Google Rating
5.0
Based on 366 reviews
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An Auto Insurance Plan Made Just For You
Get the coverage you need for your vehicle at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have auto insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the vehicle coverage you need without overpaying.

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5-Star Tampa Auto Insurance Company

★★★★★

Looking for auto insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents. 

Because we are independent, we offer our clients many of the top A rated car, truck, minivan and SUV insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve. 

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Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your car insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

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Here's What Our Clients Have to Say

ExcellentCornerstone Insurance Inc.5.0★★★★★ Based on 365 reviews fromSee all reviewsMichael L.Michael L. ★★★★★ Eric Bushey was amazing! I had a lapse in coverage and Eric walked me through available options. He had great communication skills and was quick to respond to all my emails. This is how business should be conducted. Thank you!!!Griffin W.Griffin W. ★★★★★ Had a great experience working with Kyle Wilson in securing my home insurance policy. He was very knowledgeable and provided several creative scenarios that enabled me to personalize my policy to suit my needs and budget. Highly recommend.Colin C.Colin C. ★★★★★ Best agent you could ever ask for supper quick with responses and very knowledgeable also he was always looking out for our best interests. Thank you sincerely Colin CashDavid H.David H. ★★★★★ We worked with Gina to get insurance on our home. She helped us through the entire process and got us good insurance at a reasonable price. She was willing to go the extra mile to help us out. THANKS!!Gustavo G.Gustavo G. ★★★★★ First time using Cornerstone insurance for my homeowners,good experience so far.My agent E.Bushy was very helpful and helpful on all the steps needed for my enrollment.give him a call and I am sure,that you not registered.Jeanne L.Jeanne L. ★★★★★ Kyle Wilson was so helpful from the beginning to the end. I highly recommend him to anyone searching for any of their insurance needs.Silvino G.Silvino G. ★★★★★ I am very grateful and pleased with the level of service and care Mr. James Bonn took with finding a provider for me. He took time to explain the process and answered any questions I had. I will be sending referrals to him of my friends and family so they too can have an excellent experience.Kelly W.Kelly W. ★★★★★ I can’t say enough good things about the company, the response time and my agent, James Bonn. It was truly a grade A+ experience. The responsiveness, the attention to detail, as well as being thorough, went above and beyond my expectations. If you need an agent, absolutely reach out to James he was great. He made it so easy!Linda P.Linda P. ★★★★★ Josh Gleaton was very pleasant and helpful assisting me with all the steps needed to complete this insurance policy, overcoming a complication for me.Zafer U.Zafer U. ★★★★★ I recently had the pleasure of working with Kyle Wilson, a licensed agent at Cornerstone Insurance Inc., and I can't recommend him highly enough. From the moment we reached out, Kyle was incredibly responsive, answering our emails promptly and ensuring that all our queries were addressed efficiently.Not only did Kyle find us the best rates, but he also facilitated seamless communication between all parties involved. His expertise and guidance were instrumental in helping us navigate through the complexities of home, flood, and auto insurance, steering us in the right direction every step of the way.Kyle's thorough understanding of the insurance landscape and his commitment to his clients' needs were evident throughout our interactions. He went above and beyond to ensure we received comprehensive coverage that was perfectly tailored to our needs.For anyone in need of insurance assistance, Kyle Wilson at Cornerstone Insurance Inc. is your go-to professional. His exemplary service, coupled with his dedication to finding the best solutions for his clients, makes him an outstanding agent. We are immensely grateful for his help and would urge anyone looking for insurance to consider Kyle.Thank you, Kyle, for making what could have been a daunting process, smooth and straightforward. Your professionalism and kindness have not gone unnoticed.DeeDee ★★★★★ James Bonn offered an excellent service!He went above and beyond to help us get a quality coverage after our original policy had expired and we had a lapse in coverage, but he managed to get us back insured!Thank you James, you are amazing!Yanique M.Yanique M. ★★★★★ James Bonn is an absolute pleasure to work with. He is very thorough and provided detailed answers to my questions. I was ultimately impressed by his knowledge and ability to make the process smooth. I am so excited that I've found an agent that is passionate, personable and provides excellent service. Thank you, James!Zenaida N.Zenaida N. ★★★★★ Very pleased I worked with Eric Bushey . Answered all my questions was able to lower my policybob R.bob R. ★★★★★ Gina , was great to work with getting my new hurricane policy.stephen T.stephen T. ★★★★★ My home insurance renewal was going to be double next month so I looked up best insurance agents near me and called Cornerstone. My agent James was very informative, friendly and responsive and within a couple of hours he was able to help me save hundreds off of a new policy with a different company. I was very pleased with my experience and look forward to continuing using Cornerstone and James as my agentjs_loader
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Car Insurance Options in Florida

When searching for personal auto insurance, Tampa FL residents have many choices, but finding the right car insurance policy for your individual needs can be a challenge. Many insurance agents in the Tampa area are exclusive to only one carrier. But when choosing Cornerstone to provide your auto insurance, Tampa auto owners will receive multiple coverage quotes from multiple highly rated companies like Progressive, Travelers, Mercury Insurance Group and many others. These are companies that have a proven track record of reliability and affordability. 

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Frequently Asked Questions About Auto Insurance

Many people wonder if they really need auto insurance. Tampa drivers should be aware that if you own a vehicle, it is the law that you have at least the state minimums of PIP (Personal Injury Protection) and property damage liability. If your car has a loan, the finance company may also require collision insurance until the loan is paid off. Here are some other reasons why it is wise to carry auto insurance:

  • If your motor vehicle is ever stolen or totaled in an accident, it will cost a lot of money to replace it without insurance.
  • If you are ever in an accident where you or other passengers sustain injury, you may be held liable for the medical costs.
  • If your vehicle ever causes damage or serious injury to others, you could be sued for far more than your net worth.

That depends on your individual situation. You only “need” to carry what the state and/or your financial institution requires. However, it is best to have enough coverage to protect you and your family. When considering the amount of coverage needed for auto insurance, Tampa Florida drivers should also consider the following:

  • What can you afford to pay out of pocket in the event of an auto accident? If you can afford to pay more for possible repairs, then you may want to choose a policy with a higher deductible, saving you money on your premiums.
  • Does your car have a loan against it? If the answer is yes, you will probably be required to carry collision car insurance.
  • What is your total financial worth? You will want your liability limits to equal or exceed your total net worth. This will protect you and your family from a lawsuit. If your net worth is higher than the maximum liability limit on the auto insurance, you may want to consider an umbrella policy.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top car, truck and SUV insurance carriers, including Progressive Insurance, Travelers Insurance, Mercury Insurance, Mapfre Insurance, and Safeco Insurance.

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Michael L.
Michael L.
Eric Bushey was amazing! I had a lapse in coverage and Eric walked me through available options. He had great communication skills and was quick to respond to all my emails. This is how business should be conducted. Thank you!!!
Griffin W.
Griffin W.
Had a great experience working with Kyle Wilson in securing my home insurance policy. He was very knowledgeable and provided several creative scenarios that enabled me to personalize my policy to suit my needs and budget. Highly recommend.
Colin C.
Colin C.
Best agent you could ever ask for supper quick with responses and very knowledgeable also he was always looking out for our best interests. Thank you sincerely Colin Cash
David H.
David H.
We worked with Gina to get insurance on our home. She helped us through the entire process and got us good insurance at a reasonable price. She was willing to go the extra mile to help us out. THANKS!!
Gustavo G.
Gustavo G.
First time using Cornerstone insurance for my homeowners,good experience so far.My agent E.Bushy was very helpful and helpful on all the steps needed for my enrollment.give him a call and I am sure,that you not registered.
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