Google Rating
4.9
Based on 402 reviews
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A Renters Insurance Plan Made Just For You
Get the coverage you need for your belongings at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have renters insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the renters coverage you need without overpaying.

5-Star Tampa Renters Insurance Company

★★★★★

With the volatile housing market in Florida, more and more people are choosing to rent. After moving in to their new dwelling, there is one thing many people forget to buy: renters insurance. Tampa area residents are renting in ever-growing numbers these days, but it is estimated that around 30% of them don’t buy a renters policy.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents with many of the top A rated renters insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve. 

Trusted Choice logo
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your renters insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent
4.9
Based on 402 reviews
Frank B.
Frank B.
Josh has been a great agent for our various insurance needs. I'm so happy to have a reliable and honest insurance contact in the Tampa are. Thank you Josh!
Crystal
Crystal
I had the pleasure of finding Cornerstone Insurance after my previous insurance sent a letter of Non-renewal. I worked with Kyle Wilson and he found me coverage with a lower premium than my previous insurance plus with more coverage! I highly recommend Cornerstone and Kyle!! Thank you Kyle for answering all my questions and doing a great job finding me coverage! A++
Laura N.
Laura N.
I switched my insurance from another company and was glad I did. James Bonn is knowledgeable and detail oriented. My policies were better priced with better coverage than our previous ones. Highly recommend this agent and company.
Mickle B.
Mickle B.
Kyle is awesome! Helped me out through the entire process. When other companies can't get anything done? Cornerstone and Kyle make it happen.
Michael B.
Michael B.
James was accessable and walked me through the process to lower my Homeowners Insurance and save a bunch. I would highly recommend Cornerstone and James to anyone and everyone who pays Homeowners Insurance.
Pest T.
Pest T.
Thank God for Eric at Cornerstone!... I'm supposed to closed on a house in 10 days. I tried with a different company over a weekend ago and have gotten nothing back from them. I called Cornerstone at 4pm on a Friday and spoke with Eric. After I explained my situation, he talked me down off the ledge lol, and immediately started working to get me something done. I definitely regret not calling him first. Thank you Eric!
Cathy C.
Cathy C.
My current homeowners renewal came in at $11,000 and James Bonn was able to secure a policy with the same limits and same quality for $4,000 a savings of $7,000. I would recommend Cornerstone and have to anyone who is paying too much for their homeowners insurance in Florida.
Kadeem B.
Kadeem B.
I've had the pleasure of working with Kyle Wilson at Cornerstone Insurance for my home insurance needs, and I couldn't be more satisfied with the service I've received. From the beginning, Kyle was very helpful, taking the time to understand my specific needs and provide tailored solutions. His professionalism and dedication to his clients is evident in every interaction. Kyle made the entire process seamless and stress-free, offering clear explanations and prompt responses to all my questions. I highly recommend Kyle Wilson to anyone looking for reliable and personalized home insurance services.
Mark M.
Mark M.
Eric was awesome! He was thorough, professional, and responds quickly. I appreciate all their help and guidance.
SS B.
SS B.
James B. and the team at Cornerstone were fantastic. They shopped the best rates and options for us and responded promptly each time.
Glenn M.
Glenn M.
The extra time, effort and understanding of a very complex set of issues was exceptional. Under the same circumstances, I attempted to get the same policy with other agents who couldn't waste their time on an 84 YO, disabled vet request for help. They not only took the time, but came through in spades..
Jeanna T.
Jeanna T.
Eric Bushey is AWESOME! He saved me a lot of money and was quick with a quote! Thank you so much!
Kimberly Rose D.
Kimberly Rose D.
Gina was great! So helpful. We loved working with her!
Dino D.
Dino D.
Josh was helpful with my auto insurance and I’m planning to move my homeowners to this agency as well. Great experience so far -Cole J
Charlie C.
Charlie C.
Eric is a great agent. He was super responsive and knowledgeable and helped put us at ease while purchasing insurance
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Affordable Renters Insurance from an Agency You Can Trust

At Cornerstone, we are an independent Florida insurance company that specializes in finding the most affordable insurance products to fit the individual needs of our clients. If you are looking for a local insurance agent in Tampa that can get you the best rates on a renters insurance policy, you have come to the right place. We have investigated and vetted the insurance companies writing renters policies, and selected to represent only the top rated and most experienced carriers of the group. This gives our clients the assurance of knowing that their apartment is protected by an insurance company that is financially stable and ready and capable of paying claims if a disaster occurs.

Frequently Asked Questions About Renters Insurance

A typical renter’s policy includes the following coverages:

  • Personal Property Protection: You will be covered in case your personal possessions are ever damaged or stolen. Your property may also be protected outside your home, such as in your car or while traveling. Covered losses include fire or smoke, lightning, theft, explosion, windstorm, and water damage from plumbing. Floods, earthquakes and routine wear and tear are not covered.
  • Temporary Relocation Living Expenses: If the building you are living in is ever damaged and you are forced to move out while repairs are made, renters insurance covers Tampa residents for living expenses incurred to temporarily relocate until your rented building is ready to move back into.
  • Personal Liability: Provides coverage in case a visitor is injured while on your premises or by you, a family member or pet while off your premises. You will be protected up to the liability limits of the policy in the case of a lawsuit.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top renters insurance carriers, including:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Florida Peninsula
  • Edison Insurance
  • United Property and Casualty
  • Universal Property and Casualty
Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:
Frank B.
Frank B.
Josh has been a great agent for our various insurance needs. I'm so happy to have a reliable and honest insurance contact in the Tampa are. Thank you Josh!
Crystal
Crystal
I had the pleasure of finding Cornerstone Insurance after my previous insurance sent a letter of Non-renewal. I worked with Kyle Wilson and he found me coverage with a lower premium than my previous insurance plus with more coverage! I highly recommend Cornerstone and Kyle!! Thank you Kyle for answering all my questions and doing a great job finding me coverage! A++
Laura N.
Laura N.
I switched my insurance from another company and was glad I did. James Bonn is knowledgeable and detail oriented. My policies were better priced with better coverage than our previous ones. Highly recommend this agent and company.
Mickle B.
Mickle B.
Kyle is awesome! Helped me out through the entire process. When other companies can't get anything done? Cornerstone and Kyle make it happen.
Michael B.
Michael B.
James was accessable and walked me through the process to lower my Homeowners Insurance and save a bunch. I would highly recommend Cornerstone and James to anyone and everyone who pays Homeowners Insurance.
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