Google Rating
5.0
Based on 347 reviews
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A Renters Insurance Plan Made Just For You
Get the coverage you need for your belongings at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have renters insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the renters coverage you need without overpaying.

5-Star Tampa Renters Insurance Company

★★★★★

With the volatile housing market in Florida, more and more people are choosing to rent. After moving in to their new dwelling, there is one thing many people forget to buy: renters insurance. Tampa area residents are renting in ever-growing numbers these days, but it is estimated that around 30% of them don’t buy a renters policy.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents with many of the top A rated renters insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve. 

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Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your renters insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

ExcellentCornerstone Insurance Inc.5.0 Based on 347 reviews fromSee all reviewsJennifer H.Jennifer H. ★★★★★ Eric Bushey with Cornerstone Insurance was a pleasure to work with. He helped me find affordable homeowners insurance within a couple of days and facilitated the switch between companies smoothly. I highly recommend both Eric and Cornerstone!Tommy N.Tommy N. ★★★★★ James Bonn helped make things very easy and was fast with communications!B BB B ★★★★★ Great service from James Bonn at Cornerstone. Answered all my questions. Fast quotes. Competitive pricing. I recommend.Mary P.Mary P. ★★★★★ The cost of our home insurance with our previous provider increased by over $3000 this year and James Bonn found us a policy with a reputable company for less than we paid last year.Maciej K.Maciej K. ★★★★★ Eric Bushey is quick and helpful. Did I mention he will save you money? He did for me. Thanks.James H.James H. ★★★★★ I called and Spoke with James Bonn. Unfortunately, he was not able to help me with the coverage that I needed; however, he guided me to a provider that could. I was able to secure the coverage that I needed and saved over $2,000.00 per year for the same coverage that I had previously. I highly recomend going to him first for any homeowners insurance needs. Thank you, James HoffmanCheryl Lynn R.Cheryl Lynn R. ★★★★★ What a difference! Night and day! From my past agent to James Bonn. I was looking for homeowners insurance because my old policy doubled from last year. James is quick to respond to emails and phone calls. James knows this business well! While I was at it, I inquired about auto insurance. That was a huge difference also, so I changed that over and then my husband decided to change over with his 2 vehicles too! James made everything go so smoothly. I am very happy!!Yasmin O.Yasmin O. ★★★★★ I want to say thank you to Joshua Gleaton for helping me save hundreds of dollars on my home owner’s insurance policy. He was kind, pleasant and professional in getting back to me with all my questions. I will definitely recommend him to all my friends, colleagues and family for his exceptional customer service. Once again thank you for taking care of my insurance needs.Douglas J.Douglas J. ★★★★★ I am very pleased that I worked with James Bonn to provide my home insurance. He answered all of my questions in detail (and I had many) and did not pressure me into buying anything I did not need. He took the time to make sure the quote he provided fit my needs and my budget. I would 100% recommend him and his company.Thomas R.Thomas R. ★★★★★ Joshua Gleaton was so nice and helpful. I'm so happy I went with this insurance company!!Larry T.Larry T. ★★★★★ I was impressed with the accurate service I received from Jim Bonn. He understood exactly what I was looking for and provided it promptly. He was able to save me about $350 on home insurance along with increased coverage.Rocky C.Rocky C. ★★★★★ It is that time of the year in Florida shopping for Flood and Wind insurance. It is a minefield out there! Overwhelmed with web based companies, resulting in too many emails and telephone calls.Josh with Cornerstone connected with me and I’m glad he did. He provided me a number of options for the coverage that I wanted and stay within a budgeted amount. He was patient and communicated promptly. Went out of his way to fit the coverage with reputable companies. Square biz, straight shooter!HEATHER DAVIDSON C.HEATHER DAVIDSON C. ★★★★★ Gina McNairy is outstanding!! Her dedication to meeting a short deadline, solving for incomplete information, frequent/updated commmunication…..excellent! She went above and beyond to provide service establishing new policies.KUDOS GINA!Nicholas D.Nicholas D. ★★★★★ I worked with James Bonn and he helped me out quickly. Had a quote within an hour, paid for the policy that day and the policy started that day as well. He saved me $1100 a year on my homeowners insurance. I highly recommend.Amber S.Amber S. ★★★★★ Eric was fantastic!!! We have a short term rental property and our current agent is horrible. We were stuck between a rock and a hard place because they had a carrier that would cover our type of need. I have been shopping for a new agent for about a month with no luck. From people not getting back to me with a quote to people not having a carrier that would cover us. From our first conversation, Eric said they had a carrier and they could cover us. Not a problem. He followed through with everything he said he would do. His quote came in about $400 lower than the other one. Even with the higher coverages we needed, and lower deductibles. I highly recommend Eric and this agency! They are very professional and I’m confident we will be long term customers.js_loader

Affordable Renters Insurance from an Agency You Can Trust

At Cornerstone, we are an independent Florida insurance company that specializes in finding the most affordable insurance products to fit the individual needs of our clients. If you are looking for a local insurance agent in Tampa that can get you the best rates on a renters insurance policy, you have come to the right place. We have investigated and vetted the insurance companies writing renters policies, and selected to represent only the top rated and most experienced carriers of the group. This gives our clients the assurance of knowing that their apartment is protected by an insurance company that is financially stable and ready and capable of paying claims if a disaster occurs.

Frequently Asked Questions About Renters Insurance

A typical renter’s policy includes the following coverages:

  • Personal Property Protection: You will be covered in case your personal possessions are ever damaged or stolen. Your property may also be protected outside your home, such as in your car or while traveling. Covered losses include fire or smoke, lightning, theft, explosion, windstorm, and water damage from plumbing. Floods, earthquakes and routine wear and tear are not covered.
  • Temporary Relocation Living Expenses: If the building you are living in is ever damaged and you are forced to move out while repairs are made, renters insurance covers Tampa residents for living expenses incurred to temporarily relocate until your rented building is ready to move back into.
  • Personal Liability: Provides coverage in case a visitor is injured while on your premises or by you, a family member or pet while off your premises. You will be protected up to the liability limits of the policy in the case of a lawsuit.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top renters insurance carriers, including:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Florida Peninsula
  • Edison Insurance
  • United Property and Casualty
  • Universal Property and Casualty
Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:
Lydia C.
Lydia C.
Jennifer H.
Jennifer H.
Eric Bushey with Cornerstone Insurance was a pleasure to work with. He helped me find affordable homeowners insurance within a couple of days and facilitated the switch between companies smoothly. I highly recommend both Eric and Cornerstone!
Tommy N.
Tommy N.
James Bonn helped make things very easy and was fast with communications!
B B
B B
Great service from James Bonn at Cornerstone. Answered all my questions. Fast quotes. Competitive pricing. I recommend.
Mary P.
Mary P.
The cost of our home insurance with our previous provider increased by over $3000 this year and James Bonn found us a policy with a reputable company for less than we paid last year.
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