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An RV Insurance Plan Made Just For You
Get the coverage you need for your RV at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have RV insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the RV coverage you need without overpaying.

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5-Star Tampa RV Insurance Company

★★★★★

An RV (recreational vehicle) could be one of the largest investments you will ever make. For many people, it is their dream to spend retirement traveling in a new motor home and exploring all the popular destinations across Florida and across our great country. But when it comes to buying Florida RV insurance, Tampa residents often make the mistake of treating it like a typical personal auto policy.

Cornerstone Insurance is an independent Tampa insurance company representing several of the top carriers in the country. The top rated motor home and travel trailer insurance companies we work with extend protection far beyond what you get from your auto insurance company. 

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Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better RV Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your RV insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

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Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.
Based on 527 reviews
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Cindy R.
Eric was a lifesaver. I called him in a panic after yet again our homeowners insurance almost tripled in Tampa, so of course I start looking to find cheaper and one phone call is all it took. He went into action and took over and got me an amazing rate. He was patient and answered any questions I had and eased my mind and told me he'd help me no matter what. I will now recommend Eric to everyone I know whose insurance yet again went up.
Deborah H.
I needed to contact this company along time ago. I can't say enough about Kyle Wilson. He responded to my texts, emails and phone calls promptly. A rarity in the business world today. He got me the best deal on my homeowners insurance and I had called around myself. I highly recommend Kyle and Cornerstone!
ArtwithJanal K.
I had to give 4 stars because in the end they couldn’t help me, but Josh got back to me immediately with answers to my questions. Very helpful and friendly. Thanks for your knowledge and understanding.
Marlene H.
We have been searching for a more affordable homeowners insurance policy and we got a quick response from James Bonn at cornerstone insurance. The quote we got was much lower than other insurers and after a home inspection, we were insured by Tower Hill. He walked us through the whole process and we are good to go. In 6 months we will be checking back with James for our auto insurance.
Barbara T.
Gina McNairy gets an “A” in customer service. She patiently explained insurance details that she had already explained to my husband. She further was very patient in explaining how Docusign works, sometimes patiently explaining things twice. I know she had a heavy workload awaiting her when she finished our phone call.She continued being patient throughout the call.
John D.
Fast easy and knowledgeable
Tami M.
Our agent, James Bonn, was very nice to work with and stayed connected throughout the process. We had the quotes the same day which he thoroughly reviewed with us and answered all of our questions.
Adam R.
Cornerstone came in clutch when my existing insurance cancelled my policy due to a discrepancy from the inspection report. I reached out to Cornerstone through their website, and in just a couple of days, Eric Bushey set me up with a policy that offered more coverage for a lesser price than what I purchased when I first bought the property. I'm actually shocked they made it this easy. Highly recommend!
Michael V.
Gina and everyone at Cornerstone are great people to work with.
Dayana L.
Kyle Wilson was our agent and he was incredibly helpful at getting us the best quote for our home. Really happy with his customer service!! Good people
Shane N.
Cornerstone helped me with my new house and was very upfront and honest. Kyle Wilson exhibited patience with me and answered all my questions.
colette O.
Gina McNairy was wonderful to work with, and she gets another 5-star rating for her patience!! I had many phone calls and questions, and she excelled at explaining all of it.
Miguel R.
Gina McNairy was very helpful, thorough and very professional. She communicated extremely well from the beginning and through the end. Provided excellent options and explained the alternative. Finally, she interacted very effectively with the Realtor and the Loan Officer to ensure that all transactions were carried forward. Highly Recommended.
Michael G.
Eric is a first class representative who professionally anticipates issues and so patiently explains the tiny details. He is just really really good and a joy to work with.
john G.
Eric Bushey is the best, always fast and curious service.
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Protecting Your Investment in an RV

Most people don’t realize that an RV policy from your auto carrier often has limited insurance coverage and does not provide the full protection you need. For example, your personal property that is inside the vehicle may not be covered in most auto policies. You also may not be covered for accessories like satellite dishes and TV antennas.

To ensure that you are fully protected, it makes sense to carry RV insurance. Tampa area residents who have an RV policy will enjoy greater peace of mind traveling the state and country in their new motor home.

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Frequently Asked Questions About RV Insurance

RV insurance should go beyond the limits of a typical auto or trailer policy and offer the following protections:

  • Collision: Damage from colliding with another vehicle or object.
  • Comprehensive: Weather-related damage like hail, flood, landslides or windstorms, as well as fire, vandalism and theft.
  • Emergency Expenses: If your motor home is damaged or destroyed more than 50 miles from your home by a covered loss, your travel and/or lodging expenses will be paid.
  • Attached Accessories: Items like satellite dishes, TV antennas or awnings.
  • Towing/Roadside Assistance: Flat tires, engine problems, running out of gas, locked out of the vehicle, whatever assistance needed while traveling.
  • Full Time Liability: Unlike an auto policy, extends liability protection to when your motor home is parked at a campsite, RV park or other vacation spot and you are using it like a residence.
  • Replacement Cost Coverage: In the case of a total loss, allows you to replace the motor home with one of similar value within the first 5 years of the policy, rather than covering actual cash value at the time of the loss, like with most auto policies.

For RV insurance, Tampa residents can receive a customized policy through Cornerstone Insurance that is tailored to their individual needs. When you work with us, you will receive the best possible coverage at the best possible rates from one of our A rated carriers. You will also receive outstanding customer service, assistance with claim reporting and all other help you may need.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top RV insurance carriers, including Progressive Insurance and Safeco Insurance.

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Cindy R.
Eric was a lifesaver. I called him in a panic after yet again our homeowners insurance almost tripled in Tampa, so of course I start looking to find cheaper and one phone call is all it took. He went into action and took over and got me an amazing rate. He was patient and answered any questions I had and eased my mind and told me he'd help me no matter what. I will now recommend Eric to everyone I know whose insurance yet again went up.
Deborah H.
I needed to contact this company along time ago. I can't say enough about Kyle Wilson. He responded to my texts, emails and phone calls promptly. A rarity in the business world today. He got me the best deal on my homeowners insurance and I had called around myself. I highly recommend Kyle and Cornerstone!
ArtwithJanal K.
I had to give 4 stars because in the end they couldn’t help me, but Josh got back to me immediately with answers to my questions. Very helpful and friendly. Thanks for your knowledge and understanding.
Marlene H.
We have been searching for a more affordable homeowners insurance policy and we got a quick response from James Bonn at cornerstone insurance. The quote we got was much lower than other insurers and after a home inspection, we were insured by Tower Hill. He walked us through the whole process and we are good to go. In 6 months we will be checking back with James for our auto insurance.
Barbara T.
Gina McNairy gets an “A” in customer service. She patiently explained insurance details that she had already explained to my husband. She further was very patient in explaining how Docusign works, sometimes patiently explaining things twice. I know she had a heavy workload awaiting her when she finished our phone call.She continued being patient throughout the call.