In Florida’s insurance agencies, every day is Groundhog Day. The day starts when a caller, usually filled with panic and disbelief, describes their personal home insurance fiasco. Property insurance rate increases of 50 to 200 percent are now commonplace, with some topping 300 percent. Worse than a rate increase, are those canceled or non-renewed
Thousands of policies across Florida are being canceled as inflation pushes the insurable value of property above the maximum allowed. In 2019 Citizens Property Insurance Corporation, Florida’s government-run insurance company of last resort, revised rule 208,
Sinkholes are a fact of life across parts of the state, so is it a sure bet insurance will cover against them? Read the latest from WTSP to learn more. Cornerstone Insurance agent and founder Joshua
GoodCall recently published an article titled, “The Advantages of Using a Local Home Insurance Agent”. Cornerstone Insurance agent and founder Joshua Butts was a featured contributor. He says, “By using a local agent you get several
The National Flood Insurance Program (NFIP), operated by FEMA, is set to expire at the end of September. The NFIP covers nearly 5 million homes across the country, but 40% of customers, over 1.7 million, are
Cornerstone’s Joshua Butts was recently featured in a USA Today article on disaster preparedness. “Get busy before disaster strikes to maximize insurance payout” discusses the face that while you can’t stop disasters, you can ease the
Tampa’s ABC Action News recently did a story on the upcoming Citizens Insurance rate increases about to go into effect. Citizens Insurance, Florida’s state-run nonprofit home insurance company, recently announced to their customers some rate increases and
Cornerstone’s Joshua Butts was recently quoted in a TBO.com article on flood insurance. The bottom line: A standard homeowners policy does not cover flood damage from rising water. “You’re not covered at all,” said Joshua Butts,
WOW (World of Westchase) recently released an important warning for homeowners in the area: beware of roofing scams. In this telling article, Joshua Butts, both a local resident and the owner of Cornerstone Insurance, discusses the
The Biggert Waters Flood Insurance Reform Act is changing the way flood insurance premiums are calculated for many across the country. Below are the top six bullet points you need to know. For flood policies issued
Homeowners Insurance Tampa When it comes to home insurance many people think their policy covers everything. Unfortunately, many find out too late that a loss is not covered until after the fact. This can be a costly mistake. These
Starting January 1st, 2012 for all new business and renewals, Citizens Insurance Company of Florida is removing coverage for all policy holders. In what many insiders see as a “first round” of coverage reduction, any structure