A Renters Insurance Plan Made Just For You

Get the coverage you need for your belongings at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have renters insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the renters coverage you need without overpaying.

5-Star Tampa Renters Insurance Company

With the volatile housing market in Florida, more and more people are choosing to rent. After moving in to their new dwelling, there is one thing many people forget to buy: renters insurance. Tampa area residents are renting in ever-growing numbers these days, but it is estimated that around 30% of them don’t buy a renters policy.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents with many of the top A rated renters insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your renters insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Affordable Renters Insurance from an Agency You Can Trust

At Cornerstone, we are an independent Florida insurance company that specializes in finding the most affordable insurance products to fit the individual needs of our clients. If you are looking for a local insurance agent in Tampa that can get you the best rates on a renters insurance policy, you have come to the right place. We have investigated and vetted the insurance companies writing renters policies, and selected to represent only the top rated and most experienced carriers of the group. This gives our clients the assurance of knowing that their apartment is protected by an insurance company that is financially stable and ready and capable of paying claims if a disaster occurs.

Frequently Asked Questions About Renters Insurance

What does renters insurance cover?

A typical renter’s policy includes the following coverages:

Personal Property Protection: You will be covered in case your personal possessions are ever damaged or stolen. Your property may also be protected outside your home, such as in your car or while traveling. Covered losses include fire or smoke, lightning, theft, explosion, windstorm, and water damage from plumbing. Floods, earthquakes and routine wear and tear are not covered.
Temporary Relocation Living Expenses: If the building you are living in is ever damaged and you are forced to move out while repairs are made, renters insurance covers Tampa residents for living expenses incurred to temporarily relocate until your rented building is ready to move back into.
Personal Liability: Provides coverage in case a visitor is injured while on your premises or by you, a family member or pet while off your premises. You will be protected up to the liability limits of the policy in the case of a lawsuit.

Which renters insurance carriers do you work with?

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top renters insurance carriers, including:

American Integrity Insurance
Tower Hill Insurance
Progressive Insurance
Florida Peninsula
Edison Insurance
United Property and Casualty
Universal Property and Casualty

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Theresa M.

Hyung K.

James helped me get the right insurance I needed for closing in matter of few hours. Thank you for making this process so smooth.

Paola N.

After our homeowners carrier stopped writing business in Florida we found ourselves needing a new homeowners insurance policy in two days time. James Bonn with cornerstone came to our rescue! Getting us a policy set up with a very competitive rate within a couple hours. Would definitely recommend them for all your insurance needs.

Kleber S.

Cornerstone insurance and Gina McNairy have always provided outstanding service for my family homes and autos for more than a decade. Gina's always extremely helpful and always goes above and beyond to address my family's insurance needs. I very highly recommend Cornerstone Insurance and Gina McNairy for all of your insurance needs. They're a fantastic group!

Whitney G.

James did a great job helping us find a homeowners policy. He walked us through all of the options, answered all of our questions promptly, and helped us get a new policy that is a substantial savings for us.