Google Rating
5.0
Based on 347 reviews
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A Term Life Insurance Plan Made Just For You
Get the coverage you need at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have life insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the term life insurance you need without overpaying.

5-Star Tampa Term Life Insurance Company

★★★★★

Looking for life insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between.  

We care about your family and have years of experience helping clients find just the right term life plan for their needs.  We get to know you and shop the top carriers for you so you receive the best term life insurance available.  As members of the Florida Association of Insurance Agents, we take pride in the exceptional customer service we provide to all of our customers.

Trusted Choice logo
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your term life insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

ExcellentCornerstone Insurance Inc.5.0 Based on 347 reviews fromSee all reviewsJennifer H.Jennifer H. ★★★★★ Eric Bushey with Cornerstone Insurance was a pleasure to work with. He helped me find affordable homeowners insurance within a couple of days and facilitated the switch between companies smoothly. I highly recommend both Eric and Cornerstone!Tommy N.Tommy N. ★★★★★ James Bonn helped make things very easy and was fast with communications!B BB B ★★★★★ Great service from James Bonn at Cornerstone. Answered all my questions. Fast quotes. Competitive pricing. I recommend.Mary P.Mary P. ★★★★★ The cost of our home insurance with our previous provider increased by over $3000 this year and James Bonn found us a policy with a reputable company for less than we paid last year.Maciej K.Maciej K. ★★★★★ Eric Bushey is quick and helpful. Did I mention he will save you money? He did for me. Thanks.James H.James H. ★★★★★ I called and Spoke with James Bonn. Unfortunately, he was not able to help me with the coverage that I needed; however, he guided me to a provider that could. I was able to secure the coverage that I needed and saved over $2,000.00 per year for the same coverage that I had previously. I highly recomend going to him first for any homeowners insurance needs. Thank you, James HoffmanCheryl Lynn R.Cheryl Lynn R. ★★★★★ What a difference! Night and day! From my past agent to James Bonn. I was looking for homeowners insurance because my old policy doubled from last year. James is quick to respond to emails and phone calls. James knows this business well! While I was at it, I inquired about auto insurance. That was a huge difference also, so I changed that over and then my husband decided to change over with his 2 vehicles too! James made everything go so smoothly. I am very happy!!Yasmin O.Yasmin O. ★★★★★ I want to say thank you to Joshua Gleaton for helping me save hundreds of dollars on my home owner’s insurance policy. He was kind, pleasant and professional in getting back to me with all my questions. I will definitely recommend him to all my friends, colleagues and family for his exceptional customer service. Once again thank you for taking care of my insurance needs.Douglas J.Douglas J. ★★★★★ I am very pleased that I worked with James Bonn to provide my home insurance. He answered all of my questions in detail (and I had many) and did not pressure me into buying anything I did not need. He took the time to make sure the quote he provided fit my needs and my budget. I would 100% recommend him and his company.Thomas R.Thomas R. ★★★★★ Joshua Gleaton was so nice and helpful. I'm so happy I went with this insurance company!!Larry T.Larry T. ★★★★★ I was impressed with the accurate service I received from Jim Bonn. He understood exactly what I was looking for and provided it promptly. He was able to save me about $350 on home insurance along with increased coverage.Rocky C.Rocky C. ★★★★★ It is that time of the year in Florida shopping for Flood and Wind insurance. It is a minefield out there! Overwhelmed with web based companies, resulting in too many emails and telephone calls.Josh with Cornerstone connected with me and I’m glad he did. He provided me a number of options for the coverage that I wanted and stay within a budgeted amount. He was patient and communicated promptly. Went out of his way to fit the coverage with reputable companies. Square biz, straight shooter!HEATHER DAVIDSON C.HEATHER DAVIDSON C. ★★★★★ Gina McNairy is outstanding!! Her dedication to meeting a short deadline, solving for incomplete information, frequent/updated commmunication…..excellent! She went above and beyond to provide service establishing new policies.KUDOS GINA!Nicholas D.Nicholas D. ★★★★★ I worked with James Bonn and he helped me out quickly. Had a quote within an hour, paid for the policy that day and the policy started that day as well. He saved me $1100 a year on my homeowners insurance. I highly recommend.Amber S.Amber S. ★★★★★ Eric was fantastic!!! We have a short term rental property and our current agent is horrible. We were stuck between a rock and a hard place because they had a carrier that would cover our type of need. I have been shopping for a new agent for about a month with no luck. From people not getting back to me with a quote to people not having a carrier that would cover us. From our first conversation, Eric said they had a carrier and they could cover us. Not a problem. He followed through with everything he said he would do. His quote came in about $400 lower than the other one. Even with the higher coverages we needed, and lower deductibles. I highly recommend Eric and this agency! They are very professional and I’m confident we will be long term customers.js_loader

Choosing A Term Life Insurance Plan

Life insurance is designed to provide for the loved ones that you would leave behind in the event of your death. “Term” life insurance is an option that allows you to live covered for a specific length of time. This is an attractive option for many people because the rates are fixed at the beginning and will not change throughout the length of the term. The cost of this kind of life insurance tends to be lower than other plans because it is for a set length of time, rather than for the entire life of the insured.

Frequently Asked Questions About Life Insurance

The bottom line is that if there are people who are dependent on your income to provide for them, then yes, you absolutely need it.  There are many affordable options out there, and at Tampa’s Cornerstone Insurance Agency we work  to build a plan that fits your specific needs and budget.

There are several factors that need to be considered when purchasing term life insurance.  Here are some important questions that can help determine how much life insurance your family needs.

How much do you spend each month?  Your family will need to deal with the current living expenses, and that number will help find the right level of coverage for you.

What debt do you currently have?  If there are car payments, student loans, or credit card debt that will be left, you need to make sure that your family will be able to make those payment as wells.

How many dependents do you have?  A family of three will have drastically different financial needs than a family of five.

What are your long-term savings goals?  Your family may need to pay for college tuition or retirement, so it’s important to make sure the specific needs of your family will be met.

Will my family need personal time? If your spouse would need to take time away from their job after a tragedy, their lost income also needs to be taken into account.

Lydia C.
Lydia C.
Jennifer H.
Jennifer H.
Eric Bushey with Cornerstone Insurance was a pleasure to work with. He helped me find affordable homeowners insurance within a couple of days and facilitated the switch between companies smoothly. I highly recommend both Eric and Cornerstone!
Tommy N.
Tommy N.
James Bonn helped make things very easy and was fast with communications!
B B
B B
Great service from James Bonn at Cornerstone. Answered all my questions. Fast quotes. Competitive pricing. I recommend.
Mary P.
Mary P.
The cost of our home insurance with our previous provider increased by over $3000 this year and James Bonn found us a policy with a reputable company for less than we paid last year.
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