Google Rating
5.0
Based on 347 reviews
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A Motorcycle Insurance Plan Made Just For You
Get the coverage you need for your motorcycle at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have motorcycle insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the motorcycle coverage you need without overpaying.

5-Star Tampa Motorcycle Insurance Company

★★★★★

Looking for a competitive rate on motorcycle insurance in Tampa area? You’ve come to the right place. Cornerstone Insurance is a family-owned and operated independent Florida insurance agency serving the people of Tampa, Orlando, Jacksonville and surrounding communities. 

We work with several of the top rated motorcycle insurers in the state and have years of experience providing appropriate and affordable coverage for motorcycle owners. The right agent makes all the difference, so give us a call today to learn more about insurance options for you and your family.

Trusted Choice logo
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your motorcycle insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

ExcellentCornerstone Insurance Inc.5.0 Based on 347 reviews fromSee all reviewsJennifer H.Jennifer H. ★★★★★ Eric Bushey with Cornerstone Insurance was a pleasure to work with. He helped me find affordable homeowners insurance within a couple of days and facilitated the switch between companies smoothly. I highly recommend both Eric and Cornerstone!Tommy N.Tommy N. ★★★★★ James Bonn helped make things very easy and was fast with communications!B BB B ★★★★★ Great service from James Bonn at Cornerstone. Answered all my questions. Fast quotes. Competitive pricing. I recommend.Mary P.Mary P. ★★★★★ The cost of our home insurance with our previous provider increased by over $3000 this year and James Bonn found us a policy with a reputable company for less than we paid last year.Maciej K.Maciej K. ★★★★★ Eric Bushey is quick and helpful. Did I mention he will save you money? He did for me. Thanks.James H.James H. ★★★★★ I called and Spoke with James Bonn. Unfortunately, he was not able to help me with the coverage that I needed; however, he guided me to a provider that could. I was able to secure the coverage that I needed and saved over $2,000.00 per year for the same coverage that I had previously. I highly recomend going to him first for any homeowners insurance needs. Thank you, James HoffmanCheryl Lynn R.Cheryl Lynn R. ★★★★★ What a difference! Night and day! From my past agent to James Bonn. I was looking for homeowners insurance because my old policy doubled from last year. James is quick to respond to emails and phone calls. James knows this business well! While I was at it, I inquired about auto insurance. That was a huge difference also, so I changed that over and then my husband decided to change over with his 2 vehicles too! James made everything go so smoothly. I am very happy!!Yasmin O.Yasmin O. ★★★★★ I want to say thank you to Joshua Gleaton for helping me save hundreds of dollars on my home owner’s insurance policy. He was kind, pleasant and professional in getting back to me with all my questions. I will definitely recommend him to all my friends, colleagues and family for his exceptional customer service. Once again thank you for taking care of my insurance needs.Douglas J.Douglas J. ★★★★★ I am very pleased that I worked with James Bonn to provide my home insurance. He answered all of my questions in detail (and I had many) and did not pressure me into buying anything I did not need. He took the time to make sure the quote he provided fit my needs and my budget. I would 100% recommend him and his company.Thomas R.Thomas R. ★★★★★ Joshua Gleaton was so nice and helpful. I'm so happy I went with this insurance company!!Larry T.Larry T. ★★★★★ I was impressed with the accurate service I received from Jim Bonn. He understood exactly what I was looking for and provided it promptly. He was able to save me about $350 on home insurance along with increased coverage.Rocky C.Rocky C. ★★★★★ It is that time of the year in Florida shopping for Flood and Wind insurance. It is a minefield out there! Overwhelmed with web based companies, resulting in too many emails and telephone calls.Josh with Cornerstone connected with me and I’m glad he did. He provided me a number of options for the coverage that I wanted and stay within a budgeted amount. He was patient and communicated promptly. Went out of his way to fit the coverage with reputable companies. Square biz, straight shooter!HEATHER DAVIDSON C.HEATHER DAVIDSON C. ★★★★★ Gina McNairy is outstanding!! Her dedication to meeting a short deadline, solving for incomplete information, frequent/updated commmunication…..excellent! She went above and beyond to provide service establishing new policies.KUDOS GINA!Nicholas D.Nicholas D. ★★★★★ I worked with James Bonn and he helped me out quickly. Had a quote within an hour, paid for the policy that day and the policy started that day as well. He saved me $1100 a year on my homeowners insurance. I highly recommend.Amber S.Amber S. ★★★★★ Eric was fantastic!!! We have a short term rental property and our current agent is horrible. We were stuck between a rock and a hard place because they had a carrier that would cover our type of need. I have been shopping for a new agent for about a month with no luck. From people not getting back to me with a quote to people not having a carrier that would cover us. From our first conversation, Eric said they had a carrier and they could cover us. Not a problem. He followed through with everything he said he would do. His quote came in about $400 lower than the other one. Even with the higher coverages we needed, and lower deductibles. I highly recommend Eric and this agency! They are very professional and I’m confident we will be long term customers.js_loader

Choosing Motorcycle Insurance in Tampa

When selecting the right local insurance agent for motorcycle insurance, Tampa riders should keep in mind that many agencies in the community only represent one insurer. This limits the options they are able to offer you. At Cornerstone Insurance, we represent multiple carriers and are able to find you the best coverage and rates to fit your personal needs.

In most cases, we will be able to help you save money by finding the company that offers the best discounts based on your individual circumstances. And, if you are ever involved in an accident, we will be there to help with claim reporting and any other assistance you may need.

Frequently Asked Questions About Motorcycle Insurance

The short answer is yes. Although the no fault laws in the state of Florida may not be applicable to motorcycles, you are still required to prove financial capacity to pay for any damages caused by your bike. If you are ever in an accident or stopped for a traffic violation, you may be asked to furnish this proof, and the best way to do this is to carry motorcycle insurance.

Tampa riders should also be aware that state law requires you to carry the minimum liability protection in case your motorcycle injures another driver or passenger on the road.

The standard motorcycle insurance policy should include the following coverages:

Liability: This covers you from damage or injury your bike may cause others on the road. It is recommended that you carry enough to cover all of your financial assets so you will be protected in case of a lawsuit.

Medical: This covers you and any passengers on your bike for medical expenses incurred by injuries from an accident.

Uninsured/Underinsured Motorist: This covers you in case you are injured in an accident caused by another driver who is uninsured or underinsured.

Comprehensive: This covers damage to your motorcycle from “acts of God” like hail, wind, or heavy rain. It also covers fire, theft and vandalism.

Collision: This covers damage to your bike from collision with another bike, vehicle or other object. Collision may be required if you have a loan on your bike.

Roadside Assistance: Covers you in case you need help on the road because your bike breaks down, you run out of gas, have a flat tire, or other similar incident.

In addition to the standard coverage, there are specialty coverages available for custom parts of your choosing, like seats or stereo equipment.

Because we are independent, we offer our clients the best  carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top Motorcycle insurance carriers, including Progressive Insurance and Safeco Insurance.

Lydia C.
Lydia C.
Jennifer H.
Jennifer H.
Eric Bushey with Cornerstone Insurance was a pleasure to work with. He helped me find affordable homeowners insurance within a couple of days and facilitated the switch between companies smoothly. I highly recommend both Eric and Cornerstone!
Tommy N.
Tommy N.
James Bonn helped make things very easy and was fast with communications!
B B
B B
Great service from James Bonn at Cornerstone. Answered all my questions. Fast quotes. Competitive pricing. I recommend.
Mary P.
Mary P.
The cost of our home insurance with our previous provider increased by over $3000 this year and James Bonn found us a policy with a reputable company for less than we paid last year.
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