A Renters Insurance Plan Made Just For You

Get the coverage you need for your belongings at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have renters insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the renters coverage you need without overpaying.

5-Star Tampa Renters Insurance Company

With the volatile housing market in Florida, more and more people are choosing to rent. After moving in to their new dwelling, there is one thing many people forget to buy: renters insurance. Tampa area residents are renting in ever-growing numbers these days, but it is estimated that around 30% of them don’t buy a renters policy.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents with many of the top A rated renters insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your renters insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Affordable Renters Insurance from an Agency You Can Trust

At Cornerstone, we are an independent Florida insurance company that specializes in finding the most affordable insurance products to fit the individual needs of our clients. If you are looking for a local insurance agent in Tampa that can get you the best rates on a renters insurance policy, you have come to the right place. We have investigated and vetted the insurance companies writing renters policies, and selected to represent only the top rated and most experienced carriers of the group. This gives our clients the assurance of knowing that their apartment is protected by an insurance company that is financially stable and ready and capable of paying claims if a disaster occurs.

Frequently Asked Questions About Renters Insurance

What does renters insurance cover?

A typical renter’s policy includes the following coverages:

Personal Property Protection: You will be covered in case your personal possessions are ever damaged or stolen. Your property may also be protected outside your home, such as in your car or while traveling. Covered losses include fire or smoke, lightning, theft, explosion, windstorm, and water damage from plumbing. Floods, earthquakes and routine wear and tear are not covered.
Temporary Relocation Living Expenses: If the building you are living in is ever damaged and you are forced to move out while repairs are made, renters insurance covers Tampa residents for living expenses incurred to temporarily relocate until your rented building is ready to move back into.
Personal Liability: Provides coverage in case a visitor is injured while on your premises or by you, a family member or pet while off your premises. You will be protected up to the liability limits of the policy in the case of a lawsuit.

Which renters insurance carriers do you work with?

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top renters insurance carriers, including:

American Integrity Insurance
Tower Hill Insurance
Progressive Insurance
Florida Peninsula
Edison Insurance
United Property and Casualty
Universal Property and Casualty

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Kalene W.

Great experience! James was responsive and informative and helped explain everything I needed to know to select the right coverage at a great price.

Yves N.

James is very knowledgeable and has been very professionel in guiding us chose the correct insurances for our home. The entire process was clear, fast and very easy all the way. Our questions were answered very promptly and our concerns were taken into consideration very carefully.Excellent follow-up!!! Highly recommending James!!!And most... "James was very courteous".

Beth L.

James was efficient and prompt about getting me my homeowners insurance and answering questions. Would highly recommend him! :)

Jason T.

Eric responded right away to my questions and was able to save me a significant amount on my policy. the process was seamless.

Diane N.

James Bonn with Cornerstone was very helpful in providing homeowner quotes. He was courteous, prompt and had my best interest at heart. I would highly recommend him as your agent and Cornerstone as the agency. Even though late Friday, James and Jamie from the office, emailed me everything needed for the new policy and cancellation of the old one. Thank you All!