★ 4.9 · 633 Google reviews  ·  BBB A+ Accredited  ·  Trusted Choice  ·  FL agency license L061107Call or Text 813.920.8181
Google 5-Star Rated Across Florida

Cornerstone Insurance Reviews & Testimonials

The reviews on this page are pulled live from our Google Business Profile. The things people mention most often: quick answers when they call or text, carriers compared side by side at renewal, and steady guidance on where to start when a claim happens.

Free, no obligation — talk to a licensed Florida agent today.

Rated by our clients

★★★★★
★ 4.9 · 633 Google reviews
Live from our Google Business Profile — read them below.
For current clients: a two-minute review helps other Florida families find us.
★ 4.9
Google · 633 reviews
15,000+
policies written since 2009
$5B+
in Florida property insured
67
Writing in all Florida counties, one agency

What Florida clients say about Cornerstone Insurance

★ Google 4.9 · 633 reviews

These reviews come straight from our Google Business Profile — the feed below updates as clients post new reviews on Google.

Selena S.
24 hours ago
Kyle is great! He is very helpful and attentive. He was able to find affordable plans for my home and car insurance. Would recommend him for any insurance needs
Response from the owner:Selena, thank you so much for the 5 star review! We are thrilled to hear Kyle was helpful and attentive and was able to find affordable plans for both your home and car insurance, which means a lot in today's Florida insurance market. We are grateful for your business!
james R.
1 day ago
A very excellent experience with Cornerstone Insurance and with Mr. Bonn. They took the time to listen and understand what I required in my auto policy and searched for the best deal with a quality insurer. Very prompt and courteous service with great communication
Response from the owner:James, thank you so much for the 5 star review! We are thrilled to hear James Bonn took the time to listen, understand what you needed in your auto policy, and search for the best deal with a quality insurer. Prompt, courteous service and great communication is exactly what we strive for in today's Florida insurance market. We are grateful for your business!
Aron M.
1 week ago
Kevin worked fast to get me coverage.
Response from the owner:Aron, thank you so much for the 5 star review! We are glad Kevin was able to move quickly and get your coverage in place. We are grateful for your business.
Eileen C.
2 weeks ago
Outstanding customer service. Great insurance rates
Response from the owner:Eileen, thank you for the great review! We're glad you received outstanding service and great rates on your insurance. We are grateful for your business.
John F.
2 weeks ago
I do not usually do reviews but because of the assistance I received from Laura I will, I cut my insurance costs by 50%,over $5000 a year.Fantastic job Laura and Cornerstone.
Response from the owner:John, thank you so much for taking the time to leave a review, especially since you don't usually do them! We're thrilled Laura was able to cut your insurance costs in half and save you over $5,000 a year. That is exactly the kind of result we work hard to deliver in today's Florida insurance market. We are grateful for your business!
Rebecca M.
2 weeks ago
"James Bonn at Cornerstone Insurance provided absolutely top-tier service! Finding the right insurance company on my own in this tough Florida market was far too complicated, but James stepped in and helped me find the best insurance for my situation in just a few days! He was incredibly responsive and successfully secured a policy at a much better price than my previous insurance while giving me vastly superior coverage. If you want a brilliant broker who takes away the stress and delivers fast, affordable results, ask for James. Five stars!"
Response from the owner:Rebecca, thank you so much for the wonderful review! We know how complicated finding the right coverage in this Florida market can be, so we're thrilled James was able to step in and secure a better price with stronger coverage in just a few days. We are grateful for your business and your trust in James and Cornerstone Insurance!
Carlos G.
3 weeks ago
I was overpaying for homeowners insurance in St. Cloud and needed a better option. Grok recommended this agency, so I reached out. Joshua got back to me quickly, the quote was far lower than my old premium, and he bound the policy without delay. Glad I took that recommendation. Prompt, straightforward, and a real savings.
Response from the owner:Carlos, Thank you for trusting Cornerstone Insurance with your homeowners insurance in St. Cloud! We’re glad Joshua was able to provide a significantly lower premium and get your new Florida homeowners policy bound quickly. We are also thrilled our friend Grok mentioned us, and we are excited to welcome you to Cornerstone! We are grateful for your business.
Theresa M.
4 weeks ago
Kyle is excellent to work with!
Response from the owner:Thank you for the review Theresa. We are grateful for your business.
Sharon G.
4 weeks ago
We worked with Laura Litchy who was extremely helpful and knowledgable, answering our many questions and providing us with several options from which to choose. In addition she went out of her way to make sure we contacted the fire Marshall about upgrading our home’s fire protection rating which saved us several hundred dollars. We look forward to working with Laura and Cornerstone, our new Homeowners insurance agency.
Response from the owner:Sharon, Thank you so much for the wonderful review! We’re thrilled to hear Laura was able to answer your questions, provide multiple homeowners insurance options, and help you improve your home’s fire protection rating to save several hundred dollars. We truly appreciate you choosing Cornerstone Insurance and look forward to being your trusted Florida homeowners insurance agency for years to come!
SUSAN P.
4 weeks ago
Very professional and very knowledgeable. Laura was able to get the best quote possible that fit our needs. I highly recommend Cornerstone Insurance Agency.
Response from the owner:Susan, thank you so much for the great review. We are so happy Laura got you a quote that fits and that we provided recommendation level service. If you need anything, we are here to serve you. We are grateful for your business!
TACO D.
1 month ago
Kari handle all of my work and no issues. Needed insurance and gave me great deal.
Response from the owner:Taco thank you so much for your review. We are grateful for your business and glad Kari was able to find a policy that works for you.
Paula S.
1 month ago
Kari handled my request for a quote very well! She was professional and kind. I wish her quote was less but I will review it again in early ‘27 when I renew my homeowners policy.
Response from the owner:Thank you, Paula! We appreciate the kind words about Kari and are glad she was able to help. We’d be happy to review your options again when your renewal comes up in 2027!
Maggie B.
1 month ago
Kevin at Cornerstone was fast, efficient and clearly communicated my options.
Response from the owner:Maggie thank you so much for the great review! We are thrilled to hear Kevin was fast and communicated the different options with you- as Florida does have many options when comparing coverage. We are grateful for your business.
Linda L.
1 month ago
I had been with this company since 2018. Over the past 8 years my policy for homeowners has doubled yearly. Starting at 900 year one and this final was the last straw of $8500. I am not blaming this agency for the cost of rising policies, I never had a claim or any contact with them year after year as the cost started to sky rocket. They sat back renewal after renewal and never did what a good agent should and shop other rates. Finally this last bill was an increase of $2500 over last year and I called. Only to get someone on the phone to tell me that I was in the list to be called aka watch out crazy lady is going to call. I was told that someone would me to discuss. Meanwhile I cant sleep spiraling thinking Im going to be living in a pup tent. I called around and got an even better policy, more coverage and $3500 less. Even less than I was currently paying. When I called to cancel they asked me of I wanted them to find me something else. I said I have been with you 8 years, you should have called me 3 years ago instead they did nothing but sit around and collect and flagged people with outrageous rates and did not go to bat them unless they called complaining. Highly disappointed. Look around whats the point of an agent if you have to be the one getting new quotes. $8500 for a 1600 sq ft home, no where near a beach, no claims, is CRAZY!!!! Do better! I hope I encourage anyone reading this to do your own research and find other quotes yourself This as far as I’m concerned, the higher my quote is the higher their commission.
Response from the owner:Linda, We’re truly sorry to hear how stressful this experience became for you. We understand that receiving an $8,500 homeowners renewal, especially after years without a claim is frustrating and understandably alarming. We also appreciate you sharing your experience because it gives us an opportunity to explain what was happening behind the scenes. You have been insured with us since 2018, and throughout that time our goal has been to place you with a financially strong carrier and provide coverage we believe is in your best interest—not simply chase the lowest price at every renewal. The carrier we had you with has been serving Florida homeowners for more than 50 years and has long been regarded as one of the strongest and more established carriers in our state. The timing of your increases is also important. Beginning shortly after you originally purchased your policy, Florida's homeowners insurance market went through an unprecedented crisis, with multiple carriers becoming insolvent or leaving the market. During that period, moving a client simply because another option appeared less expensive was not always a prudent decision, particularly when that alternative involved a newer or less-established carrier with a very different financial position. In reviewing your policy history, your premiums did not increase substantially until 2023 and 2024, which was right in the middle of that market turmoil. While we absolutely understand why you would have wanted us to find a lower premium, there were very limited options during those years that we felt offered a meaningfully better combination of financial strength, coverage and stability. We also want to clarify the timing of our review. Your policy renews on September 28, and our team had already scheduled your account for review this week. We routinely work accounts approaching renewal and compare them across the 20+ carriers we represent. Had we completed that review, our intention was to determine whether there was now a better option for you given the changes taking place in the Florida market. We are disappointed that we did not have the opportunity to complete that review before you obtained another policy, particularly because the market has finally reached a point where we believe moving carriers may be a prudent option for you. That said, we respect your decision and are genuinely glad you found coverage that provides the protection you want at a significantly lower premium. We never want a client to feel that they have to struggle alone with an insurance increase, and we appreciate your business over the past eight years. One point we do want to respectfully clarify: our compensation does not increase simply because your premium increases in the way suggested in your review. Our responsibility is to advocate for our clients and help them navigate a very difficult Florida insurance market, while balancing price with coverage, carrier stability and financial strength. We sincerely wish you the best with your new policy, and we appreciate the opportunity to have served you.
Wayne B.
1 month ago
Very responsive and helpful
Response from the owner:Wayne thank you so much for the 5 star review! We are glad you had a responsive and helpful experience with our agency. We are grateful for your business.
Alan M.
2 months ago
James was very easy to talk to understood her needs and took care of us. Great price great experience.
Response from the owner:Alan thank you for taking the time to leave us a great review. We are thrilled to hear James took great care of you and was easy to work with. We are grateful for your business!
Lee S.
2 months ago
Worked with Kevin at Cornerstone and he was exceptional. He was patient in walking through all the different coverages, answering all of my questions, and helping me to find the right policy. If there was an option for 6 stars, I would have went with that. Looking forward to working with him again!
Response from the owner:Lee, Thank you for the great review! We’re glad Kevin took the time to walk you through the options and help you find the right coverage. We are grateful for your business and look forward to working with you again!
Michael F.
2 months ago
I strongly recommend working with Joshua Gleaton, thanks to him I was able to find the best options for my homeowners insurance. He is excellent at quickly replying via email and goes out of his way to assist you if you have additional questions.
Response from the owner:Michael, We are excited to hear you had such a positive experience with Joshua Gleaton, and we are grateful you shared your experience. Thank you for your business!
ELODIA T.
2 months ago
Exceptional service! Laura was extremely fast to respond and provided several great coverage options tailored to my needs. She made the whole process easy and stress-free. Highly recommended
Response from the owner:Elodia, thank you for your great review of Laura! We’re grateful for your business and glad she was able to provide several options tailored to your needs.
Simon Munoz A.
2 months ago
I didn’t think it was possible to get affordable home insurance in Florida, but Licensed Agent Joshua Gleaton was able to do that for me and my wife. It was very easy, quick and hassle free. Thank you so much Joshua 🙏🏼
Response from the owner:Thank you, Simon! We’re glad Joshua was able to make the process easy, quick, and affordable for you and your wife. We are grateful for your business!
Earl V.
3 months ago
Kyle has really earned our trust and respect as our go to insurance agent for our home and autos. A true professional, and so far has not disappointed us offering the best and lowest quotes without sacrificing the quality of the product. Thank you Kyle for what you do for our insurance needs.
Response from the owner:Thank you, Earl! We’re glad Kyle has earned your trust and continues to provide great coverage at a competitive price. We truly appreciate your continued business!
Anthony W.
3 months ago
Kevin with Cornerstone has been most responsive, knowledgeable, and easy to work with. I only wish I had engaged him sooner. He has saved us lots of time and money with our new homeowners policy.
Response from the owner:Thank you, Anthony! We’re glad Kevin made the process easy and helped save you time and money on your homeowners insurance. We are grateful for your business!
stefan F.
3 months ago
Response from the owner:Thank you for the five-star review, Stefan! We truly appreciate your support and business.
Ashley G.
3 months ago
Quick service. Responsive.
Response from the owner:Thank you, Ashley! We’re glad you received quick and responsive service. We are grateful for your business.
Isabel R.
3 months ago
Thank you Laura for your outstanding service. A very affordable home insurance
Response from the owner:Thank you, Isabel! We’re happy Laura was able to provide outstanding service and affordable home insurance. Thank you for your business.

Share your experience

★★★★★

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Make sure you have the right Cornerstone

Several agencies around the country share a similar name. Cornerstone Insurance, Inc., the agency behind livecovered.com, is not affiliated with Cornerstone Insurance Advisors in Jupiter, FL, Cornerstone Insurance of Florida in Pensacola, or Cornerstone National Insurance Co. in Missouri.

If you are checking that you found the right agency, three identifiers settle it: Florida agency license L061107, the livecovered.com website, and a founding year of 2009.

Florida agency license

L061107 — verify it yourself on the Florida DFS licensee search.

Coverage

All of Florida — we write personal lines in every one of the state’s 67 counties.

Website

livecovered.com — the website of Cornerstone Insurance, Inc. If you are on livecovered.com, you have found the right Cornerstone.

Independent since

2009 — family-owned, and independently owned and operated ever since.

Why clients stay year after year

Your renewal gets a market, not a rate sheet

We represent many carriers rather than one, so at renewal your price can be checked against 25+ carriers across our personal lines instead of a single company’s numbers.

A real Florida team that answers

The person who quotes your coverage is a licensed Florida agent, and the same team picks up the phone and services your policy year after year. Call or text and a person responds.

Technology that makes it easy

Start a quote online, handle policy paperwork without an office visit, and text us policy questions — wherever in Florida you live.

Questions about our reviews

Are these reviews real, and where do they come from?

Yes. The review wall on this page is a live feed from our Google Business Profile, so reviews appear here as clients post them on Google.

How do I leave a review for Cornerstone Insurance?

Use the Share your experience section on this page. The Google button takes you straight to the review form, and the whole thing takes about two minutes. We also welcome reviews on the BBB, Nextdoor, and Facebook.

Are you the Cornerstone in Jupiter, Pensacola, or Missouri?

No. Cornerstone Insurance, Inc. is an independent, family-owned Florida personal-lines agency, founded in 2009 and serving every Florida county. We are not affiliated with Cornerstone Insurance Advisors in Jupiter, Cornerstone Insurance of Florida in Pensacola, or Cornerstone National Insurance Co. in Missouri. Our Florida agency license is L061107 and our website is livecovered.com.

How do I become a client?

Request a free quote at livecovered.com/get-a-quote or call or text 813.920.8181. A licensed Florida agent compares your coverage across many carriers, walks through the options with you, and works with you to put the new policy in place.

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