An Insurance Plan Made Just For You
Get the coverage you need at a price you can afford.
couple-looking-at-a-laptop

5-Star Tampa Insurance Agency for All Your Personal Insurance Needs

★★★★★

Cornerstone Insurance, Inc. is a family owned and operated independent agency based in Tampa and serving the people of Florida. We offer a wide range of personal insurance products from several of the top rated state and national carriers. We have years of experience serving local communities in Florida. As a proud member of the Florida Association of Insurance Agents and the Trusted Choice Insurance Network, we are the insurance agents Tampa residents can count on to make sure their valuables are fully protected.

Our vast network of trusted insurance providers gives us the ability to offer each individual client a customized policy tailored to meet their specific needs. Unlike many Tampa insurance agents, we are not dedicated to one specific carrier, so we are able to shop around and give you unbiased quotes from several companies to find you the best coverage at the best possible rates.

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

5.0
Based on 274 reviews
4.8
Based on 16 reviews
5.0
Based on 6 reviews
We use Cornerstone for both our regular home insurance as well as flood insurance policies. Their customer service is always great. Recently called to add a flood insurance policy and Gina was great to work with thoroughly exploring and explaining all of my options which resulted in me getting the best insurance policy for my needs. Highly... recommend Cornerstone Insurance as an agent.read more
Michael W.
Michael W.
21:55 08 Jul 21
I found the customer service and integrity of the Cornerstone Insurance Agency to be refreshing and outstanding. They listened to my concerns and thoroughly researched multiple options within their insurance portfolio, and offered me several viable options to consider. I really appreciate the knowledge and responsiveness of Kelly Daiker for... auto insurance , she was really very good. Pammie Busey did an excellent job of doing an annual review of my homeowners policy and again offered options and advice. She was very knowledgeable and helpful throughout the process. Both agents were a pleasure to work with. This agency "gets it" when it comes to customer service, which I personally find lacking in many companies and businesses today.read more
James M.
James M.
20:34 28 Jun 21
Although I was working with two agents already, I reached out to my niece and asked her who assisted with home insurance when she purchased her house 3 years ago. She said she was working with Ileana Zumbado, and that she was wonderful to work with. It didn’t take me long to realize that Ileana Zumbado is wonderful to the 9th power and knew she... was the one I wanted to work with. Needless to say, i said thank you and goodbye to the others. Ileana is very responsive and patient. She clearly navigated me in the ever changing world of insurance in FL, providing options which enabled me to make an informed decision with my coverage choice. Ileana clearly explained and educated me on what I could do to qualify for lower premiums with wind mitigation improvements. Coming from the northeast, all of this was a new adventure and Ileana a very trusted advisor and part of the team. I can only rate my experience with Ileana as a max 5 here, otherwise it would be a 12. I highly recommend her.read more
Nancy L.
Nancy L.
19:18 26 Jun 21
Cornerstone Insurance Inc. was recommended to me by a family who retired after owning multiple successful insurance agencies throughout Florida. Cornerstone lived up to their recommendation and exceeded my expectations. As a layperson when it comes to matters like homeowner's insurance, Licensed Agent 2-20, Ileana Zumbado, was nothing short of... exceptional. She was professional in all senses of the word. She was incredibly knowledgable, patient and thorough in answering my rather rudimentary questions, and displayed exceptional follow-up and follow through. Our current policy was set to expire shortly and with a hectic work week I lost track of the fast approaching, looming expiration date. Ileana contacted me just to remind me of the deadline - not just to promote purchasing a policy through Cornerstone. That kind of customer service is something I seldom experience - especially in a field as complicated and competitive as insurance. I did seek other quotes from other companies, just for comparison, and no other company was able to offer me anything comparable to Cornerstone.Their detailed, personal attentiveness is unrivaled. Cornerstone Insurance, furthered by agents like Ileana Zumbado, has earned my highest esteem. I will never search for another insurance company again. Ileana's commitment and competence demonstrated that they are an extremely reliable and reputable company, deserving of my utmost trust and continued business. Thank you to all of Cornerstone, and especially Ileana, for your tremendous assistance and undeniable expertise.read more
Meghan D.
Meghan D.
17:21 19 Jun 21
I worked with Ileana Zumbado on my Homeowners and Flood Insurance. She is a pleasure to work with and I would highly recommend her. Very glad she's my agent.
Elizabeth B.
Elizabeth B.
17:10 03 Jun 21
As I was shopping around for a better rate on homeowners insurance I contacted Cornerstone Insurance. Kelly began searching for policies that were similar to my current one, but at a better rate. Within a day she presented me with several options. I now have a better policy with a lower premium. The staff was most helpful and professional. I would... certainly use them again.read more
Liz B.
Liz B.
23:38 02 Jun 21
We have used Cornerstone Insurance for all our coverages, and for other family members as well. Professional and courteous staff provided excellent customer service. Our agent Ileana is fantastic. Highly recommend Cornerstone for all your insurance needs.
Michael K.
Michael K.
09:44 13 May 21

Is Your Insurance Company Stable?

In recent years, a record number of Florida insurance carriers have either gone out of business or left the state. As a result, we saw that many of our friends and neighbors were losing their policies, leaving them without protection and having to pay much higher rates to get their coverage back. We saw the need for an agency that could be a one-stop provider for our community to help customers gain coverage through highly rated companies that have proven track records of financial stability. With this in mind, Cornerstone Insurance was founded.

We seek to be the insurance agents Tampa residents can turn to when they are left without coverage by a failed carrier or need coverage for a new purchase like a car or home. So we did a thorough investigation of the companies still doing business in the state and chose to partner with only the best, based on financial stability ratings and experienced management teams.

We have formed partnerships with the following highly rated carriers:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Heritage Insurance
  • Federated National Insurance
  • Florida Peninsula
  • Edison Insurance
  • Gulfstream Insurance
  • Lighthouse insurance
  • United Property and Casualty
  • Universal Property and Casualty
  • Hudson Insurance
  • Travelers Insurance
  • Mercury Insurance
  • Mapfre Insurance
  • Safeco Insurance
  • Safepoint Insurance
  • And More