A Term Life Insurance Plan Made Just For You

Get the coverage you need at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have life insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the term life insurance you need without overpaying.

5-Star Tampa Term Life Insurance Company

Looking for life insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between.

We care about your family and have years of experience helping clients find just the right term life plan for their needs. We get to know you and shop the top carriers for you so you receive the best term life insurance available. As members of the Florida Association of Insurance Agents, we take pride in the exceptional customer service we provide to all of our customers.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your term life insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.

Based on 492 reviews

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Michael E.

Josh Gleaton is an outstanding ins agent and a great guy. Everyone needs Cornerstone Ins.

john K.

Eric Bushey came through for us when we were shopping for homeowner's insurance.
Very prompt in answering questions and walking us through the process.

Hooshang S.

Kyle Wilson is one of the best agents I have dealt with , so kind and so professional with his ideas, vision and knowledge to save me money with homeowner and auto insurance.
Thank you
Hooshang Shoaei
Civil Engineer

Guy C.

Seriously, insurancewise, best service I had in my life. Thank you Eric Bushey. It was fast and effective. Don’t hesitate to do some budiness with him.

Robert W.

James Bonn was great to work with, explained answers to my questions and made changing insurance companies easy. Going to have him look into car insurance next.

Isabella P.

Had a great experience with this company while shopping for insurance for our first home. James was extremely informative and helpful and even spoke to me on the phone to explain some of the line items to me. He followed up and communicated with my lender so I didn’t have to be a middleman – and therefore mess things up! He got me a great rate And helped me choose the right coverage for our first home. My little family and I are very grateful For his knowledge and expertise

Laura K.

After 16 years with my current auto insurance carrier, my family and I decided to make the switch. Thanks to Josh Gleaton for his extensive knowledge, quick communication and his professionalism was able to provide us with the same coverage at a much less price. He was able to answer all of our questions and concerns about making the change on our auto insurance. Extremely grateful to have good coverage with a company that values their customers. If you are looking to make the change and pay less on your auto insurance contact Josh!

Shena A.

My experience working with James Bonn at Cornerstone has been nothing short of exceptional. He not only helped reduce our home insurance costs but also enhanced our coverage, ensuring we have the protection we need. His responsiveness and professionalism made the process seamless and enjoyable, making it easy for me to wholeheartedly recommend his services. If you're looking to optimize your home insurance, consider reaching out to James at Cornerstone; you might just find that you, too, can save money while gaining better coverage while securing your peace of mind today! Shena Akins

Debbie H.

Finding good, reliable homeowners insurance in the state of Florida is not an easy task for a homeowner these days, especially if you have an older home.
Having been with the same company for over 25 years I felt overwhelmed at the thought of trying to find the right fit for us again.
Eric Bushey at Cornerstone Insurance made such an impression on myself and my husband, he was truly a pleasure to deal with.
He answered all of our questions (for many days) made suggestions, helpful ideas, and was so kind & patient with us.

Thank you Eric and Cornerstone Insurance!

Andrew P.

Amazingly helpful. Very responsive. Highly recommend!!!

Susan T.

I worked with James Boon at Cornerstone and he did a great job reducing our home insurance and better coverage. He was a pleasure to work with and very responsive. Highly recommend.

Jeff K.

My goal when I first contacted Cornerstone Insurance Company was to lower my Car Insurance rates and my Home Owners Insurance rates. With the help of Agent Josh Gleaton i was able to accomplish that goal. Josh is very kind and courteous! Most importantly he is so knowledgable about the insurance industry! Personally, I felt like he was on my side! I was formally with the same company for 51 years! Honestly, they priced themselves out of what my wife and I could afford. The two companies I chose were because they are both highly rated! Josh gave me many choices. With his expertise and knowledge I was able to pick two great companies and literally save thousands of dollars a year with both policies! I might add without sacrificing one thing vs the other company I had. Actually, my car insurance deductible came down to 250.00 and my homeowners detectable went from 10% for the hurricane deductible to 2%. Anyway, call and ask for Josh Gleaton and he might be able to help you as he was able to help me! Totally, a 5 Star Company and Josh makes it easy and he’s a total gentleman!

Cynthia L.

Eric Bushey was awesome, I'm very pleased with how he treated me and how quickly he got things done! If I could give him more stars I would.

Manuel C.

Great service and amazing price! Joshua Gleaton provided me an excellent, easy and fast service! Thank you!!!!

Nancy L.

Called and spoke to James about my home owners insurance, he's quick, he's amazing and fast. I would like to say TY. I am now a happy customer with Cornerstone insurance.

Choosing A Term Life Insurance Plan

Life insurance is designed to provide for the loved ones that you would leave behind in the event of your death. “Term” life insurance is an option that allows you to live covered for a specific length of time. This is an attractive option for many people because the rates are fixed at the beginning and will not change throughout the length of the term. The cost of this kind of life insurance tends to be lower than other plans because it is for a set length of time, rather than for the entire life of the insured.

Frequently Asked Questions About Life Insurance

Do I really need life insurance?

The bottom line is that if there are people who are dependent on your income to provide for them, then yes, you absolutely need it. There are many affordable options out there, and at Tampa’s Cornerstone Insurance Agency we work to build a plan that fits your specific needs and budget.

How much life insurance do I need?

There are several factors that need to be considered when purchasing term life insurance. Here are some important questions that can help determine how much life insurance your family needs.

How much do you spend each month? Your family will need to deal with the current living expenses, and that number will help find the right level of coverage for you.

What debt do you currently have? If there are car payments, student loans, or credit card debt that will be left, you need to make sure that your family will be able to make those payment as wells.

How many dependents do you have? A family of three will have drastically different financial needs than a family of five.

What are your long-term savings goals? Your family may need to pay for college tuition or retirement, so it’s important to make sure the specific needs of your family will be met.

Will my family need personal time? If your spouse would need to take time away from their job after a tragedy, their lost income also needs to be taken into account.

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including: