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A Motorcycle Insurance Plan Made Just For You
Get the coverage you need for your motorcycle at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have motorcycle insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the motorcycle coverage you need without overpaying.

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5-Star Tampa Motorcycle Insurance Company

★★★★★

Looking for a competitive rate on motorcycle insurance in Tampa area? You’ve come to the right place. Cornerstone Insurance is a family-owned and operated independent Florida insurance agency serving the people of Tampa, Orlando, Jacksonville and surrounding communities. 

We work with several of the top rated motorcycle insurers in the state and have years of experience providing appropriate and affordable coverage for motorcycle owners. The right agent makes all the difference, so give us a call today to learn more about insurance options for you and your family.

Trusted Choice independent insurance agency in Florida
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your motorcycle insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Switch with Ease

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

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Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.4.9
Based on 599 reviews
See all reviews
Ms. Patty
9 hours ago
Mr. James Bonn, was quick to response, heard my needs and adjusted my policy quote to fit them. Respected my time and style of communication. I am very appreciative of the way he handled the whole process, from the sales to closing the deal.
Ms. Patty
9 hours ago
Mr. James Bonn, was quick to response, heard my needs and adjusted my policy quote to fit them. Respected my time and style of communication. I am very appreciative of the way he handled the whole process, from the sales to closing the deal.
Katie Burris
12 hours ago
Very friendly, prompt and courteous service and they were able to provide me with an awesome rate for my insurance needs. Kari was fabulous!
Katie Burris
12 hours ago
Very friendly, prompt and courteous service and they were able to provide me with an awesome rate for my insurance needs. Kari was fabulous!
Mike Rixon
5 days ago
James was great. It was very easy to switch my auto insurance over and saved a lot of money.
Mike Rixon
5 days ago
James was great. It was very easy to switch my auto insurance over and saved a lot of money.
Candace Hagedorn
5 days ago
Excellent service. Kari is wonderful. Should I move forward, I will reach out to her.
Candace Hagedorn
5 days ago
Excellent service. Kari is wonderful. Should I move forward, I will reach out to her.
richard guevremont
1 week ago
Laura was great , she was prompt, professional, and kind . Also happy with the premium for my new homeowners policy . I will bundle my truck and motorcycle insurance with Laura at Cornerstone as soon as I move into our new home in Florida.
richard guevremont
1 week ago
Laura was great , she was prompt, professional, and kind . Also happy with the premium for my new homeowners policy . I will bundle my truck and motorcycle insurance with Laura at Cornerstone as soon as I move into our new home in Florida.
Lori Bredbenner
1 week ago
Jamie Piralta jumped right in to assist when we were drawing near our deadline in supplying proofs of insurance for our new home! Thank you, Jamie!
Lori Bredbenner
1 week ago
Jamie Piralta jumped right in to assist when we were drawing near our deadline in supplying proofs of insurance for our new home! Thank you, Jamie!
Jeffrey Bredbenner
2 weeks ago
Kari Tate and the rest of her team have been so helpful as we sought home and flood insurance coverage for our new home purchase. When there were questions, they were immediately answered. When the mortgage company requested updates, they were provided within less than twenty four hours. Kari, Claire, and Karen provided answers immediately to all concerns or questions. Kari, thank you as I feel you truly went over and above for us. Heartfelt thanks to everyone.
Jeffrey Bredbenner
2 weeks ago
Kari Tate and the rest of her team have been so helpful as we sought home and flood insurance coverage for our new home purchase. When there were questions, they were immediately answered. When the mortgage company requested updates, they were provided within less than twenty four hours. Kari, Claire, and Karen provided answers immediately to all concerns or questions. Kari, thank you as I feel you truly went over and above for us. Heartfelt thanks to everyone.
Ashu Swami
2 weeks ago
Excellent experience from start to finish. My agent
Laura Litchy was responsive, thorough, and made sure they understood exactly what I needed. Communication was clear and timely throughout the process, and I truly appreciated their professionalism and attention to detail. Highly recommend!
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Choosing Motorcycle Insurance in Tampa

When selecting the right local insurance agent for motorcycle insurance, Tampa riders should keep in mind that many agencies in the community only represent one insurer. This limits the options they are able to offer you. At Cornerstone Insurance, we represent multiple carriers and are able to find you the best coverage and rates to fit your personal needs.

In most cases, we will be able to help you save money by finding the company that offers the best discounts based on your individual circumstances. And, if you are ever involved in an accident, we will be there to help with claim reporting and any other assistance you may need.

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Frequently Asked Questions About Motorcycle Insurance

The short answer is yes. Although the no fault laws in the state of Florida may not be applicable to motorcycles, you are still required to prove financial capacity to pay for any damages caused by your bike. If you are ever in an accident or stopped for a traffic violation, you may be asked to furnish this proof, and the best way to do this is to carry motorcycle insurance.

Tampa riders should also be aware that state law requires you to carry the minimum liability protection in case your motorcycle injures another driver or passenger on the road.

The standard motorcycle insurance policy should include the following coverages:

Liability: This covers you from damage or injury your bike may cause others on the road. It is recommended that you carry enough to cover all of your financial assets so you will be protected in case of a lawsuit.

Medical: This covers you and any passengers on your bike for medical expenses incurred by injuries from an accident.

Uninsured/Underinsured Motorist: This covers you in case you are injured in an accident caused by another driver who is uninsured or underinsured.

Comprehensive: This covers damage to your motorcycle from “acts of God” like hail, wind, or heavy rain. It also covers fire, theft and vandalism.

Collision: This covers damage to your bike from collision with another bike, vehicle or other object. Collision may be required if you have a loan on your bike.

Roadside Assistance: Covers you in case you need help on the road because your bike breaks down, you run out of gas, have a flat tire, or other similar incident.

In addition to the standard coverage, there are specialty coverages available for custom parts of your choosing, like seats or stereo equipment.

Because we are independent, we offer our clients the best  carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top Motorcycle insurance carriers, including Progressive Insurance and Safeco Insurance.

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Ms. P.
Mr. James Bonn, was quick to response, heard my needs and adjusted my policy quote to fit them. Respected my time and style of communication. I am very appreciative of the way he handled the whole process, from the sales to closing the deal.
Katie B.
Very friendly, prompt and courteous service and they were able to provide me with an awesome rate for my insurance needs. Kari was fabulous!
Mike R.
James was great. It was very easy to switch my auto insurance over and saved a lot of money.
Candace H.
Excellent service. Kari is wonderful. Should I move forward, I will reach out to her.
richard G.
Laura was great , she was prompt, professional, and kind . Also happy with the premium for my new homeowners policy . I will bundle my truck and motorcycle insurance with Laura at Cornerstone as soon as I move into our new home in Florida.
Lori B.
Jamie Piralta jumped right in to assist when we were drawing near our deadline in supplying proofs of insurance for our new home! Thank you, Jamie!
Jeffrey B.
Kari Tate and the rest of her team have been so helpful as we sought home and flood insurance coverage for our new home purchase. When there were questions, they were immediately answered. When the mortgage company requested updates, they were provided within less than twenty four hours. Kari, Claire, and Karen provided answers immediately to all concerns or questions. Kari, thank you as I feel you truly went over and above for us. Heartfelt thanks to everyone.
Ashu S.
Excellent experience from start to finish. My agent
Laura Litchy was responsive, thorough, and made sure they understood exactly what I needed. Communication was clear and timely throughout the process, and I truly appreciated their professionalism and attention to detail. Highly recommend!
Audrey N.
I have been with Cornerstone for a while. Currently I’ve been working with Kari Tate on insurance for a new property. She’s been great! I love the fact she answers your calls and emails in a timely manner and is very pleasant to work with. I am quite pleased with my new policy both in the coverage and price. Thank you
Daniel W.
Laura was very attentive and helpful. It was an easy transition to obtain a new homeowners insurance policy that better meets our needs.
Charles J.
I had a great experience getting the homeowners insurance quote and coverage with James and Cornerstone Insurance Inc. He was helpful and provided the best options for insuring my home. Highly recommended.
erica G.
Very fast response and great rates. James Bonn was great to work with and explained everything so easily.
Bob L.
Jason V.
Shopping for homeowners insurance in Florida can be a frustrating process, in conjunction with the inevitable sticker shock we Floridians must endure. Give Laura Litchy a call! She is pleasant and responsive! She actually makes you feel like she is interested in working with you. Leave the faceless web brokers and enjoy classic customer service, you will be happy you did.
leonard S.
Debbie C.
Excellent Service from James and Claire. The entire process was quick, smooth, and seamless. Thank you!
Paul H.
Laura Litchy was outstanding. Very quick and personalized service. Helped us save a lot of money on our home insurance!
Robert S.
Laura helped me with a new homeowner’s policy and was very helpful and professional.
Oscar Z.
Mr. James at Cornerstone Insurance provided excellent service. He was professional, responsive, and took the time to explain everything clearly. He helped me find great coverage at a good price and made the whole process easy and stress-free. Highly
Kayla K.
James has been nothing but exceptional. Being a first time homeowner I wasn't sure what i needed or how the process worked, James walked me through everything step by step!
MB
Just wanted to share that working with Laura Litchy was great. I moved both our car and home insurance over to them and saved thousands a year with our new plans.
janet K.
Excellent customer service. Thank you Kyle
Quinn H.
Highly recommend! James Bonn saved me a bunch of money on my home insurance!
Jenny R.
James Bonn went above and beyond getting insurance for me, twice. Very nice people. Easy to work with.
Marie M.
Keri was so informative! She helped me to understand the process getting home owners insurance in Florida, since we are leaving NY for Florida. Hopefully I get to speak with her again.