With the volatile housing market in Florida, more and more people are choosing to rent. After moving in to their new dwelling, there is one thing many people forget to buy: renters insurance. Tampa area residents are renting in ever-growing numbers these days, but it is estimated that around 30% of them don’t buy a renters policy.
A typical renter’s policy includes the following coverages:
Personal Property Protection: You will be covered in case your personal possessions are ever damaged or stolen. Your property may also be protected outside your home, such as in your car or while traveling. Covered losses include fire or smoke, lightning, theft, explosion, windstorm, and water damage from plumbing. Floods, earthquakes and routine wear and tear are not covered.
Temporary Relocation Living Expenses: If the building you are living in is ever damaged and you are forced to move out while repairs are made, renters insurance covers Tampa residents for living expenses incurred to temporarily relocate until your rented building is ready to move back into.
Personal Liability: Provides coverage in case a visitor is injured while on your premises or by you, a family member or pet while off your premises. You will be protected up to the liability limits of the policy in the case of a lawsuit.
At Cornerstone, we are an independent Florida insurance company that specializes in finding the most affordable insurance products to fit the individual needs of our clients. If you are looking for a local insurance agent in Tampa that can get you the best rates on a renters insurance policy, you have come to the right place.
We work with several of the most trusted insurers in the state, which means we are able to shop around for you and provide you the best coverage at the best possible price on your renters insurance. Tampa area residents can trust our years of experience and commitment to providing exceptional service to each and every client. We are always there to help and serve with all your personal insurance needs.