An RV Insurance Plan Made Just For You
Get the coverage you need for your RV at a price you can afford.
Everyone Deserves To Live Covered.™

A lot of people have RV insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the RV coverage you need without overpaying.

5-Star Tampa RV Insurance Company

★★★★★

An RV (recreational vehicle) could be one of the largest investments you will ever make. For many people, it is their dream to spend retirement traveling in a new motor home and exploring all the popular destinations across Florida and across our great country. But when it comes to buying Florida RV insurance, Tampa residents often make the mistake of treating it like a typical personal auto policy.

Cornerstone Insurance is an independent Tampa insurance company representing several of the top carriers in the country. The top rated motor home and travel trailer insurance companies we work with extend protection far beyond what you get from your auto insurance company. 

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Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better RV Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your RV insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.
Based on 546 reviews
C. X.
Jushua Gleaton was so helpful when I was purchasing the homeowner’s insurance for my new home today! He was very professional. He answered all my questions both thoroughly and quickly. Many thanks to Jushua and Cornerstone Insurance!
Judy B.
Great experience doing business with Cornerstone. They are very quick to respond and Kyle was very helpful. I only regret I didn’t switch my agent sooner. I highly recommend them.
S W
Gina is wonderful to work with. She went above and beyond to get us the lowest quote and quick turn around!
Audrey N.
Eric Bushey is my agent at Cornerstone Insurance Inc. We recently needed his help insuring our condo, he had us insured by the end of the day! The Cornerstone team made everything easy and painless.
Tumoyia B.
Cornerstone Insurance took the stress out of shopping for coverage. James Bonn made the whole process simple, answered every question with clear expertise, and was genuinely friendly throughout. He found me the best price without the headache.
Eddie C.
Josh Gleaton at Cornerstone did an outstanding job helping me find a new and very competitively priced homeowner's insurance policy. I'm a new client to Cornerstone and the service and follow-up I received from Josh was 5 Star! He did a great job explaining the coverage options and even contacted my mortgage company to notify them of the change. I would highly recommend you contact Josh for your insurance needs.
Mustafa P.
Eric Bushey is a rock star. Extremely prompt and great service!
Cheryl R.
Nina was very informative and helpful with my quote.
Margery R.
Josh provided excellent customer service. His response to my inquiry was fast and efficient. The whole process was a breeze. And he was able to find me a better rate on both my homeowners and car insurance.
McCOYMEDIA I.
⭐️⭐️⭐️⭐️⭐️
If I could give Kyle Wilson 10 stars, I would!

From the very first phone call, Kyle at Cornerstone Insurance Company brought the kind of customer service you dream about but rarely experience. I was shopping for homeowners' insurance and let’s be honest—this process is usually a headache. But Kyle? He flipped the script entirely.

He walked me through every single step with the patience of a saint and the expertise of a true pro. No fluff, no pressure—just clear, honest, and SUPER helpful guidance. I came in with a million questions, and Kyle answered every single one without making me feel rushed or overwhelmed. His professionalism is only matched by his genuine kindness and dedication to making sure I felt confident and well taken care of.

Not only did he find me the perfect policy, but the premium was better than I expected, and the entire experience was smooth, stress-free, and actually enjoyable (how often can you say that about insurance?!). It honestly felt like working with a trusted friend who had my back the whole way through.

Kyle Wilson is the gold standard for what customer service should be. If you’re looking for a top-tier insurance agent who actually cares and goes above and beyond, stop scrolling—Kyle is your guy.

Thank you, Kyle, for turning what could’ve been a chore into an absolute breeze. You’ve earned a customer for life! 🙌🏡🔥
Kathy L.
Josh was so helpful, answered every question and to top it off he saved us money!
Sharon W.
Thank you, James Bonn For all of the help that you gave me to get our insurance problem solved you are the greatest and you work for a great company. Thank you so much for everything you have done.
Margo W.
James Bonn made the whole process so easy and found us the best policy for the best price.
Court C.
Joshua responded to me immediately and was able to assist with all my questions. We got a new policy with credits established fast.
Ila S.
This is an awesome team to work with. They take the time to explain coverages and I never have a problem getting in touch with them.

Protecting Your Investment in an RV

Most people don’t realize that an RV policy from your auto carrier often has limited insurance coverage and does not provide the full protection you need. For example, your personal property that is inside the vehicle may not be covered in most auto policies. You also may not be covered for accessories like satellite dishes and TV antennas.

To ensure that you are fully protected, it makes sense to carry RV insurance. Tampa area residents who have an RV policy will enjoy greater peace of mind traveling the state and country in their new motor home.

Frequently Asked Questions About RV Insurance

RV insurance should go beyond the limits of a typical auto or trailer policy and offer the following protections:

  • Collision: Damage from colliding with another vehicle or object.
  • Comprehensive: Weather-related damage like hail, flood, landslides or windstorms, as well as fire, vandalism and theft.
  • Emergency Expenses: If your motor home is damaged or destroyed more than 50 miles from your home by a covered loss, your travel and/or lodging expenses will be paid.
  • Attached Accessories: Items like satellite dishes, TV antennas or awnings.
  • Towing/Roadside Assistance: Flat tires, engine problems, running out of gas, locked out of the vehicle, whatever assistance needed while traveling.
  • Full Time Liability: Unlike an auto policy, extends liability protection to when your motor home is parked at a campsite, RV park or other vacation spot and you are using it like a residence.
  • Replacement Cost Coverage: In the case of a total loss, allows you to replace the motor home with one of similar value within the first 5 years of the policy, rather than covering actual cash value at the time of the loss, like with most auto policies.

For RV insurance, Tampa residents can receive a customized policy through Cornerstone Insurance that is tailored to their individual needs. When you work with us, you will receive the best possible coverage at the best possible rates from one of our A rated carriers. You will also receive outstanding customer service, assistance with claim reporting and all other help you may need.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top RV insurance carriers, including Progressive Insurance and Safeco Insurance.

C. X.
Jushua Gleaton was so helpful when I was purchasing the homeowner’s insurance for my new home today! He was very professional. He answered all my questions both thoroughly and quickly. Many thanks to Jushua and Cornerstone Insurance!
Judy B.
Great experience doing business with Cornerstone. They are very quick to respond and Kyle was very helpful. I only regret I didn’t switch my agent sooner. I highly recommend them.
S W
Gina is wonderful to work with. She went above and beyond to get us the lowest quote and quick turn around!
Divya I.
Audrey N.
Eric Bushey is my agent at Cornerstone Insurance Inc. We recently needed his help insuring our condo, he had us insured by the end of the day! The Cornerstone team made everything easy and painless.