A Term Life Insurance Plan Made Just For You

Get the coverage you need at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have life insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the term life insurance you need without overpaying.

5-Star Tampa Term Life Insurance Company

Looking for life insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between.

We care about your family and have years of experience helping clients find just the right term life plan for their needs. We get to know you and shop the top carriers for you so you receive the best term life insurance available. As members of the Florida Association of Insurance Agents, we take pride in the exceptional customer service we provide to all of our customers.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your term life insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.

Based on 546 reviews

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C. X.

Jushua Gleaton was so helpful when I was purchasing the homeowner’s insurance for my new home today! He was very professional. He answered all my questions both thoroughly and quickly. Many thanks to Jushua and Cornerstone Insurance!

Judy B.

Great experience doing business with Cornerstone. They are very quick to respond and Kyle was very helpful. I only regret I didn’t switch my agent sooner. I highly recommend them.

S W

Gina is wonderful to work with. She went above and beyond to get us the lowest quote and quick turn around!

Audrey N.

Eric Bushey is my agent at Cornerstone Insurance Inc. We recently needed his help insuring our condo, he had us insured by the end of the day! The Cornerstone team made everything easy and painless.

Tumoyia B.

Cornerstone Insurance took the stress out of shopping for coverage. James Bonn made the whole process simple, answered every question with clear expertise, and was genuinely friendly throughout. He found me the best price without the headache.

Eddie C.

Josh Gleaton at Cornerstone did an outstanding job helping me find a new and very competitively priced homeowner's insurance policy. I'm a new client to Cornerstone and the service and follow-up I received from Josh was 5 Star! He did a great job explaining the coverage options and even contacted my mortgage company to notify them of the change. I would highly recommend you contact Josh for your insurance needs.

Mustafa P.

Eric Bushey is a rock star. Extremely prompt and great service!

Cheryl R.

Nina was very informative and helpful with my quote.

Margery R.

Josh provided excellent customer service. His response to my inquiry was fast and efficient. The whole process was a breeze. And he was able to find me a better rate on both my homeowners and car insurance.

McCOYMEDIA I.

⭐️⭐️⭐️⭐️⭐️
If I could give Kyle Wilson 10 stars, I would!

From the very first phone call, Kyle at Cornerstone Insurance Company brought the kind of customer service you dream about but rarely experience. I was shopping for homeowners' insurance and let’s be honest—this process is usually a headache. But Kyle? He flipped the script entirely.

He walked me through every single step with the patience of a saint and the expertise of a true pro. No fluff, no pressure—just clear, honest, and SUPER helpful guidance. I came in with a million questions, and Kyle answered every single one without making me feel rushed or overwhelmed. His professionalism is only matched by his genuine kindness and dedication to making sure I felt confident and well taken care of.

Not only did he find me the perfect policy, but the premium was better than I expected, and the entire experience was smooth, stress-free, and actually enjoyable (how often can you say that about insurance?!). It honestly felt like working with a trusted friend who had my back the whole way through.

Kyle Wilson is the gold standard for what customer service should be. If you’re looking for a top-tier insurance agent who actually cares and goes above and beyond, stop scrolling—Kyle is your guy.

Thank you, Kyle, for turning what could’ve been a chore into an absolute breeze. You’ve earned a customer for life! 🙌🏡🔥

Kathy L.

Josh was so helpful, answered every question and to top it off he saved us money!

Sharon W.

Thank you, James Bonn For all of the help that you gave me to get our insurance problem solved you are the greatest and you work for a great company. Thank you so much for everything you have done.

Margo W.

James Bonn made the whole process so easy and found us the best policy for the best price.

Court C.

Joshua responded to me immediately and was able to assist with all my questions. We got a new policy with credits established fast.

Ila S.

This is an awesome team to work with. They take the time to explain coverages and I never have a problem getting in touch with them.

Choosing A Term Life Insurance Plan

Life insurance is designed to provide for the loved ones that you would leave behind in the event of your death. “Term” life insurance is an option that allows you to live covered for a specific length of time. This is an attractive option for many people because the rates are fixed at the beginning and will not change throughout the length of the term. The cost of this kind of life insurance tends to be lower than other plans because it is for a set length of time, rather than for the entire life of the insured.

Frequently Asked Questions About Life Insurance

Do I really need life insurance?

The bottom line is that if there are people who are dependent on your income to provide for them, then yes, you absolutely need it. There are many affordable options out there, and at Tampa’s Cornerstone Insurance Agency we work to build a plan that fits your specific needs and budget.

How much life insurance do I need?

There are several factors that need to be considered when purchasing term life insurance. Here are some important questions that can help determine how much life insurance your family needs.

How much do you spend each month? Your family will need to deal with the current living expenses, and that number will help find the right level of coverage for you.

What debt do you currently have? If there are car payments, student loans, or credit card debt that will be left, you need to make sure that your family will be able to make those payment as wells.

How many dependents do you have? A family of three will have drastically different financial needs than a family of five.

What are your long-term savings goals? Your family may need to pay for college tuition or retirement, so it’s important to make sure the specific needs of your family will be met.

Will my family need personal time? If your spouse would need to take time away from their job after a tragedy, their lost income also needs to be taken into account.

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including: