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A Unique Insurance Plan Made Just For You
Get the special coverage you need at a price you can afford.
Everyone Deserves To Live Covered.™
A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a unique insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.
5-Star Tampa Insurance Company
★★★★★
At Cornerstone Insurance, we want all of your special possessions and events to “live covered”. There are a wide variety of insurance options available to meet your individual needs. Our independent Tampa agency offers a one channel insurance solution for:
3 Easy Steps to Better Coverage
Step 1
Get A Quote
Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.
Step 2
Review Your Options
As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.
Step 3
Breathe Easy!
We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.
Here's What Our Clients Have to Say
Based on 303 reviews
Jaime M.
16:21 16 Mar 23
Hello. Would like to saymy agent Gina McNairy is very knowledgeable and found me what I needed also a great person to talk to I give her a 10 thanks Jamie Mojica
Alan M.
20:56 06 Mar 23
I am a new client and couldn't be happier than to have found Cornerstone! James was excellent at getting me the best home rate I have seen and the process was completely smooth. They earned my business in every way and will continue to get it.
Willie G.
17:52 02 Feb 23
Gina McNairy made getting homeowners insurance a straightforward and simple process. She kept me updated throughout the process, set expectations on what's next and was very personable!
Julie F.
21:50 24 Jan 23
Pammie is a pleasure to work with, she was instrumental in getting us the best deal possible with minimum fuss. Very knowledgeable and extremely helpful- thank you, Pammie, for making insurance shopping an actual pleasure!
Timothy C.
00:36 17 Jan 23
I recently contacted Cornerstone after my insurance company tripled my Homeowner's Insurance policy without me ever making a claim. Gina McNairy provided excellent service and found a carrier with an equivalent policy that was half the cost. Thank you to the Cornerstone team for friendly and responsive service.
pat P.
21:06 11 Jan 23
Joshua was so helpful in getting us a homeowner policy after our previous insurance company cancelled us.
Nancy M
18:46 08 Dec 22
Gina McNairy is a pleasure to work with, she is a knowledgeable agent and genuinely helps to get you the best possible insurance at a reasonable price.
Equine & Horse Owner Liability Insurance
If you own horses in Florida, a Horse Owner Liability policy can protect you against injury or property damage claims due to your horses. This coverage would apply on or off your property – including horse shows and other events. Commercial equine operators are not eligible, and only horses listed on the policy would be covered. In addition to liability, there are also several other types of equine insurance to consider:
- Mortality (similar to a human life insurance policy)
- Major medical
- Loss of use
- Owner liability (to protect you if your horse hurts someone or damages property)
- Care, custody, and control (to protect you if you hurt someone else’s horse)
Antique & Collector Car Insurance
The Tampa collector car market is very unique, and therefore the types of insurance needed are unique as well. If you have a collector or classic car that is generally kept in storage (not a daily-use vehicle) it may qualify for this special kind of agreed value auto insurance. Types of vehicles that may qualify include:
- Antique & classic vehicles
- Newer vehicles: limited production, exotic & special interest
- Modified vehicles: street rods, replicas, lowriders & tuners
- Retired commercial vehicles: fire trucks & other commercial vehicles
- Vehicles under restoration
- Motorsports: pro-street & any raced vehicles
Wedding Insurance
For your special day, you are working hard to make sure that everything goes smoothly. But what if your caterer backs out, or the reception hall goes out of business after making a hefty deposit? Wedding Insurance can cover these unexpected setbacks and more. Wedding insurance can cover:
- Cancellation or postponement
- Additional expenses
- Wedding photographs/video
- Wedding gifts
- Special jewelry
- Lost deposits
Special Events Insurance
Similar to Wedding Insurance, this protection plan covers a variety of special events, helping to protect the day you’ve worked so hard to make perfect. From Anniversary and birthday parties to bar mitzvahs and baby showers, Special Events Insurance can cover things like:
- Lost deposits
- Special attire
- Event gifts
- Photography
- Cancellation/postponement
- And more
Article Floaters Insurance
Often, homeowners policies will not fully cover certain items, especially those which are easily movable. Article Floaters insurance provides additional coverage for personal property in the event of theft, loss or damage. Categories include:
- Jewelry
- Fine Arts (fragile, non-fragile, unscheduled)
- Furs
- Cameras
- Sporting Equipment
- Musical Instruments (non-professional)
- Silverware
- Postage Stamps
- Rare Coins & Collections
- Computers & Media
- Wine
- Golf Carts
- Guns/Firearms
- Bicycles
- Other Miscellaneous Items