A Renters Insurance Plan Made Just For You
Get the coverage you need for your belongings at a price you can afford.
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The best carriers, real agents, and technology that makes it easy.

A lot of people have renters insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the renters coverage you need without overpaying.

5-Star Tampa Renters Insurance Company

★★★★★

With the volatile housing market in Florida, more and more people are choosing to rent. After moving in to their new dwelling, there is one thing many people forget to buy: renters insurance. Tampa area residents are renting in ever-growing numbers these days, but it is estimated that around 30% of them don’t buy a renters policy.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency puts every personal policy in one place for you — one agency, one number to call — with many of the top A rated renters insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve. 

Trusted Choice independent insurance agency in Florida
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your renters insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Switch with Ease

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.5.0
Based on 625 reviews
John
3 days ago
James Bonn and Cornerstone In’s couldn’t have given me better service , so polite and prompt !! I am so glad that I found them on the internet and look forward to a long and ongoing relationship!!
Michael Fant
1 week ago
I strongly recommend working with Joshua Gleaton, thanks to him I was able to find the best options for my homeowners insurance. He is excellent at quickly replying via email and goes out of his way to assist you if you have additional questions.
ELODIA TORELLA
1 week ago
Exceptional service! Laura was extremely fast to respond and provided several great coverage options tailored to my needs. She made the whole process easy and stress-free. Highly recommended
Danielle Lane
1 week ago
Joshua Gleaton helped us secure an awesome rate for our new Florida home! He was super responsive to my many emails and always provided a thorough answer. We had some closing delays and he adjusted our effective date several times. We will be seeking some auto insurance quotes through him next!
Simon Munoz Agudelo
3 weeks ago
I didn’t think it was possible to get affordable home insurance in Florida, but Licensed Agent Joshua Gleaton was able to do that for me and my wife. It was very easy, quick and hassle free. Thank you so much Joshua 🙏🏼
Ann Stowell
3 weeks ago
Shopping for insurance in Florida was certainly made easier with James Bonn of Cornerstone. I appreciate all the assistance he offered, should I need it, to complete the purchase of my homeowners policy.
Earl Vegafria
4 weeks ago
Kyle has really earned our trust and respect as our go to insurance agent for our home and autos. A true professional, and so far has not disappointed us offering the best and lowest quotes without sacrificing the quality of the product. Thank you Kyle for what you do for our insurance needs.
Anthony White
4 weeks ago
Kevin with Cornerstone has been most responsive, knowledgeable, and easy to work with. I only wish I had engaged him sooner. He has saved us lots of time and money with our new homeowners policy.
Ken Engel
4 weeks ago
I have had Cornerstone provide my homeowners insurance policies for many years. I am in the process of relocating and James Bonn has just provided me with a policy for my new location. He was friendly, polite, knowledgeable and gave me a great quote. I highly recommend that you give James a call for your insurance needs.
Ashley Galfond
1 month ago
Quick service. Responsive.
Isabel rodriguez
1 month ago
Thank you Laura for your outstanding service. A very affordable home insurance
Lins Mann
1 month ago
My husband and I have had a fantastic experience with Cornerstone Insurance. We've used them for both our home and auto insurance. We had the privilege of working with Joshua and Karen; both of them are awesome insurance agents. They were very prompt and kind in their responses and very helpful with any questions we had. Thank you for working with the Carroll family!
Jean defoy
1 month ago
Excellent service from Kari
Bill Hunter
2 months ago
My insurance agent is Kyle Wilson. There is none better!! He handles my personal insurance needs and I as a Realtor refer to him my Real Estate Clients. I consistently refer my clients to at least 2 if not 3 different agents for competitive quotes and each time they say to me that "Kyle" is the one who is the quickest to respond and that he really knows his profession. He is helpful and there for you when you need him. I would go to no other than Kyle for all of my insurance needs.
Ana Valenzuela
2 months ago
After weeks of frustration with my previous agency, I found James Bonn at Cornerstone and couldn't be happier. He got everything handled quickly and seamlessly, found me better coverage at a comparable premium, and had it all bound within 24 hours. He even coordinated with my lender and canceled my old policy. If you need homeowners insurance in Florida, call James. Highly recommend!

Affordable Renters Insurance from an Agency You Can Trust

At Cornerstone, we are an independent Florida insurance company that specializes in finding the most affordable insurance products to fit the individual needs of our clients. If you are looking for a local insurance agent in Tampa that can get you the best rates on a renters insurance policy, you have come to the right place. We have investigated and vetted the insurance companies writing renters policies, and selected to represent only the top rated and most experienced carriers of the group. This gives our clients the assurance of knowing that their apartment is protected by an insurance company that is financially stable and ready and capable of paying claims if a disaster occurs.

Frequently Asked Questions About Renters Insurance

A typical renter’s policy includes the following coverages:

  • Personal Property Protection: You will be covered in case your personal possessions are ever damaged or stolen. Your property may also be protected outside your home, such as in your car or while traveling. Covered losses include fire or smoke, lightning, theft, explosion, windstorm, and water damage from plumbing. Floods, earthquakes and routine wear and tear are not covered.
  • Temporary Relocation Living Expenses: If the building you are living in is ever damaged and you are forced to move out while repairs are made, renters insurance covers Tampa residents for living expenses incurred to temporarily relocate until your rented building is ready to move back into.
  • Personal Liability: Provides coverage in case a visitor is injured while on your premises or by you, a family member or pet while off your premises. You will be protected up to the liability limits of the policy in the case of a lawsuit.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top renters insurance carriers, including:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Florida Peninsula
  • Edison Insurance
  • Universal Property and Casualty
Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:
John
James Bonn and Cornerstone In’s couldn’t have given me better service , so polite and prompt !! I am so glad that I found them on the internet and look forward to a long and ongoing relationship!!
Michael F.
I strongly recommend working with Joshua Gleaton, thanks to him I was able to find the best options for my homeowners insurance. He is excellent at quickly replying via email and goes out of his way to assist you if you have additional questions.
ELODIA T.
Exceptional service! Laura was extremely fast to respond and provided several great coverage options tailored to my needs. She made the whole process easy and stress-free. Highly recommended
Danielle L.
Joshua Gleaton helped us secure an awesome rate for our new Florida home! He was super responsive to my many emails and always provided a thorough answer. We had some closing delays and he adjusted our effective date several times. We will be seeking some auto insurance quotes through him next!
Simon Munoz A.
I didn’t think it was possible to get affordable home insurance in Florida, but Licensed Agent Joshua Gleaton was able to do that for me and my wife. It was very easy, quick and hassle free. Thank you so much Joshua 🙏🏼