A lot of people have life insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the term life insurance you need without overpaying.
5-Star Tampa Term Life Insurance Company
Looking for life insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between.
We care about your family and have years of experience helping clients find just the right term life plan for their needs. We get to know you and shop the top carriers for you so you receive the best term life insurance available. As members of the Florida Association of Insurance Agents, we take pride in the exceptional customer service we provide to all of our customers.
Get A Quote
Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your term life insurance.
Review Your Options
As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.
We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.
Here's What Our Clients Have to Say
Choosing A Term Life Insurance Plan
Life insurance is designed to provide for the loved ones that you would leave behind in the event of your death. “Term” life insurance is an option that allows you to live covered for a specific length of time. This is an attractive option for many people because the rates are fixed at the beginning and will not change throughout the length of the term. The cost of this kind of life insurance tends to be lower than other plans because it is for a set length of time, rather than for the entire life of the insured.
Frequently Asked Questions About Life Insurance
Do I really need life insurance?
The bottom line is that if there are people who are dependent on your income to provide for them, then yes, you absolutely need it. There are many affordable options out there, and at Tampa’s Cornerstone Insurance Agency we work to build a plan that fits your specific needs and budget.
How much life insurance do I need?
There are several factors that need to be considered when purchasing term life insurance. Here are some important questions that can help determine how much life insurance your family needs.
How much do you spend each month? Your family will need to deal with the current living expenses, and that number will help find the right level of coverage for you.
What debt do you currently have? If there are car payments, student loans, or credit card debt that will be left, you need to make sure that your family will be able to make those payment as wells.
How many dependents do you have? A family of three will have drastically different financial needs than a family of five.
What are your long-term savings goals? Your family may need to pay for college tuition or retirement, so it’s important to make sure the specific needs of your family will be met.
Will my family need personal time? If your spouse would need to take time away from their job after a tragedy, their lost income also needs to be taken into account.
What other types of insurance do you offer?
Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:
- Homeowner’s Insurance
- Auto Insurance
- Motorcycle Insurance
- Flood Insurance
- Condo Insurance
- Umbrella Insurance
- Renters Insurance
- Comprehensive Liability Insurance
- Boat & Watercraft Insurance
- RV Insurance
- ATV Insurance
- Wedding / Special Events
- Horse Liability
- Vacant Home Insurance
- Golf Cart Insurance
- Dwelling Fire Insurance
- And More