An RV Insurance Plan Made Just For You

Get the coverage you need for your RV at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have RV insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the RV coverage you need without overpaying.

5-Star Tampa RV Insurance Company

An RV (recreational vehicle) could be one of the largest investments you will ever make. For many people, it is their dream to spend retirement traveling in a new motor home and exploring all the popular destinations across Florida and across our great country. But when it comes to buying Florida RV insurance, Tampa residents often make the mistake of treating it like a typical personal auto policy.

Cornerstone Insurance is an independent Tampa insurance company representing several of the top carriers in the country. The top rated motor home and travel trailer insurance companies we work with extend protection far beyond what you get from your auto insurance company.

3 Easy Steps to Better RV Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your RV insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.

Based on 568 reviews

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Topi Climer

My experiences with James and Joshua before have been nothing short of amazing. Quick, prompt in follow up , clear on what can be done and most importantly helpful around what I at least needed which was to save some money. Highly recommend !

Robert Williams

I just switched my homeowner's insurance through Joshua Gleaton with Cornerstone. I had been with my previous insurer for 32 years. Josh was outstanding to work with. He was responsive, easy to work with and provided me with tremendous savings (Cut my insurance in half). I only wish I had called him years ago.

Anwar Bodal

Agent James Bonn was very helpful with good information on selecting Tower Hill Insurance Exchange for protection of our home and processing the initial payments electronically - Thank you James

CHERYL WILSON

James Bonn was a great agent! Very knowledgeable, helpful,and quick service! I am very pleased I was able to connect with him! Thanks James for you assistance in attaining my Home Insurance!

Pammie Bussey

Thanks James for taking care of my daughter and son in-law for their first time home purchase. Not only were you prompt in providing the quotes, you were available for any questions and truly had their best interest at heart! I highly recommend Cornerstone!!

Jessica Bussey

Jan 2026- Highly recommend James! He helped me set up my homeowners and flood policies and made everything easy to understand as a first time home buyer. He was responsive, professional, and truly helpful every step of the way. Great experience overall.

Josh was incredibly helpful with helping me to find the perfect car insurance! He was able to answer all of my questions promptly and helped me to find the best rate possible without sacrificing coverage. and I cannot leave out Pammie, who helped with all of my customer service needs. What a GREAT team!!!

Liz Brown

I'm very pleased with the customer service I received. Laura helped me find a great policy at a reasonable price to fit my home insurance needs. She was very professional and kind. She explained all the details about the policy and answered all my questions.

uzma khan

James Bronn made the process and experience nice to remember. He helped find the coverage that suited our needs and made sure all the information was relayed. Thank you

Lombard Gasbarro

Kyle Wilson from Cornerstone Insurance was recommended to me for purposes of purchasing home insurance on my new home in Sarasota. As a current New England resident, I was not familiar with many Florida agents and am thankful I was introduced to Kyle. He made the insurance purchase process quick and easy and was extremely attentive - despite me reaching out during the week between Christmas and New Year's Day. For those of you who have resided in the Northeast and "expect" quick, reliable service as well as timely responses to your messages, I highly recommend you contact Kyle. I am also very pleased with the pricing of the insurance and the opportunity to customize the coverage I was seeking.

Jorge Besada

Kyle Wilson was extremely helpful with my home insurance request, he will reply to your questions fast, with accuracy and he works on weekends, holidays, day and night. Thanks Kyle for handling my policy!

FREDERIC HAWKINS

Joshua Gleaton at Cornerstone helped me with saving almost $2k/year on my homeowners insurance while increasing my Law & Ordinance coverage to 25% (from 10%) and replacement cost for contents rather than assessed value. I suggest everyone in FL shop their HO insurance as this was a big savings with increases in coverage that will make a huge difference if ever needed. I dragged Joshua along for months as I had several other priorities and he patiently stuck in there and got me set up with new insurance. I recommend you call him.

ESTELA BARRIOS

Mrs Tate is a really nice lady and a pleasure to talk to! Patiently answered all my questions. Great customer service!

Smittywerben Jagermanjensen

Kari Tate was a pleasure to work with. I needed to switch over to a new policy and she made the process quick and painless, keeping my premiums low but still retaining similar coverages.

carlos diaz

I recently purchased an insurance policy, and I couldn’t be happier with the experience. From the very beginning, my agent was friendly, patient, and incredibly knowledgeable. They took the time to understand my needs, explained all available options in simple terms, and never once made me feel rushed or pressured.

What stood out the most was how transparent and attentive they were. They answered every question clearly, helped me compare plans, and made sure I fully understood the coverage before making a decision. Their professionalism and genuine care made the entire process stress-free.

Thanks to their guidance, I now have a policy that fits my budget and gives me peace of mind. I truly appreciate their support and would highly recommend them to anyone looking to purchase insurance!

Dennis Freed

It was so easy! No stress.

Protecting Your Investment in an RV

Most people don’t realize that an RV policy from your auto carrier often has limited insurance coverage and does not provide the full protection you need. For example, your personal property that is inside the vehicle may not be covered in most auto policies. You also may not be covered for accessories like satellite dishes and TV antennas.

To ensure that you are fully protected, it makes sense to carry RV insurance. Tampa area residents who have an RV policy will enjoy greater peace of mind traveling the state and country in their new motor home.

Frequently Asked Questions About RV Insurance

What should be included in an RV policy?

RV insurance should go beyond the limits of a typical auto or trailer policy and offer the following protections:

Collision: Damage from colliding with another vehicle or object.
Comprehensive: Weather-related damage like hail, flood, landslides or windstorms, as well as fire, vandalism and theft.
Emergency Expenses: If your motor home is damaged or destroyed more than 50 miles from your home by a covered loss, your travel and/or lodging expenses will be paid.
Attached Accessories: Items like satellite dishes, TV antennas or awnings.
Towing/Roadside Assistance: Flat tires, engine problems, running out of gas, locked out of the vehicle, whatever assistance needed while traveling.
Full Time Liability: Unlike an auto policy, extends liability protection to when your motor home is parked at a campsite, RV park or other vacation spot and you are using it like a residence.
Replacement Cost Coverage: In the case of a total loss, allows you to replace the motor home with one of similar value within the first 5 years of the policy, rather than covering actual cash value at the time of the loss, like with most auto policies.

Why should I insure my RV through Cornerstone?

For RV insurance, Tampa residents can receive a customized policy through Cornerstone Insurance that is tailored to their individual needs. When you work with us, you will receive the best possible coverage at the best possible rates from one of our A rated carriers. You will also receive outstanding customer service, assistance with claim reporting and all other help you may need.

Which RV insurance carriers do you work with?

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top RV insurance carriers, including Progressive Insurance and Safeco Insurance.

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including: