A Term Life Insurance Plan Made Just For You

Get the coverage you need at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have life insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the term life insurance you need without overpaying.

5-Star Tampa Term Life Insurance Company

Looking for life insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between.

We care about your family and have years of experience helping clients find just the right term life plan for their needs. We get to know you and shop the top carriers for you so you receive the best term life insurance available. As members of the Florida Association of Insurance Agents, we take pride in the exceptional customer service we provide to all of our customers.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your term life insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Cornerstone Insurance Inc.

5.0

Based on 296 reviews

Miriam B.

19:29 18 Nov 22

Joshua is very patient and quick! Made this transition effortlessly.

BeachBabeSanDiego

14:07 22 Oct 22

As a recent arrival to Florida, I really appreciate the way that Gina McNairy took me under her wing, telling me what I needed to know about insurance in Florida, and setting up the coverages that I needed.

Cynthia B.

12:31 20 Oct 22

Great service, quick to respond and worked diligently to find the right homeowner insurance and car insurance for my needs.

Vanessa W.

16:04 12 Oct 22

Great and efficient service. Fully recommend Cornerstone Insurance!

J P

17:15 09 Sep 22

Excellent service! Repeat customer and I'm grateful for Gina's expert knowledge and assistance. Highly recommend.

Anastasia P.

15:59 08 Sep 22

We have been with Cornerstone for about 11 years and have always been happy. Recently we made changes to our policies and had some specific in depth and not commonly asked questions. Kelley and Josh were extremely helpful and went above and beyond to make sure we understood our exact coverages. They deal with reputable carriers and care about... their clients. Pam was and has been so responsive and kind over the years as well. I would (and have!) highly recommend this agency to anyone in the market. Icing on the cake was that they save our family about $1800/year on our insurance premiums!read more

Alex Lewis I.

17:11 08 Jun 22

I have worked with Cornerstone for a number of years and I’ve never been disappointed… this year has been no exception. As most people, I blindly just pay my insurance renewals without question and this year with all that is happening in the insurance world in Florida finding a company is challenge enough let alone focus on the cost. Having... someone on your side like Pammi Bussey fighting for every dollar, you can rest easy.Thanks to Pammi, not only did we secure a policy but she noticed an error in the insurance carrier’s assessment of our property which resulted in a lower premium as well as refunds from the previous years!This is the type of service you rarely see in the insurance business and I’m glad that I’m working with Cornerstone!read more

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Choosing A Term Life Insurance Plan

Life insurance is designed to provide for the loved ones that you would leave behind in the event of your death. “Term” life insurance is an option that allows you to live covered for a specific length of time. This is an attractive option for many people because the rates are fixed at the beginning and will not change throughout the length of the term. The cost of this kind of life insurance tends to be lower than other plans because it is for a set length of time, rather than for the entire life of the insured.

Frequently Asked Questions About Life Insurance

Do I really need life insurance?

The bottom line is that if there are people who are dependent on your income to provide for them, then yes, you absolutely need it. There are many affordable options out there, and at Tampa’s Cornerstone Insurance Agency we work to build a plan that fits your specific needs and budget.

How much life insurance do I need?

There are several factors that need to be considered when purchasing term life insurance. Here are some important questions that can help determine how much life insurance your family needs.

How much do you spend each month? Your family will need to deal with the current living expenses, and that number will help find the right level of coverage for you.

What debt do you currently have? If there are car payments, student loans, or credit card debt that will be left, you need to make sure that your family will be able to make those payment as wells.

How many dependents do you have? A family of three will have drastically different financial needs than a family of five.

What are your long-term savings goals? Your family may need to pay for college tuition or retirement, so it’s important to make sure the specific needs of your family will be met.

Will my family need personal time? If your spouse would need to take time away from their job after a tragedy, their lost income also needs to be taken into account.

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including: