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A Term Life Insurance Plan Made Just For You
Get the coverage you need at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have life insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the term life insurance you need without overpaying.

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5-Star Tampa Term Life Insurance Company

★★★★★

Looking for life insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between.  

We care about your family and have years of experience helping clients find just the right term life plan for their needs.  We get to know you and shop the top carriers for you so you receive the best term life insurance available.  As members of the Florida Association of Insurance Agents, we take pride in the exceptional customer service we provide to all of our customers.

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Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your term life insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

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Here's What Our Clients Have to Say

5.0
Based on 292 reviews
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4.8
Based on 21 reviews
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5.0
Based on 7 reviews
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Do you need help in trading Forex, NFT, BITCOIN, and other stock exchange? then Mr. Ethan Payne is the right answer. Apparently, he is the secret to my newly acclaimed success in Forex trading and Binary options. I recommend him for a life-changing experience in trading, for anyone who needs help.
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Great company, Great investors, it's only when a company serves its investors with truthfulness and reliability that it may produce great investors. This awesome company has been making thousands of people millionaires every year according to the company's info. At first, I doubted, but at a point, I decided to give them a trial, and here I am now... sharing my testimony. You too can benefit from this same company from anywhere around the world, you only have to contact one of the company managers person like Mr. Ethan Payne to help you grow your investment capital within a week,
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Email: [email protected]
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Grace Akilimali S.
Grace Akilimali S.
11:54 02 Aug 22
I have worked with Cornerstone for a number of years and I’ve never been disappointed… this year has been no exception. As most people, I blindly just pay my insurance renewals without question and this year with all that is happening in the insurance world in Florida finding a company is challenge enough let alone focus on the cost. Having... someone on your side like Pammi Bussey fighting for every dollar, you can rest easy.Thanks to Pammi, not only did we secure a policy but she noticed an error in the insurance carrier’s assessment of our property which resulted in a lower premium as well as refunds from the previous years!This is the type of service you rarely see in the insurance business and I’m glad that I’m working with Cornerstone!read more
Alex Lewis I.
Alex Lewis I.
17:11 08 Jun 22
I’m so glad I found this Insurance company! Kelly Hoffman was so helpful. Before finding Kelly I called and filled out so many forms to get a quote with no response. I needed to buy my policy by today and Kelly made it possible. Called this morning and she worked hard to get me insured by this afternoon! Highly recommend her! Thank you for being... so efficient!read more
Mayerlen G.
Mayerlen G.
21:49 06 Jun 22
We had a great experience getting a new insurance policy with Josh. He did a really nice job explaining everything well and we were so pleased with his level of service. The process was very timely and smooth. We would highly recommend Josh and Cornerstone!
Kelly S.
Kelly S.
04:44 12 May 22
Emily Alison was an absolute pleasure to deal with and navigated us every step of the way with the investing and earning weekly profits on crypto .Emily Alison my most joy is that I have finally found the expert trader to trust with my money and invest with, I really appreciate, your honesty, hard work, I found you almost at the point of giving... up on trading I made $12,000 within a week by trading with her. She is the best in her feild because her trading techniques is 100% Would highly recommend her services to anyone planning to join the crypto world. Whatsapp:+1(434) 373‑2110 or Email: [email protected]read more
Karabo K.
Karabo K.
04:29 06 May 22
I recently had the pleasure of working with Kelley Hoffman to see if I could obtain any cost Savings with my current auto policy. I was pleased to find out that Kelly not only saved me some premium dollars, but was able to also lower my deductible. I am also now locked into a 12-month policy as opposed to the typical 6 month policy that many... insurance companies use. And you know after six months the price will go up. I found Kelly to be extremely professional, responsive, and knowledgeable. Within 24 hours she had my quotes completed and finalized. I would highly recommend Cornerstone and working with Kelley Hoffman.read more
Jim R.
Jim R.
08:21 04 May 22
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Choosing A Term Life Insurance Plan

Life insurance is designed to provide for the loved ones that you would leave behind in the event of your death. “Term” life insurance is an option that allows you to live covered for a specific length of time. This is an attractive option for many people because the rates are fixed at the beginning and will not change throughout the length of the term. The cost of this kind of life insurance tends to be lower than other plans because it is for a set length of time, rather than for the entire life of the insured.

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Frequently Asked Questions About Life Insurance

The bottom line is that if there are people who are dependent on your income to provide for them, then yes, you absolutely need it.  There are many affordable options out there, and at Tampa’s Cornerstone Insurance Agency we work  to build a plan that fits your specific needs and budget.

There are several factors that need to be considered when purchasing term life insurance.  Here are some important questions that can help determine how much life insurance your family needs.

How much do you spend each month?  Your family will need to deal with the current living expenses, and that number will help find the right level of coverage for you.

What debt do you currently have?  If there are car payments, student loans, or credit card debt that will be left, you need to make sure that your family will be able to make those payment as wells.

How many dependents do you have?  A family of three will have drastically different financial needs than a family of five.

What are your long-term savings goals?  Your family may need to pay for college tuition or retirement, so it’s important to make sure the specific needs of your family will be met.

Will my family need personal time? If your spouse would need to take time away from their job after a tragedy, their lost income also needs to be taken into account.

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including: