Click to Quote
A Renters Insurance Plan Made Just For You
Get the coverage you need for your belongings at a price you can afford.
Get A Quote Now
Couple looking at a laptop
Everyone Deserves To Live Covered.™

A lot of people have renters insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the renters coverage you need without overpaying.

Click to Quote

5-Star Tampa Renters Insurance Company

★★★★★

With the volatile housing market in Florida, more and more people are choosing to rent. After moving in to their new dwelling, there is one thing many people forget to buy: renters insurance. Tampa area residents are renting in ever-growing numbers these days, but it is estimated that around 30% of them don’t buy a renters policy.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents with many of the top A rated renters insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve. 

Trusted Choice logo
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your renters insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Click to Quote

Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.
Based on 527 reviews
See all reviews
Cindy R.
Eric was a lifesaver. I called him in a panic after yet again our homeowners insurance almost tripled in Tampa, so of course I start looking to find cheaper and one phone call is all it took. He went into action and took over and got me an amazing rate. He was patient and answered any questions I had and eased my mind and told me he'd help me no matter what. I will now recommend Eric to everyone I know whose insurance yet again went up.
Deborah H.
I needed to contact this company along time ago. I can't say enough about Kyle Wilson. He responded to my texts, emails and phone calls promptly. A rarity in the business world today. He got me the best deal on my homeowners insurance and I had called around myself. I highly recommend Kyle and Cornerstone!
ArtwithJanal K.
I had to give 4 stars because in the end they couldn’t help me, but Josh got back to me immediately with answers to my questions. Very helpful and friendly. Thanks for your knowledge and understanding.
Marlene H.
We have been searching for a more affordable homeowners insurance policy and we got a quick response from James Bonn at cornerstone insurance. The quote we got was much lower than other insurers and after a home inspection, we were insured by Tower Hill. He walked us through the whole process and we are good to go. In 6 months we will be checking back with James for our auto insurance.
Barbara T.
Gina McNairy gets an “A” in customer service. She patiently explained insurance details that she had already explained to my husband. She further was very patient in explaining how Docusign works, sometimes patiently explaining things twice. I know she had a heavy workload awaiting her when she finished our phone call.She continued being patient throughout the call.
John D.
Fast easy and knowledgeable
Tami M.
Our agent, James Bonn, was very nice to work with and stayed connected throughout the process. We had the quotes the same day which he thoroughly reviewed with us and answered all of our questions.
Adam R.
Cornerstone came in clutch when my existing insurance cancelled my policy due to a discrepancy from the inspection report. I reached out to Cornerstone through their website, and in just a couple of days, Eric Bushey set me up with a policy that offered more coverage for a lesser price than what I purchased when I first bought the property. I'm actually shocked they made it this easy. Highly recommend!
Michael V.
Gina and everyone at Cornerstone are great people to work with.
Dayana L.
Kyle Wilson was our agent and he was incredibly helpful at getting us the best quote for our home. Really happy with his customer service!! Good people
Shane N.
Cornerstone helped me with my new house and was very upfront and honest. Kyle Wilson exhibited patience with me and answered all my questions.
colette O.
Gina McNairy was wonderful to work with, and she gets another 5-star rating for her patience!! I had many phone calls and questions, and she excelled at explaining all of it.
Miguel R.
Gina McNairy was very helpful, thorough and very professional. She communicated extremely well from the beginning and through the end. Provided excellent options and explained the alternative. Finally, she interacted very effectively with the Realtor and the Loan Officer to ensure that all transactions were carried forward. Highly Recommended.
Michael G.
Eric is a first class representative who professionally anticipates issues and so patiently explains the tiny details. He is just really really good and a joy to work with.
john G.
Eric Bushey is the best, always fast and curious service.
READ MORE REVIEWS

Affordable Renters Insurance from an Agency You Can Trust

At Cornerstone, we are an independent Florida insurance company that specializes in finding the most affordable insurance products to fit the individual needs of our clients. If you are looking for a local insurance agent in Tampa that can get you the best rates on a renters insurance policy, you have come to the right place. We have investigated and vetted the insurance companies writing renters policies, and selected to represent only the top rated and most experienced carriers of the group. This gives our clients the assurance of knowing that their apartment is protected by an insurance company that is financially stable and ready and capable of paying claims if a disaster occurs.

Get A Quote Now

Frequently Asked Questions About Renters Insurance

A typical renter’s policy includes the following coverages:

  • Personal Property Protection: You will be covered in case your personal possessions are ever damaged or stolen. Your property may also be protected outside your home, such as in your car or while traveling. Covered losses include fire or smoke, lightning, theft, explosion, windstorm, and water damage from plumbing. Floods, earthquakes and routine wear and tear are not covered.
  • Temporary Relocation Living Expenses: If the building you are living in is ever damaged and you are forced to move out while repairs are made, renters insurance covers Tampa residents for living expenses incurred to temporarily relocate until your rented building is ready to move back into.
  • Personal Liability: Provides coverage in case a visitor is injured while on your premises or by you, a family member or pet while off your premises. You will be protected up to the liability limits of the policy in the case of a lawsuit.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top renters insurance carriers, including:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Florida Peninsula
  • Edison Insurance
  • United Property and Casualty
  • Universal Property and Casualty
Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:
Cindy R.
Eric was a lifesaver. I called him in a panic after yet again our homeowners insurance almost tripled in Tampa, so of course I start looking to find cheaper and one phone call is all it took. He went into action and took over and got me an amazing rate. He was patient and answered any questions I had and eased my mind and told me he'd help me no matter what. I will now recommend Eric to everyone I know whose insurance yet again went up.
Deborah H.
I needed to contact this company along time ago. I can't say enough about Kyle Wilson. He responded to my texts, emails and phone calls promptly. A rarity in the business world today. He got me the best deal on my homeowners insurance and I had called around myself. I highly recommend Kyle and Cornerstone!
ArtwithJanal K.
I had to give 4 stars because in the end they couldn’t help me, but Josh got back to me immediately with answers to my questions. Very helpful and friendly. Thanks for your knowledge and understanding.
Marlene H.
We have been searching for a more affordable homeowners insurance policy and we got a quick response from James Bonn at cornerstone insurance. The quote we got was much lower than other insurers and after a home inspection, we were insured by Tower Hill. He walked us through the whole process and we are good to go. In 6 months we will be checking back with James for our auto insurance.
Barbara T.
Gina McNairy gets an “A” in customer service. She patiently explained insurance details that she had already explained to my husband. She further was very patient in explaining how Docusign works, sometimes patiently explaining things twice. I know she had a heavy workload awaiting her when she finished our phone call.She continued being patient throughout the call.