A Unique Insurance Plan Made Just For You
Get the special coverage you need at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a unique insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Tampa Insurance Company

★★★★★

At Cornerstone Insurance, we want all of your special possessions and events to “live covered”. There are a wide variety of insurance options available to meet your individual needs. Our independent Tampa agency offers a one channel insurance solution for:

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Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Cornerstone Insurance Inc.
5.0
Based on 296 reviews
Miriam B.
Miriam B.
19:29 18 Nov 22
Joshua is very patient and quick! Made this transition effortlessly.
BeachBabeSanDiego
BeachBabeSanDiego
14:07 22 Oct 22
As a recent arrival to Florida, I really appreciate the way that Gina McNairy took me under her wing, telling me what I needed to know about insurance in Florida, and setting up the coverages that I needed.
Cynthia B.
Cynthia B.
12:31 20 Oct 22
Great service, quick to respond and worked diligently to find the right homeowner insurance and car insurance for my needs.
Vanessa W.
Vanessa W.
16:04 12 Oct 22
Great and efficient service. Fully recommend Cornerstone Insurance!
J P
J P
17:15 09 Sep 22
Excellent service! Repeat customer and I'm grateful for Gina's expert knowledge and assistance. Highly recommend.
Anastasia P.
Anastasia P.
15:59 08 Sep 22
We have been with Cornerstone for about 11 years and have always been happy. Recently we made changes to our policies and had some specific in depth and not commonly asked questions. Kelley and Josh were extremely helpful and went above and beyond to make sure we understood our exact coverages. They deal with reputable carriers and care about... their clients. Pam was and has been so responsive and kind over the years as well. I would (and have!) highly recommend this agency to anyone in the market. Icing on the cake was that they save our family about $1800/year on our insurance premiums!read more
Alex Lewis I.
Alex Lewis I.
17:11 08 Jun 22
I have worked with Cornerstone for a number of years and I’ve never been disappointed… this year has been no exception. As most people, I blindly just pay my insurance renewals without question and this year with all that is happening in the insurance world in Florida finding a company is challenge enough let alone focus on the cost. Having... someone on your side like Pammi Bussey fighting for every dollar, you can rest easy.Thanks to Pammi, not only did we secure a policy but she noticed an error in the insurance carrier’s assessment of our property which resulted in a lower premium as well as refunds from the previous years!This is the type of service you rarely see in the insurance business and I’m glad that I’m working with Cornerstone!read more
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Girl riding horse

Equine & Horse Owner Liability Insurance

If you own horses in Florida, a Horse Owner Liability policy can protect you against injury or property damage claims due to your horses. This coverage would apply on or off your property – including horse shows and other events. Commercial equine operators are not eligible, and only horses listed on the policy would be covered. In addition to liability, there are also several other types of equine insurance to consider:

  • Mortality (similar to a human life insurance policy)
  • Major medical
  • Loss of use
  • Owner liability (to protect you if your horse hurts someone or damages property)
  • Care, custody, and control (to protect you if you hurt someone else’s horse)

Antique & Collector Car Insurance

The Tampa collector car market is very unique, and therefore the types of insurance needed are unique as well. If you have a collector or classic car that is generally kept in storage (not a daily-use vehicle) it may qualify for this special kind of agreed value auto insurance. Types of vehicles that may qualify include:

  • Antique & classic vehicles
  • Newer vehicles: limited production, exotic & special interest
  • Modified vehicles: street rods, replicas, lowriders & tuners
  • Retired commercial vehicles: fire trucks & other commercial vehicles
  • Vehicles under restoration
  • Motorsports: pro-street & any raced vehicles
Gloved hand on steering wheel
Wedding table set up for event

Wedding Insurance

For your special day, you are working hard to make sure that everything goes smoothly. But what if your caterer backs out, or the reception hall goes out of business after making a hefty deposit? Wedding Insurance can cover these unexpected setbacks and more. Wedding insurance can cover:

  • Cancellation or postponement
  • Additional expenses
  • Wedding photographs/video
  • Wedding gifts
  • Special jewelry
  • Lost deposits

Special Events Insurance

Similar to Wedding Insurance, this protection plan covers a variety of special events, helping to protect the day you’ve worked so hard to make perfect. From Anniversary and birthday parties to bar mitzvahs and baby showers, Special Events Insurance can cover things like:

  • Lost deposits
  • Special attire
  • Event gifts
  • Photography
  • Cancellation/postponement
  • And more
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Coins and pearls stacked next to eachother

Article Floaters Insurance

Often, homeowners policies will not fully cover certain items, especially those which are easily movable. Article Floaters insurance provides additional coverage for personal property in the event of theft, loss or damage. Categories include:

  • Jewelry
  • Fine Arts (fragile, non-fragile, unscheduled)
  • Furs
  • Cameras
  • Sporting Equipment
  • Musical Instruments (non-professional)
  • Silverware
  • Postage Stamps
  • Rare Coins & Collections
  • Computers & Media
  • Wine
  • Golf Carts
  • Guns/Firearms
  • Bicycles
  • Other Miscellaneous Items