A Unique Insurance Plan Made Just For You
Get the special coverage you need at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a unique insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Tampa Insurance Company

★★★★★

At Cornerstone Insurance, we want all of your special possessions and events to “live covered”. There are a wide variety of insurance options available to meet your individual needs. Our independent Tampa agency offers a one channel insurance solution for:

Trusted Choice independent insurance agency in Florida
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Switch with Ease

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.4.9
Based on 585 reviews
Paul Hillier
4 days ago
Laura Litchy was outstanding. Very quick and personalized service. Helped us save a lot of money on our home insurance!
Paul Hillier
4 days ago
Laura Litchy was outstanding. Very quick and personalized service. Helped us save a lot of money on our home insurance!
Robert S
5 days ago
Laura helped me with a new homeowner’s policy and was very helpful and professional.
Robert S
5 days ago
Laura helped me with a new homeowner’s policy and was very helpful and professional.
Oscar Zuluaga
5 days ago
Mr. James at Cornerstone Insurance provided excellent service. He was professional, responsive, and took the time to explain everything clearly. He helped me find great coverage at a good price and made the whole process easy and stress-free. Highly
Oscar Zuluaga
5 days ago
Mr. James at Cornerstone Insurance provided excellent service. He was professional, responsive, and took the time to explain everything clearly. He helped me find great coverage at a good price and made the whole process easy and stress-free. Highly
Kayla Karpp
1 week ago
James has been nothing but exceptional. Being a first time homeowner I wasn't sure what i needed or how the process worked, James walked me through everything step by step!
Kayla Karpp
1 week ago
James has been nothing but exceptional. Being a first time homeowner I wasn't sure what i needed or how the process worked, James walked me through everything step by step!
MB
2 weeks ago
Just wanted to share that working with Laura Litchy was great. I moved both our car and home insurance over to them and saved thousands a year with our new plans.
MB
2 weeks ago
Just wanted to share that working with Laura Litchy was great. I moved both our car and home insurance over to them and saved thousands a year with our new plans.
janet Keehnle
2 weeks ago
Excellent customer service. Thank you Kyle
janet Keehnle
2 weeks ago
Excellent customer service. Thank you Kyle
Quinn Haze
2 weeks ago
Highly recommend! James Bonn saved me a bunch of money on my home insurance!
Quinn Haze
2 weeks ago
Highly recommend! James Bonn saved me a bunch of money on my home insurance!
Jenny R
3 weeks ago
James Bonn went above and beyond getting insurance for me, twice. Very nice people. Easy to work with.
Girl riding horse

Equine & Horse Owner Liability Insurance

If you own horses in Florida, a Horse Owner Liability policy can protect you against injury or property damage claims due to your horses. This coverage would apply on or off your property – including horse shows and other events. Commercial equine operators are not eligible, and only horses listed on the policy would be covered. In addition to liability, there are also several other types of equine insurance to consider:

  • Mortality (similar to a human life insurance policy)
  • Major medical
  • Loss of use
  • Owner liability (to protect you if your horse hurts someone or damages property)
  • Care, custody, and control (to protect you if you hurt someone else’s horse)

Antique & Collector Car Insurance

The Tampa collector car market is very unique, and therefore the types of insurance needed are unique as well. If you have a collector or classic car that is generally kept in storage (not a daily-use vehicle) it may qualify for this special kind of agreed value auto insurance. Types of vehicles that may qualify include:

  • Antique & classic vehicles
  • Newer vehicles: limited production, exotic & special interest
  • Modified vehicles: street rods, replicas, lowriders & tuners
  • Retired commercial vehicles: fire trucks & other commercial vehicles
  • Vehicles under restoration
  • Motorsports: pro-street & any raced vehicles
Gloved hand on steering wheel
Wedding table set up for event

Wedding Insurance

For your special day, you are working hard to make sure that everything goes smoothly. But what if your caterer backs out, or the reception hall goes out of business after making a hefty deposit? Wedding Insurance can cover these unexpected setbacks and more. Wedding insurance can cover:

  • Cancellation or postponement
  • Additional expenses
  • Wedding photographs/video
  • Wedding gifts
  • Special jewelry
  • Lost deposits

Special Events Insurance

Similar to Wedding Insurance, this protection plan covers a variety of special events, helping to protect the day you’ve worked so hard to make perfect. From Anniversary and birthday parties to bar mitzvahs and baby showers, Special Events Insurance can cover things like:

  • Lost deposits
  • Special attire
  • Event gifts
  • Photography
  • Cancellation/postponement
  • And more
Gowned woman holding masquerade mask
Coins and pearls stacked next to eachother

Article Floaters Insurance

Often, homeowners policies will not fully cover certain items, especially those which are easily movable. Article Floaters insurance provides additional coverage for personal property in the event of theft, loss or damage. Categories include:

  • Jewelry
  • Fine Arts (fragile, non-fragile, unscheduled)
  • Furs
  • Cameras
  • Sporting Equipment
  • Musical Instruments (non-professional)
  • Silverware
  • Postage Stamps
  • Rare Coins & Collections
  • Computers & Media
  • Wine
  • Golf Carts
  • Guns/Firearms
  • Bicycles
  • Other Miscellaneous Items
Laura Litchy was outstanding. Very quick and personalized service. Helped us save a lot of money on our home insurance!
Laura helped me with a new homeowner’s policy and was very helpful and professional.
Mr. James at Cornerstone Insurance provided excellent service. He was professional, responsive, and took the time to explain everything clearly. He helped me find great coverage at a good price and made the whole process easy and stress-free. Highly
James has been nothing but exceptional. Being a first time homeowner I wasn't sure what i needed or how the process worked, James walked me through everything step by step!
Just wanted to share that working with Laura Litchy was great. I moved both our car and home insurance over to them and saved thousands a year with our new plans.
Excellent customer service. Thank you Kyle
Highly recommend! James Bonn saved me a bunch of money on my home insurance!
James Bonn went above and beyond getting insurance for me, twice. Very nice people. Easy to work with.
Keri was so informative! She helped me to understand the process getting home owners insurance in Florida, since we are leaving NY for Florida. Hopefully I get to speak with her again.
Agent James Bonn was very helpful in getting Tower Hill home insurance on time when I had a short time period before my current insurance expired. He was with me all the way through until I was connected to my new service.
👋😎 thank you Laura L. 🤙
Worked with Joshua on a new policy due to current policy being non renewed (good ole Florida home insurance). Joshua was beyond patient, kind, very informative, and overall a great person to work with! I beyond appreciate his knowledge and guidance where we issued a policy that was just what I was looking for: good coverage with beyond high premiums). I would absolutely refer any and everyone to Joshua and his team when looking for FL Home Insurance!!
Customer service is as good as it gets!
Very helpful in giving different options when our current insurance would not renew. Sent several different policies that we could review. Very quick to responding to any questions. James Bonn was very easy to work with and very responsive. Would recommend to anyone looking to insure.
My experience with James and his team was nothing short of wonderful. He explained everything in great detail and answered all questions I had. Very quick to respond and slways very courteous. Thank you!
Kari answered the phone!! She is very knowledgeable and very pro-active. She knew what I needed and answered all my questions. This process was very smooth:)
I had for a 4 point inspection and wind mitigation done. They approved the policy. My house insurance goes through my mortgage holder. So Tower Hill got paid through them, and I cancelled my old insurance carrier. Then after about a month and a half, I get a cancellation notice. They sent their own inspector in and reported a couple shingles were missing and a piece of soffit square was missing and rust on a decorative post on my porch. My roof was over 10 years old, so I quickly got the roof replaced and took care of the other issues as well before the cancellation deadline. They worked with me and not only did they keep the policy from getting cancelled, my premium is now lower because of the new roof.
They have the best customer attention i have seen, quick replies to emails and following up on issues. highly recommend the team at cornerstone
My experiences with James and Joshua before have been nothing short of amazing. Quick, prompt in follow up , clear on what can be done and most importantly helpful around what I at least needed which was to save some money. Highly recommend !
I just switched my homeowner's insurance through Joshua Gleaton with Cornerstone. I had been with my previous insurer for 32 years. Josh was outstanding to work with. He was responsive, easy to work with and provided me with tremendous savings (Cut my insurance in half). I only wish I had called him years ago.
Very knowledgeable and very helpful
Agent James Bonn was very helpful with good information on selecting Tower Hill Insurance Exchange for protection of our home and processing the initial payments electronically - Thank you James
James Bonn was a great agent! Very knowledgeable, helpful,and quick service! I am very pleased I was able to connect with him! Thanks James for you assistance in attaining my Home Insurance!