A Motorcycle Insurance Plan Made Just For You
Get the coverage you need for your motorcycle at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have motorcycle insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the motorcycle coverage you need without overpaying.

5-Star Tampa Motorcycle Insurance Company

★★★★★

Looking for a competitive rate on motorcycle insurance in Tampa area? You’ve come to the right place. Cornerstone Insurance is a family-owned and operated independent Florida insurance agency serving the people of Tampa, Orlando, Jacksonville and surrounding communities. 

We work with several of the top rated motorcycle insurers in the state and have years of experience providing appropriate and affordable coverage for motorcycle owners. The right agent makes all the difference, so give us a call today to learn more about insurance options for you and your family.

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your motorcycle insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

5.0
Based on 274 reviews
4.8
Based on 16 reviews
5.0
Based on 6 reviews
We use Cornerstone for both our regular home insurance as well as flood insurance policies. Their customer service is always great. Recently called to add a flood insurance policy and Gina was great to work with thoroughly exploring and explaining all of my options which resulted in me getting the best insurance policy for my needs. Highly... recommend Cornerstone Insurance as an agent.read more
Michael W.
Michael W.
21:55 08 Jul 21
I found the customer service and integrity of the Cornerstone Insurance Agency to be refreshing and outstanding. They listened to my concerns and thoroughly researched multiple options within their insurance portfolio, and offered me several viable options to consider. I really appreciate the knowledge and responsiveness of Kelly Daiker for... auto insurance , she was really very good. Pammie Busey did an excellent job of doing an annual review of my homeowners policy and again offered options and advice. She was very knowledgeable and helpful throughout the process. Both agents were a pleasure to work with. This agency "gets it" when it comes to customer service, which I personally find lacking in many companies and businesses today.read more
James M.
James M.
20:34 28 Jun 21
Although I was working with two agents already, I reached out to my niece and asked her who assisted with home insurance when she purchased her house 3 years ago. She said she was working with Ileana Zumbado, and that she was wonderful to work with. It didn’t take me long to realize that Ileana Zumbado is wonderful to the 9th power and knew she... was the one I wanted to work with. Needless to say, i said thank you and goodbye to the others. Ileana is very responsive and patient. She clearly navigated me in the ever changing world of insurance in FL, providing options which enabled me to make an informed decision with my coverage choice. Ileana clearly explained and educated me on what I could do to qualify for lower premiums with wind mitigation improvements. Coming from the northeast, all of this was a new adventure and Ileana a very trusted advisor and part of the team. I can only rate my experience with Ileana as a max 5 here, otherwise it would be a 12. I highly recommend her.read more
Nancy L.
Nancy L.
19:18 26 Jun 21
Cornerstone Insurance Inc. was recommended to me by a family who retired after owning multiple successful insurance agencies throughout Florida. Cornerstone lived up to their recommendation and exceeded my expectations. As a layperson when it comes to matters like homeowner's insurance, Licensed Agent 2-20, Ileana Zumbado, was nothing short of... exceptional. She was professional in all senses of the word. She was incredibly knowledgable, patient and thorough in answering my rather rudimentary questions, and displayed exceptional follow-up and follow through. Our current policy was set to expire shortly and with a hectic work week I lost track of the fast approaching, looming expiration date. Ileana contacted me just to remind me of the deadline - not just to promote purchasing a policy through Cornerstone. That kind of customer service is something I seldom experience - especially in a field as complicated and competitive as insurance. I did seek other quotes from other companies, just for comparison, and no other company was able to offer me anything comparable to Cornerstone.Their detailed, personal attentiveness is unrivaled. Cornerstone Insurance, furthered by agents like Ileana Zumbado, has earned my highest esteem. I will never search for another insurance company again. Ileana's commitment and competence demonstrated that they are an extremely reliable and reputable company, deserving of my utmost trust and continued business. Thank you to all of Cornerstone, and especially Ileana, for your tremendous assistance and undeniable expertise.read more
Meghan D.
Meghan D.
17:21 19 Jun 21
I worked with Ileana Zumbado on my Homeowners and Flood Insurance. She is a pleasure to work with and I would highly recommend her. Very glad she's my agent.
Elizabeth B.
Elizabeth B.
17:10 03 Jun 21
As I was shopping around for a better rate on homeowners insurance I contacted Cornerstone Insurance. Kelly began searching for policies that were similar to my current one, but at a better rate. Within a day she presented me with several options. I now have a better policy with a lower premium. The staff was most helpful and professional. I would... certainly use them again.read more
Liz B.
Liz B.
23:38 02 Jun 21
We have used Cornerstone Insurance for all our coverages, and for other family members as well. Professional and courteous staff provided excellent customer service. Our agent Ileana is fantastic. Highly recommend Cornerstone for all your insurance needs.
Michael K.
Michael K.
09:44 13 May 21

Choosing Motorcycle Insurance in Tampa

When selecting the right local insurance agent for motorcycle insurance, Tampa riders should keep in mind that many agencies in the community only represent one insurer. This limits the options they are able to offer you. At Cornerstone Insurance, we represent multiple carriers and are able to find you the best coverage and rates to fit your personal needs.

In most cases, we will be able to help you save money by finding the company that offers the best discounts based on your individual circumstances. And, if you are ever involved in an accident, we will be there to help with claim reporting and any other assistance you may need.

Frequently Asked Questions About Motorcycle Insurance

The short answer is yes. Although the no fault laws in the state of Florida may not be applicable to motorcycles, you are still required to prove financial capacity to pay for any damages caused by your bike. If you are ever in an accident or stopped for a traffic violation, you may be asked to furnish this proof, and the best way to do this is to carry motorcycle insurance.

Tampa riders should also be aware that state law requires you to carry the minimum liability protection in case your motorcycle injures another driver or passenger on the road.

The standard motorcycle insurance policy should include the following coverages:

Liability: This covers you from damage or injury your bike may cause others on the road. It is recommended that you carry enough to cover all of your financial assets so you will be protected in case of a lawsuit.

Medical: This covers you and any passengers on your bike for medical expenses incurred by injuries from an accident.

Uninsured/Underinsured Motorist: This covers you in case you are injured in an accident caused by another driver who is uninsured or underinsured.

Comprehensive: This covers damage to your motorcycle from “acts of God” like hail, wind, or heavy rain. It also covers fire, theft and vandalism.

Collision: This covers damage to your bike from collision with another bike, vehicle or other object. Collision may be required if you have a loan on your bike.

Roadside Assistance: Covers you in case you need help on the road because your bike breaks down, you run out of gas, have a flat tire, or other similar incident.

In addition to the standard coverage, there are specialty coverages available for custom parts of your choosing, like seats or stereo equipment.

Because we are independent, we offer our clients the best  carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top Motorcycle insurance carriers, including Progressive Insurance and Safeco Insurance.