A lot of people have motorcycle insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the motorcycle coverage you need without overpaying.
5-Star Tampa Motorcycle Insurance Company
Looking for a competitive rate on motorcycle insurance in Tampa area? You’ve come to the right place. Cornerstone Insurance is a family-owned and operated independent Florida insurance agency serving the people of Tampa, Orlando, Jacksonville and surrounding communities.
We work with several of the top rated motorcycle insurers in the state and have years of experience providing appropriate and affordable coverage for motorcycle owners. The right agent makes all the difference, so give us a call today to learn more about insurance options for you and your family.
Get A Quote
Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your motorcycle insurance.
Review Your Options
As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.
We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.
Here's What Our Clients Have to Say
Choosing Motorcycle Insurance in Tampa
When selecting the right local insurance agent for motorcycle insurance, Tampa riders should keep in mind that many agencies in the community only represent one insurer. This limits the options they are able to offer you. At Cornerstone Insurance, we represent multiple carriers and are able to find you the best coverage and rates to fit your personal needs.
In most cases, we will be able to help you save money by finding the company that offers the best discounts based on your individual circumstances. And, if you are ever involved in an accident, we will be there to help with claim reporting and any other assistance you may need.
Frequently Asked Questions About Motorcycle Insurance
Do I really need motorcycle insurance?
The short answer is yes. Although the no fault laws in the state of Florida may not be applicable to motorcycles, you are still required to prove financial capacity to pay for any damages caused by your bike. If you are ever in an accident or stopped for a traffic violation, you may be asked to furnish this proof, and the best way to do this is to carry motorcycle insurance.
Tampa riders should also be aware that state law requires you to carry the minimum liability protection in case your motorcycle injures another driver or passenger on the road.
What kinds of motorcycle insurance coverage do you recommend?
The standard motorcycle insurance policy should include the following coverages:
Liability: This covers you from damage or injury your bike may cause others on the road. It is recommended that you carry enough to cover all of your financial assets so you will be protected in case of a lawsuit.
Medical: This covers you and any passengers on your bike for medical expenses incurred by injuries from an accident.
Uninsured/Underinsured Motorist: This covers you in case you are injured in an accident caused by another driver who is uninsured or underinsured.
Comprehensive: This covers damage to your motorcycle from “acts of God” like hail, wind, or heavy rain. It also covers fire, theft and vandalism.
Collision: This covers damage to your bike from collision with another bike, vehicle or other object. Collision may be required if you have a loan on your bike.
Roadside Assistance: Covers you in case you need help on the road because your bike breaks down, you run out of gas, have a flat tire, or other similar incident.
In addition to the standard coverage, there are specialty coverages available for custom parts of your choosing, like seats or stereo equipment.
Which motorcycle insurance carriers do you work with?
Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top Motorcycle insurance carriers, including Progressive Insurance and Safeco Insurance.
What other types of insurance do you offer?
Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:
- Homeowner’s Insurance
- Auto Insurance
- ATV Insurance
- Flood Insurance
- Condo Insurance
- Umbrella Insurance
- Renters Insurance
- Comprehensive Liability Insurance
- Boat & Watercraft Insurance
- RV Insurance
- Term Life Insurance
- Wedding / Special Events
- Horse Liability
- Vacant Home Insurance
- Golf Cart Insurance
- Dwelling Fire Insurance
- And More