A Unique Insurance Plan Made Just For You
Get the special coverage you need at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a unique insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Tampa Insurance Company

★★★★★

At Cornerstone Insurance, we want all of your special possessions and events to “live covered”. There are a wide variety of insurance options available to meet your individual needs. Our independent Tampa agency offers a one channel insurance solution for:

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

5.0
Based on 259 reviews
4.7
Based on 12 reviews
5.0
Based on 6 reviews
This agency does a fantastic job finding me the right coverage and insurance company at a very competitive price. Gina McNairy went above and beyond to get me the best policy and saved me a lot!!!Very happy with them as my agent!! Gina McNairy, Thank you!
Filip S.
Filip S.
18:36 31 Mar 21
Kelly Daiken did a fantastic job, very responsive and follow up!Highly recommend.
Frank O.
Frank O.
16:06 23 Mar 21
I shopped around with a few different agents while looking for insurance for a new home purchase. Kelley was great to work with. She was very timely in responding to my questions, while also taking the time to go over in detail, the right insurance coverage that met our needs. Totally pleasant and professional in her demeanor. I would highly... recommend her for those in the market for their home insurance needs.read more
Roy W.
Roy W.
13:53 23 Mar 21
Called on phone and spoke to Kelley. Needed a quote to replace Dwelling Fire policy that had gone up $500 (30%) on renewal. She was fantastic to work with. Took my info, got me a new quote from one of her affiliated companies and answered emails quickly and efficiently. Saved me over $600.
Jack M.
Jack M.
19:49 17 Mar 21
I called this company at the dealership. I was feeling incredibly overwhelmed and knew I needed an affordable policy quickly. Kelley was incredibly kind and helpful, and got me the best rate in minutes! She was knowledgeable and so patient with me as I figured out exactly what I needed! I highly recommend Cornerstone to anyone looking for... insurance.read more
mgnvcrly
mgnvcrly
20:03 15 Mar 21
Josh,I would just like to thank you for quoting us on our vehicles and horse trailerthrough Cornerstone.I had the pleasure of dealing with Kelley Draiker. She was incredibly patient, professional and answered "every" question I had with confidence. So happy to have changed from Allstate to Cornerstone.Sincerely,Janise Man-Son-Hing
mystik M.
mystik M.
18:14 09 Mar 21
Gina found for us the most beneficial policy for the home insurance.Thanks.
Nikolai K.
Nikolai K.
18:11 15 Feb 21

Equine & Horse Owner Liability Insurance

If you own horses in Florida, a Horse Owner Liability policy can protect you against injury or property damage claims due to your horses. This coverage would apply on or off your property – including horse shows and other events. Commercial equine operators are not eligible, and only horses listed on the policy would be covered. In addition to liability, there are also several other types of equine insurance to consider:

  • Mortality (similar to a human life insurance policy)
  • Major medical
  • Loss of use
  • Owner liability (to protect you if your horse hurts someone or damages property)
  • Care, custody, and control (to protect you if you hurt someone else’s horse)

Antique & Collector Car Insurance

The Tampa collector car market is very unique, and therefore the types of insurance needed are unique as well. If you have a collector or classic car that is generally kept in storage (not a daily-use vehicle) it may qualify for this special kind of agreed value auto insurance. Types of vehicles that may qualify include:

  • Antique & classic vehicles
  • Newer vehicles: limited production, exotic & special interest
  • Modified vehicles: street rods, replicas, lowriders & tuners
  • Retired commercial vehicles: fire trucks & other commercial vehicles
  • Vehicles under restoration
  • Motorsports: pro-street & any raced vehicles

Wedding Insurance

For your special day, you are working hard to make sure that everything goes smoothly. But what if your caterer backs out, or the reception hall goes out of business after making a hefty deposit? Wedding Insurance can cover these unexpected setbacks and more. Wedding insurance can cover:

  • Cancellation or postponement
  • Additional expenses
  • Wedding photographs/video
  • Wedding gifts
  • Special jewelry
  • Lost deposits

Special Events Insurance

Similar to Wedding Insurance, this protection plan covers a variety of special events, helping to protect the day you’ve worked so hard to make perfect. From Anniversary and birthday parties to bar mitzvahs and baby showers, Special Events Insurance can cover things like:

  • Lost deposits
  • Special attire
  • Event gifts
  • Photography
  • Cancellation/postponement
  • And more

Article Floaters Insurance

Often, homeowners policies will not fully cover certain items, especially those which are easily movable. Article Floaters insurance provides additional coverage for personal property in the event of theft, loss or damage. Categories include:

  • Jewelry
  • Fine Arts (fragile, non-fragile, unscheduled)
  • Furs
  • Cameras
  • Sporting Equipment
  • Musical Instruments (non-professional)
  • Silverware
  • Postage Stamps
  • Rare Coins & Collections
  • Computers & Media
  • Wine
  • Golf Carts
  • Guns/Firearms
  • Bicycles
  • Other Miscellaneous Items