A Term Life Insurance Plan Made Just For You
Get the coverage you need at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have life insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the term life insurance you need without overpaying.

5-Star Tampa Term Life Insurance Company

★★★★★

Looking for life insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between.  

We care about your family and have years of experience helping clients find just the right term life plan for their needs.  We get to know you and shop the top carriers for you so you receive the best term life insurance available.  As members of the Florida Association of Insurance Agents, we take pride in the exceptional customer service we provide to all of our customers.

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your term life insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

5.0
Based on 279 reviews
4.8
Based on 16 reviews
5.0
Based on 6 reviews
Closing on a new home. Sent Kelly all of my quotes I ran and had other agents run for me. She reviewed them all and provided honest feedback and her recommendations and critiques. She then adjusted them more to my preference and worked directly with lender to finalize everything for the close. I did no work and she was super responsive. Would... recommend for your insurance needs going forward.read more
Brian M.
Brian M.
19:31 30 Dec 21
Gina provided excellent service, and follow
roger S.
roger S.
18:26 18 Nov 21
Gina McNairy has helped me save money on my auto insurance and tells me when she is not competitive if I have tickets or accidents like I had a small claim $2500 for a non ticketed accident and my ins doubled but she was able to save me $1300 by getting an umbrella policyI recommend everyone use Gina and Cornerstone, especially if your new to... Floridaread more
SouthBeach O.
SouthBeach O.
16:49 01 Nov 21
Gina is the best!
Joe O.
Joe O.
20:03 14 Oct 21
Kelley Daiker was great to work with. She is very professional and efficient and she saved me a lot of money.
Larry M.
Larry M.
20:52 05 Oct 21
Kelley was a wonderful representative to work with, she was clear and explained everything I had questions about. She was quick and on top of it as I was working towards getting on my own auto insurance. She made it an ease and I am so grateful for her help and her work. Would highly recommend working with this company as well as Kelley as your... representative for any insurance needs you may have!read more
Sally T
Sally T
23:59 29 Sep 21
We use Cornerstone for both our regular home insurance as well as flood insurance policies. Their customer service is always great. Recently called to add a flood insurance policy and Gina was great to work with thoroughly exploring and explaining all of my options which resulted in me getting the best insurance policy for my needs. Highly... recommend Cornerstone Insurance as an agent.read more
Michael W.
Michael W.
21:55 08 Jul 21
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Choosing A Term Life Insurance Plan

Life insurance is designed to provide for the loved ones that you would leave behind in the event of your death. “Term” life insurance is an option that allows you to live covered for a specific length of time. This is an attractive option for many people because the rates are fixed at the beginning and will not change throughout the length of the term. The cost of this kind of life insurance tends to be lower than other plans because it is for a set length of time, rather than for the entire life of the insured.

Frequently Asked Questions About Life Insurance

The bottom line is that if there are people who are dependent on your income to provide for them, then yes, you absolutely need it.  There are many affordable options out there, and at Tampa’s Cornerstone Insurance Agency we work  to build a plan that fits your specific needs and budget.

There are several factors that need to be considered when purchasing term life insurance.  Here are some important questions that can help determine how much life insurance your family needs.

How much do you spend each month?  Your family will need to deal with the current living expenses, and that number will help find the right level of coverage for you.

What debt do you currently have?  If there are car payments, student loans, or credit card debt that will be left, you need to make sure that your family will be able to make those payment as wells.

How many dependents do you have?  A family of three will have drastically different financial needs than a family of five.

What are your long-term savings goals?  Your family may need to pay for college tuition or retirement, so it’s important to make sure the specific needs of your family will be met.

Will my family need personal time? If your spouse would need to take time away from their job after a tragedy, their lost income also needs to be taken into account.