At Cornerstone Insurance, we want all of your special possessions and events to “live covered”. There are a wide variety of insurance options available to meet your individual needs.
If you own horses, a Horse Owner Liability policy can protect you against injury or property damage claims due to your horses. This coverage would apply on or off your property – including horse shows and other events. Commercial equine operators are not eligible, and only horses listed on the policy would be covered.
The Tampa collector car market is very unique, and therefore the types of insurance needed are unique as well. If you have a collector or classic car that is generally kept in storage (not a daily-use vehicle) it may qualify for this special kind of agreed value auto insurance.
Types of vehicles that may qualify include:
- Antique & classic vehicles
- Newer vehicles: limited production, exotic & special interest
- Modified vehicles: street rods, replicas, lowriders & tuners
- Retired commercial vehicles: fire trucks & other commercial vehicles
- Vehicles under restoration
- Motorsports: pro-street & any raced vehicles
For your special day, you are working hard to make sure that everything goes smoothly. But what if your caterer backs out, or the reception hall goes out of business after making a hefty deposit? Wedding Insurance can cover these unexpected setbacks and more.
Wedding insurance can cover:
- Cancellation or postponement
- Additional expenses
- Wedding photographs/video
- Wedding gifts
- Special jewelry
- Lost deposits
Similar to Wedding Insurance, this protection plan covers a variety of special events, helping to protect the day you’ve worked so hard to make perfect. From Anniversary and birthday parties to bar mitzvahs and baby showers, Special Events Insurance can cover things like lost deposits, special attire, event gifts, photography, cancellation/postponement and more.
Often, homeowners policies will not fully cover certain items, especially those which are easily movable. Article Floaters insurance provides additional coverage for personal property in the event of theft, loss or damage. Categories include:
- Fine Arts (fragile, non-fragile, unscheduled)
- Sporting Equipment
- Musical Instruments (non-professional)
- Postage Stamps
- Rare Coins & Collections
- Computers & Media
- Golf Carts
- Other Miscellaneous Items