A Motorcycle Insurance Plan Made Just For You
Get the coverage you need for your motorcycle at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have motorcycle insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the motorcycle coverage you need without overpaying.

5-Star Tampa Motorcycle Insurance Company

★★★★★

Looking for a competitive rate on motorcycle insurance in Tampa area? You’ve come to the right place. Cornerstone Insurance is a family-owned and operated independent Florida insurance agency serving the people of Tampa, Orlando, Jacksonville and surrounding communities. 

We work with several of the top rated motorcycle insurers in the state and have years of experience providing appropriate and affordable coverage for motorcycle owners. The right agent makes all the difference, so give us a call today to learn more about insurance options for you and your family.

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your motorcycle insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

5.0
Based on 268 reviews
4.8
Based on 16 reviews
5.0
Based on 6 reviews
Cornerstone Insurance Inc. was recommended to me by a family who retired after owning multiple successful insurance agencies throughout Florida. Cornerstone lived up to their recommendation and exceeded my expectations. As a layperson when it comes to matters like homeowner's insurance, Licensed Agent 2-20, Ileana Zumbado, was nothing short of... exceptional. She was professional in all senses of the word. She was incredibly knowledgable, patient and thorough in answering my rather rudimentary questions, and displayed exceptional follow-up and follow through. Our current policy was set to expire shortly and with a hectic work week I lost track of the fast approaching, looming expiration date. Ileana contacted me just to remind me of the deadline - not just to promote purchasing a policy through Cornerstone. That kind of customer service is something I seldom experience - especially in a field as complicated and competitive as insurance. I did seek other quotes from other companies, just for comparison, and no other company was able to offer me anything comparable to Cornerstone.Their detailed, personal attentiveness is unrivaled. Cornerstone Insurance, furthered by agents like Ileana Zumbado, has earned my highest esteem. I will never search for another insurance company again. Ileana's commitment and competence demonstrated that they are an extremely reliable and reputable company, deserving of my utmost trust and continued business. Thank you to all of Cornerstone, and especially Ileana, for your tremendous assistance and undeniable expertise.read more
Meghan Davis P.
Meghan Davis P.
17:21 19 Jun 21
I worked with Ileana Zumbado on my Homeowners and Flood Insurance. She is a pleasure to work with and I would highly recommend her. Very glad she's my agent.
Elizabeth B.
Elizabeth B.
17:10 03 Jun 21
As I was shopping around for a better rate on homeowners insurance I contacted Cornerstone Insurance. Kelly began searching for policies that were similar to my current one, but at a better rate. Within a day she presented me with several options. I now have a better policy with a lower premium. The staff was most helpful and professional. I would... certainly use them again.read more
Liz B.
Liz B.
23:38 02 Jun 21
Gina was great to work with. Nothing but professional, expeditious, and worked really hard to get me the best rates. Thank you so so much!
Armand A.
Armand A.
22:11 11 May 21
I couldn't be happier or more satisfied with the service I have received from Cornerstone Insurance, especially from my agent Gina McNairy. She is so pleasant to deal with and intuitively understood what I was looking for. And did she ever deliver! She saved me more than I could have hoped for. Outstanding experience!
Ken P.
Ken P.
20:22 06 May 21
Gina McNairy has been an outstanding agent who doesn’t drop the ball to help! She answered all of our questions & was of great help! She was amazing for I felt that Because of my experience either computer & insurance, I needed all the help I could get! Gina was absolutely fabulous! She made me feel that I knew what I was doing! I would give... her a five star recommendation & I will refer Gina to others!Thank you for having people like Gina working for you! She has it all in taking care of customers! Thank you to Gina!Jeanette Mentzerread more
Jeanette M.
Jeanette M.
20:36 23 Apr 21
Kelley is an extremely good agent. A real pleasure to talk to as good customer service seems to be a thing of the past lately. She was very patient and knowledgeable when explaining the policy I was interested in. She had answers to most of my questions right away and got back to me very quickly with any other concerns I might have had. She was a... pleasure to talk to and I felt like I knew her for years. An excellent agent.read more
karen P.
karen P.
20:33 21 Apr 21

Choosing Motorcycle Insurance in Tampa

When selecting the right local insurance agent for motorcycle insurance, Tampa riders should keep in mind that many agencies in the community only represent one insurer. This limits the options they are able to offer you. At Cornerstone Insurance, we represent multiple carriers and are able to find you the best coverage and rates to fit your personal needs.

In most cases, we will be able to help you save money by finding the company that offers the best discounts based on your individual circumstances. And, if you are ever involved in an accident, we will be there to help with claim reporting and any other assistance you may need.

Frequently Asked Questions About Motorcycle Insurance

The short answer is yes. Although the no fault laws in the state of Florida may not be applicable to motorcycles, you are still required to prove financial capacity to pay for any damages caused by your bike. If you are ever in an accident or stopped for a traffic violation, you may be asked to furnish this proof, and the best way to do this is to carry motorcycle insurance.

Tampa riders should also be aware that state law requires you to carry the minimum liability protection in case your motorcycle injures another driver or passenger on the road.

The standard motorcycle insurance policy should include the following coverages:

Liability: This covers you from damage or injury your bike may cause others on the road. It is recommended that you carry enough to cover all of your financial assets so you will be protected in case of a lawsuit.

Medical: This covers you and any passengers on your bike for medical expenses incurred by injuries from an accident.

Uninsured/Underinsured Motorist: This covers you in case you are injured in an accident caused by another driver who is uninsured or underinsured.

Comprehensive: This covers damage to your motorcycle from “acts of God” like hail, wind, or heavy rain. It also covers fire, theft and vandalism.

Collision: This covers damage to your bike from collision with another bike, vehicle or other object. Collision may be required if you have a loan on your bike.

Roadside Assistance: Covers you in case you need help on the road because your bike breaks down, you run out of gas, have a flat tire, or other similar incident.

In addition to the standard coverage, there are specialty coverages available for custom parts of your choosing, like seats or stereo equipment.

Because we are independent, we offer our clients the best  carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top Motorcycle insurance carriers, including Progressive Insurance and Safeco Insurance.