A Motorcycle Insurance Plan Made Just For You

Get the coverage you need for your motorcycle at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have motorcycle insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the motorcycle coverage you need without overpaying.

5-Star Tampa Motorcycle Insurance Company

Looking for a competitive rate on motorcycle insurance in Tampa area? You’ve come to the right place. Cornerstone Insurance is a family-owned and operated independent Florida insurance agency serving the people of Tampa, Orlando, Jacksonville and surrounding communities.

We work with several of the top rated motorcycle insurers in the state and have years of experience providing appropriate and affordable coverage for motorcycle owners. The right agent makes all the difference, so give us a call today to learn more about insurance options for you and your family.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your motorcycle insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.

Based on 510 reviews

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Mark W.

They are my go-to insurance company! I've been with Cornerstone Insurance for several years now, and I can't say enough good things about them. James Bonn and the entire team are phenomenal—always professional, knowledgeable, and genuinely committed to helping their clients. Whether I’ve had questions about coverage or just wanted to review my policy options, they’ve always been quick to respond and incredibly thorough. It’s rare to find a company that makes you feel like more than just a policy number, but Cornerstone really delivers that personal touch. I have complete peace of mind knowing they have my back. Highly recommend!

Sue Z

What an excellent experience working with James Bonn here at Cornerstone. He gave me an excellent rate and was extremely knowledgeable and helpful! I highly recommend, thank you James!!!

Darin

James Bonn was amazing. Answered all my questions and was able to really help us lower our home owner's insurance. I really felt like I got an education on everything related to home owner's insurance.

Daniel B.

If you're in Florida, and your Citizens policy got sold to an overpriced company like mine did, guys like Eric make the process of getting back into a much more reasonably priced policy very easy. I have the same quality of coverage I had before. He did not pressure me or rush me, and was always very quick to respond and good at explaining things.

Very good first impressions.

Snow B.

Thank you Eric Bushey for taking this very long journey of home buying with me lol. Excellent work and time dedication.
10/10

Steven B.

I am moving from NY to FL and was looking for Homeowners insurance quotes. Joshua Gleaton at Cornerstone was fast, efficient, and gave quote hundreds of dollars less than the competitors with better coverage. I highly recommend Joshua and Cornerstone

Adrienne D.

The experience I had with James B at Cornerstone Insurance Agency was amazing. James has incredible customer service and takes the time to answer my many questions. He made me feel valued as a customer and his communication is always timely. He also found the best insurance for my particular needs. Highly recommend James B at Cornerstone.

Anthony S.

Gina Mcnairy is the only agent who ever contacted me BEFORE my renewal to see if I could get better coverage elsewhere. Also, she was very knowledgeable about the improvements I could make to my roof that would decrease my premium. I highly recommend her.

Matthew D.

Eric has made my experience with Cornerstone as simple and streamlined as possible. Would definitely recommend them to everyone.

David S.

James B did a great job with all the paperwork. Easy to work with and saved a lot thanks James!

Cherie C.

Thank you, James Bonn (@Cornerstone) Tower Hill Insurance! My experience with James through the homeowner insurance process was wonderful! He is very knowledgeable, professional, courteous, and efficient with all aspects of insurance. I highly recommend James Bonn!

Adam von N.

I researched Cornerstone / Tower Hill after my neighbor said good things about them, as Citizens was kicking me off and putting me with a company I had not heard of, and didn't even have a customer portal. I contacted Tower Hill and James Bonn got back to me immediately, which gave me a good feeling. We did some back and forth via email over the next 24 hours or so, and worked out a homeowners policy that I feel good about. I was hit pretty hard during Ian, so this is important to me. Bottom line is I feel like I found a good company for a fair price, and hopefully will have a good relationship should things go south in SWFL!

Lori B

While shopping around for a new Homeowners Insurance policy, I spoke with James Bonn at Cornerstone Insurance. He not only was able to get me a lower rate but also with the same coverage I had at a much higher rate! He was extremely knowledgeable and attentive to detail and went that extra mile to listen to and answer my many questions. I highly recommend James Bonn at Cornerstone Insurance for all your insurance needs! Thank you, James Bonn!!

Beth L.

Once again I utilized Cornerstone and agent James to assist me in regaining coverage I had lost. James is attentive, efficient and kind- all the qualities you want in an agent! Would highly recommend this company and James specifically 🙂 thanks again!

jlasser

James was very helpful!

Choosing Motorcycle Insurance in Tampa

When selecting the right local insurance agent for motorcycle insurance, Tampa riders should keep in mind that many agencies in the community only represent one insurer. This limits the options they are able to offer you. At Cornerstone Insurance, we represent multiple carriers and are able to find you the best coverage and rates to fit your personal needs.

In most cases, we will be able to help you save money by finding the company that offers the best discounts based on your individual circumstances. And, if you are ever involved in an accident, we will be there to help with claim reporting and any other assistance you may need.

Frequently Asked Questions About Motorcycle Insurance

Do I really need motorcycle insurance?

The short answer is yes. Although the no fault laws in the state of Florida may not be applicable to motorcycles, you are still required to prove financial capacity to pay for any damages caused by your bike. If you are ever in an accident or stopped for a traffic violation, you may be asked to furnish this proof, and the best way to do this is to carry motorcycle insurance.

Tampa riders should also be aware that state law requires you to carry the minimum liability protection in case your motorcycle injures another driver or passenger on the road.

What kinds of motorcycle insurance coverage do you recommend?

The standard motorcycle insurance policy should include the following coverages:

Liability: This covers you from damage or injury your bike may cause others on the road. It is recommended that you carry enough to cover all of your financial assets so you will be protected in case of a lawsuit.

Medical: This covers you and any passengers on your bike for medical expenses incurred by injuries from an accident.

Uninsured/Underinsured Motorist: This covers you in case you are injured in an accident caused by another driver who is uninsured or underinsured.

Comprehensive: This covers damage to your motorcycle from “acts of God” like hail, wind, or heavy rain. It also covers fire, theft and vandalism.

Collision: This covers damage to your bike from collision with another bike, vehicle or other object. Collision may be required if you have a loan on your bike.

Roadside Assistance: Covers you in case you need help on the road because your bike breaks down, you run out of gas, have a flat tire, or other similar incident.

In addition to the standard coverage, there are specialty coverages available for custom parts of your choosing, like seats or stereo equipment.

Which motorcycle insurance carriers do you work with?

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top Motorcycle insurance carriers, including Progressive Insurance and Safeco Insurance.

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including: