
I am very grateful and pleased with the level of service and care Mr. James Bonn took with finding a provider for me. He took time to explain the process and answered any questions I had. I will be sending referrals to him of my friends and family so they too can have an excellent experience.
Kelly W.
Kelly W.
I can’t say enough good things about the company, the response time and my agent, James Bonn. It was truly a grade A+ experience. The responsiveness, the attention to detail, as well as being thorough, went above and beyond my expectations. If you need an agent, absolutely reach out to James he was great. He made it so easy!
Linda P.
Linda P.
Josh Gleaton was very pleasant and helpful assisting me with all the steps needed to complete this insurance policy, overcoming a complication for me.
Zafer U.
Zafer U.
I recently had the pleasure of working with Kyle Wilson, a licensed agent at Cornerstone Insurance Inc., and I can't recommend him highly enough. From the moment we reached out, Kyle was incredibly responsive, answering our emails promptly and ensuring that all our queries were addressed efficiently.Not only did Kyle find us the best rates, but he also facilitated seamless communication between all parties involved. His expertise and guidance were instrumental in helping us navigate through the complexities of home, flood, and auto insurance, steering us in the right direction every step of the way.Kyle's thorough understanding of the insurance landscape and his commitment to his clients' needs were evident throughout our interactions. He went above and beyond to ensure we received comprehensive coverage that was perfectly tailored to our needs.For anyone in need of insurance assistance, Kyle Wilson at Cornerstone Insurance Inc. is your go-to professional. His exemplary service, coupled with his dedication to finding the best solutions for his clients, makes him an outstanding agent. We are immensely grateful for his help and would urge anyone looking for insurance to consider Kyle.Thank you, Kyle, for making what could have been a daunting process, smooth and straightforward. Your professionalism and kindness have not gone unnoticed.
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