A Unique Insurance Plan Made Just For You
Get the special coverage you need at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a unique insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Tampa Insurance Company

★★★★★

At Cornerstone Insurance, we want all of your special possessions and events to “live covered”. There are a wide variety of insurance options available to meet your individual needs. Our independent Tampa agency offers a one channel insurance solution for:

Trusted Choice independent insurance agency in Florida
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Switch with Ease

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.4.9
Based on 600 reviews
Ms. Patty
2 weeks ago
Mr. James Bonn, was quick to response, heard my needs and adjusted my policy quote to fit them. Respected my time and style of communication. I am very appreciative of the way he handled the whole process, from the sales to closing the deal.
Ms. Patty
2 weeks ago
Mr. James Bonn, was quick to response, heard my needs and adjusted my policy quote to fit them. Respected my time and style of communication. I am very appreciative of the way he handled the whole process, from the sales to closing the deal.
Katie Burris
2 weeks ago
Very friendly, prompt and courteous service and they were able to provide me with an awesome rate for my insurance needs. Kari was fabulous!
Katie Burris
2 weeks ago
Very friendly, prompt and courteous service and they were able to provide me with an awesome rate for my insurance needs. Kari was fabulous!
Mike Rixon
2 weeks ago
James was great. It was very easy to switch my auto insurance over and saved a lot of money.
Mike Rixon
2 weeks ago
James was great. It was very easy to switch my auto insurance over and saved a lot of money.
Candace Hagedorn
2 weeks ago
Excellent service. Kari is wonderful. Should I move forward, I will reach out to her.
Candace Hagedorn
2 weeks ago
Excellent service. Kari is wonderful. Should I move forward, I will reach out to her.
richard guevremont
3 weeks ago
Laura was great , she was prompt, professional, and kind . Also happy with the premium for my new homeowners policy . I will bundle my truck and motorcycle insurance with Laura at Cornerstone as soon as I move into our new home in Florida.
richard guevremont
3 weeks ago
Laura was great , she was prompt, professional, and kind . Also happy with the premium for my new homeowners policy . I will bundle my truck and motorcycle insurance with Laura at Cornerstone as soon as I move into our new home in Florida.
Lori Bredbenner
3 weeks ago
Jamie Piralta jumped right in to assist when we were drawing near our deadline in supplying proofs of insurance for our new home! Thank you, Jamie!
Lori Bredbenner
3 weeks ago
Jamie Piralta jumped right in to assist when we were drawing near our deadline in supplying proofs of insurance for our new home! Thank you, Jamie!
Jeffrey Bredbenner
3 weeks ago
Kari Tate and the rest of her team have been so helpful as we sought home and flood insurance coverage for our new home purchase. When there were questions, they were immediately answered. When the mortgage company requested updates, they were provided within less than twenty four hours. Kari, Claire, and Karen provided answers immediately to all concerns or questions. Kari, thank you as I feel you truly went over and above for us. Heartfelt thanks to everyone.
Jeffrey Bredbenner
3 weeks ago
Kari Tate and the rest of her team have been so helpful as we sought home and flood insurance coverage for our new home purchase. When there were questions, they were immediately answered. When the mortgage company requested updates, they were provided within less than twenty four hours. Kari, Claire, and Karen provided answers immediately to all concerns or questions. Kari, thank you as I feel you truly went over and above for us. Heartfelt thanks to everyone.
Ashu Swami
3 weeks ago
Excellent experience from start to finish. My agent Laura Litchy was responsive, thorough, and made sure they understood exactly what I needed. Communication was clear and timely throughout the process, and I truly appreciated their professionalism and attention to detail. Highly recommend!
Girl riding horse

Equine & Horse Owner Liability Insurance

If you own horses in Florida, a Horse Owner Liability policy can protect you against injury or property damage claims due to your horses. This coverage would apply on or off your property – including horse shows and other events. Commercial equine operators are not eligible, and only horses listed on the policy would be covered. In addition to liability, there are also several other types of equine insurance to consider:

  • Mortality (similar to a human life insurance policy)
  • Major medical
  • Loss of use
  • Owner liability (to protect you if your horse hurts someone or damages property)
  • Care, custody, and control (to protect you if you hurt someone else’s horse)

Antique & Collector Car Insurance

The Tampa collector car market is very unique, and therefore the types of insurance needed are unique as well. If you have a collector or classic car that is generally kept in storage (not a daily-use vehicle) it may qualify for this special kind of agreed value auto insurance. Types of vehicles that may qualify include:

  • Antique & classic vehicles
  • Newer vehicles: limited production, exotic & special interest
  • Modified vehicles: street rods, replicas, lowriders & tuners
  • Retired commercial vehicles: fire trucks & other commercial vehicles
  • Vehicles under restoration
  • Motorsports: pro-street & any raced vehicles
Gloved hand on steering wheel
Wedding table set up for event

Wedding Insurance

For your special day, you are working hard to make sure that everything goes smoothly. But what if your caterer backs out, or the reception hall goes out of business after making a hefty deposit? Wedding Insurance can cover these unexpected setbacks and more. Wedding insurance can cover:

  • Cancellation or postponement
  • Additional expenses
  • Wedding photographs/video
  • Wedding gifts
  • Special jewelry
  • Lost deposits

Special Events Insurance

Similar to Wedding Insurance, this protection plan covers a variety of special events, helping to protect the day you’ve worked so hard to make perfect. From Anniversary and birthday parties to bar mitzvahs and baby showers, Special Events Insurance can cover things like:

  • Lost deposits
  • Special attire
  • Event gifts
  • Photography
  • Cancellation/postponement
  • And more
Gowned woman holding masquerade mask
Coins and pearls stacked next to eachother

Article Floaters Insurance

Often, homeowners policies will not fully cover certain items, especially those which are easily movable. Article Floaters insurance provides additional coverage for personal property in the event of theft, loss or damage. Categories include:

  • Jewelry
  • Fine Arts (fragile, non-fragile, unscheduled)
  • Furs
  • Cameras
  • Sporting Equipment
  • Musical Instruments (non-professional)
  • Silverware
  • Postage Stamps
  • Rare Coins & Collections
  • Computers & Media
  • Wine
  • Golf Carts
  • Guns/Firearms
  • Bicycles
  • Other Miscellaneous Items
Ms. P.
Mr. James Bonn, was quick to response, heard my needs and adjusted my policy quote to fit them. Respected my time and style of communication. I am very appreciative of the way he handled the whole process, from the sales to closing the deal.
Katie B.
Very friendly, prompt and courteous service and they were able to provide me with an awesome rate for my insurance needs. Kari was fabulous!
Mike R.
James was great. It was very easy to switch my auto insurance over and saved a lot of money.
Candace H.
Excellent service. Kari is wonderful. Should I move forward, I will reach out to her.
richard G.
Laura was great , she was prompt, professional, and kind . Also happy with the premium for my new homeowners policy . I will bundle my truck and motorcycle insurance with Laura at Cornerstone as soon as I move into our new home in Florida.