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An RV Insurance Plan Made Just For You
Get the coverage you need for your RV at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have RV insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the RV coverage you need without overpaying.

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5-Star Tampa RV Insurance Company

★★★★★

An RV (recreational vehicle) could be one of the largest investments you will ever make. For many people, it is their dream to spend retirement traveling in a new motor home and exploring all the popular destinations across Florida and across our great country. But when it comes to buying Florida RV insurance, Tampa residents often make the mistake of treating it like a typical personal auto policy.

Cornerstone Insurance is an independent Tampa insurance company representing several of the top carriers in the country. The top rated motor home and travel trailer insurance companies we work with extend protection far beyond what you get from your auto insurance company. 

Trusted Choice independent insurance agency in Florida
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better RV Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your RV insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Switch with Ease

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

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Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.4.9
Based on 608 reviews
See all reviews
Scott Walk
2 days ago
We have used Kyle Wilson with Cornerstone Insurance in FL for our homeowners the past 2 years. He has provided excellent customer service for us so when we recently moved we had him quote us with an auto policy. His rates were much better than the other agents we requested quotes from so now have him covering everything for us. We appreciate his quick responses along with his professionalism.
Scott Walk
2 days ago
We have used Kyle Wilson with Cornerstone Insurance in FL for our homeowners the past 2 years. He has provided excellent customer service for us so when we recently moved we had him quote us with an auto policy. His rates were much better than the other agents we requested quotes from so now have him covering everything for us. We appreciate his quick responses along with his professionalism.
Vanna Denham
3 days ago
Kari is super friendly and helpful. She shared information and helpful suggestions freely.
Vanna Denham
3 days ago
Kari is super friendly and helpful. She shared information and helpful suggestions freely.
Gillian Amritt-Sirjoo
3 days ago
Excellent!
Gillian Amritt-Sirjoo
3 days ago
Excellent!
STEVE HONIGSBERG
4 days ago
KARI TATE WAS PROFESSIONAL AND COURTEOUS IN DISCUSSIONS ABOUT POTENTIAL HOME INSURANCE CONSIDERATIONS.
STEVE HONIGSBERG
4 days ago
KARI TATE WAS PROFESSIONAL AND COURTEOUS IN DISCUSSIONS ABOUT POTENTIAL HOME INSURANCE CONSIDERATIONS.
Kari Metzger
1 week ago
Jame did a awesome job in getting us placed with a new hoeowners policy on very short notice after our existing policy got non-renewed. He was prompt, efficient, friendly and courteous and got the job done! I would highly recommend him!
Kari Metzger
1 week ago
Jame did a awesome job in getting us placed with a new hoeowners policy on very short notice after our existing policy got non-renewed. He was prompt, efficient, friendly and courteous and got the job done! I would highly recommend him!
Nancy Benoit
1 week ago
Prompt response to your inquiry
Nancy Benoit
1 week ago
Prompt response to your inquiry
Joseph Pestello
2 weeks ago
James did an outstanding job taking over my Home and Auto policies. He is very knowledgeable and quickly quoted both policies. I would highly recommend him!
Joseph Pestello
2 weeks ago
James did an outstanding job taking over my Home and Auto policies. He is very knowledgeable and quickly quoted both policies. I would highly recommend him!
Ms. Patty
4 weeks ago
Mr. James Bonn, was quick to response, heard my needs and adjusted my policy quote to fit them. Respected my time and style of communication. I am very appreciative of the way he handled the whole process, from the sales to closing the deal.
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Protecting Your Investment in an RV

Most people don’t realize that an RV policy from your auto carrier often has limited insurance coverage and does not provide the full protection you need. For example, your personal property that is inside the vehicle may not be covered in most auto policies. You also may not be covered for accessories like satellite dishes and TV antennas.

To ensure that you are fully protected, it makes sense to carry RV insurance. Tampa area residents who have an RV policy will enjoy greater peace of mind traveling the state and country in their new motor home.

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Frequently Asked Questions About RV Insurance

RV insurance should go beyond the limits of a typical auto or trailer policy and offer the following protections:

  • Collision: Damage from colliding with another vehicle or object.
  • Comprehensive: Weather-related damage like hail, flood, landslides or windstorms, as well as fire, vandalism and theft.
  • Emergency Expenses: If your motor home is damaged or destroyed more than 50 miles from your home by a covered loss, your travel and/or lodging expenses will be paid.
  • Attached Accessories: Items like satellite dishes, TV antennas or awnings.
  • Towing/Roadside Assistance: Flat tires, engine problems, running out of gas, locked out of the vehicle, whatever assistance needed while traveling.
  • Full Time Liability: Unlike an auto policy, extends liability protection to when your motor home is parked at a campsite, RV park or other vacation spot and you are using it like a residence.
  • Replacement Cost Coverage: In the case of a total loss, allows you to replace the motor home with one of similar value within the first 5 years of the policy, rather than covering actual cash value at the time of the loss, like with most auto policies.

For RV insurance, Tampa residents can receive a customized policy through Cornerstone Insurance that is tailored to their individual needs. When you work with us, you will receive the best possible coverage at the best possible rates from one of our A rated carriers. You will also receive outstanding customer service, assistance with claim reporting and all other help you may need.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent some of the top RV insurance carriers, including Progressive Insurance and Safeco Insurance.

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Scott W.
We have used Kyle Wilson with Cornerstone Insurance in FL for our homeowners the past 2 years. He has provided excellent customer service for us so when we recently moved we had him quote us with an auto policy. His rates were much better than the other agents we requested quotes from so now have him covering everything for us. We appreciate his quick responses along with his professionalism.
Vanna D.
Kari is super friendly and helpful. She shared information and helpful suggestions freely.
Gillian A.
Excellent!
STEVE H.
KARI TATE WAS PROFESSIONAL AND COURTEOUS IN DISCUSSIONS ABOUT POTENTIAL HOME INSURANCE CONSIDERATIONS.
Kari M.
Jame did a awesome job in getting us placed with a new hoeowners policy on very short notice after our existing policy got non-renewed. He was prompt, efficient, friendly and courteous and got the job done! I would highly recommend him!