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A Term Life Insurance Plan Made Just For You
Get the coverage you need at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have life insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the term life insurance you need without overpaying.

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5-Star Tampa Term Life Insurance Company

★★★★★

Looking for life insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between.  

We care about your family and have years of experience helping clients find just the right term life plan for their needs.  We get to know you and shop the top carriers for you so you receive the best term life insurance available.  As members of the Florida Association of Insurance Agents, we take pride in the exceptional customer service we provide to all of our customers.

Trusted Choice independent insurance agency in Florida
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your term life insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Switch with Ease

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

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Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.4.9
Based on 608 reviews
See all reviews
Scott Walk
2 days ago
We have used Kyle Wilson with Cornerstone Insurance in FL for our homeowners the past 2 years. He has provided excellent customer service for us so when we recently moved we had him quote us with an auto policy. His rates were much better than the other agents we requested quotes from so now have him covering everything for us. We appreciate his quick responses along with his professionalism.
Scott Walk
2 days ago
We have used Kyle Wilson with Cornerstone Insurance in FL for our homeowners the past 2 years. He has provided excellent customer service for us so when we recently moved we had him quote us with an auto policy. His rates were much better than the other agents we requested quotes from so now have him covering everything for us. We appreciate his quick responses along with his professionalism.
Vanna Denham
3 days ago
Kari is super friendly and helpful. She shared information and helpful suggestions freely.
Vanna Denham
3 days ago
Kari is super friendly and helpful. She shared information and helpful suggestions freely.
Gillian Amritt-Sirjoo
3 days ago
Excellent!
Gillian Amritt-Sirjoo
3 days ago
Excellent!
STEVE HONIGSBERG
4 days ago
KARI TATE WAS PROFESSIONAL AND COURTEOUS IN DISCUSSIONS ABOUT POTENTIAL HOME INSURANCE CONSIDERATIONS.
STEVE HONIGSBERG
4 days ago
KARI TATE WAS PROFESSIONAL AND COURTEOUS IN DISCUSSIONS ABOUT POTENTIAL HOME INSURANCE CONSIDERATIONS.
Kari Metzger
1 week ago
Jame did a awesome job in getting us placed with a new hoeowners policy on very short notice after our existing policy got non-renewed. He was prompt, efficient, friendly and courteous and got the job done! I would highly recommend him!
Kari Metzger
1 week ago
Jame did a awesome job in getting us placed with a new hoeowners policy on very short notice after our existing policy got non-renewed. He was prompt, efficient, friendly and courteous and got the job done! I would highly recommend him!
Nancy Benoit
1 week ago
Prompt response to your inquiry
Nancy Benoit
1 week ago
Prompt response to your inquiry
Joseph Pestello
2 weeks ago
James did an outstanding job taking over my Home and Auto policies. He is very knowledgeable and quickly quoted both policies. I would highly recommend him!
Joseph Pestello
2 weeks ago
James did an outstanding job taking over my Home and Auto policies. He is very knowledgeable and quickly quoted both policies. I would highly recommend him!
Ms. Patty
4 weeks ago
Mr. James Bonn, was quick to response, heard my needs and adjusted my policy quote to fit them. Respected my time and style of communication. I am very appreciative of the way he handled the whole process, from the sales to closing the deal.
READ MORE REVIEWS

Choosing A Term Life Insurance Plan

Life insurance is designed to provide for the loved ones that you would leave behind in the event of your death. “Term” life insurance is an option that allows you to live covered for a specific length of time. This is an attractive option for many people because the rates are fixed at the beginning and will not change throughout the length of the term. The cost of this kind of life insurance tends to be lower than other plans because it is for a set length of time, rather than for the entire life of the insured.

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Frequently Asked Questions About Life Insurance

The bottom line is that if there are people who are dependent on your income to provide for them, then yes, you absolutely need it.  There are many affordable options out there, and at Tampa’s Cornerstone Insurance Agency we work  to build a plan that fits your specific needs and budget.

There are several factors that need to be considered when purchasing term life insurance.  Here are some important questions that can help determine how much life insurance your family needs.

How much do you spend each month?  Your family will need to deal with the current living expenses, and that number will help find the right level of coverage for you.

What debt do you currently have?  If there are car payments, student loans, or credit card debt that will be left, you need to make sure that your family will be able to make those payment as wells.

How many dependents do you have?  A family of three will have drastically different financial needs than a family of five.

What are your long-term savings goals?  Your family may need to pay for college tuition or retirement, so it’s important to make sure the specific needs of your family will be met.

Will my family need personal time? If your spouse would need to take time away from their job after a tragedy, their lost income also needs to be taken into account.

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Scott W.
We have used Kyle Wilson with Cornerstone Insurance in FL for our homeowners the past 2 years. He has provided excellent customer service for us so when we recently moved we had him quote us with an auto policy. His rates were much better than the other agents we requested quotes from so now have him covering everything for us. We appreciate his quick responses along with his professionalism.
Vanna D.
Kari is super friendly and helpful. She shared information and helpful suggestions freely.
Gillian A.
Excellent!
STEVE H.
KARI TATE WAS PROFESSIONAL AND COURTEOUS IN DISCUSSIONS ABOUT POTENTIAL HOME INSURANCE CONSIDERATIONS.
Kari M.
Jame did a awesome job in getting us placed with a new hoeowners policy on very short notice after our existing policy got non-renewed. He was prompt, efficient, friendly and courteous and got the job done! I would highly recommend him!