Google Rating
5.0
Based on 484 reviews
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An Auto Insurance Plan Made Just For You
Get the coverage you need for your vehicle at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have auto insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the vehicle coverage you need without overpaying.

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5-Star Tampa Auto Insurance Company

★★★★★

Looking for auto insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents. 

Because we are independent, we offer our clients many of the top A rated car, truck, minivan and SUV insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve. 

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Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your car insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

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Here's What Our Clients Have to Say

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Car Insurance Options in Florida

When searching for personal auto insurance, Tampa FL residents have many choices, but finding the right car insurance policy for your individual needs can be a challenge. Many insurance agents in the Tampa area are exclusive to only one carrier. But when choosing Cornerstone to provide your auto insurance, Tampa auto owners will receive multiple coverage quotes from multiple highly rated companies like Progressive, Travelers, Mercury Insurance Group and many others. These are companies that have a proven track record of reliability and affordability. 

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Frequently Asked Questions About Auto Insurance

Many people wonder if they really need auto insurance. Tampa drivers should be aware that if you own a vehicle, it is the law that you have at least the state minimums of PIP (Personal Injury Protection) and property damage liability. If your car has a loan, the finance company may also require collision insurance until the loan is paid off. Here are some other reasons why it is wise to carry auto insurance:

  • If your motor vehicle is ever stolen or totaled in an accident, it will cost a lot of money to replace it without insurance.
  • If you are ever in an accident where you or other passengers sustain injury, you may be held liable for the medical costs.
  • If your vehicle ever causes damage or serious injury to others, you could be sued for far more than your net worth.

That depends on your individual situation. You only “need” to carry what the state and/or your financial institution requires. However, it is best to have enough coverage to protect you and your family. When considering the amount of coverage needed for auto insurance, Tampa Florida drivers should also consider the following:

  • What can you afford to pay out of pocket in the event of an auto accident? If you can afford to pay more for possible repairs, then you may want to choose a policy with a higher deductible, saving you money on your premiums.
  • Does your car have a loan against it? If the answer is yes, you will probably be required to carry collision car insurance.
  • What is your total financial worth? You will want your liability limits to equal or exceed your total net worth. This will protect you and your family from a lawsuit. If your net worth is higher than the maximum liability limit on the auto insurance, you may want to consider an umbrella policy.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top car, truck and SUV insurance carriers, including Progressive Insurance, Travelers Insurance, Mercury Insurance, Mapfre Insurance, and Safeco Insurance.

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Debbie H.
Finding good, reliable homeowners insurance in the state of Florida is not an easy task for a homeowner these days, especially if you have an older home.
Having been with the same company for over 25 years I felt overwhelmed at the thought of trying to find the right fit for us again.
Eric Bushey at Cornerstone Insurance made such an impression on myself and my husband, he was truly a pleasure to deal with.
He answered all of our questions (for many days) made suggestions, helpful ideas, and was so kind & patient with us.

Thank you Eric and Cornerstone Insurance!
Andrew P.
Amazingly helpful. Very responsive. Highly recommend!!!
Susan T.
I worked with James Boon at Cornerstone and he did a great job reducing our home insurance and better coverage. He was a pleasure to work with and very responsive. Highly recommend.
Jeff K.
My goal when I first contacted Cornerstone Insurance Company was to lower my Car Insurance rates and my Home Owners Insurance rates. With the help of Agent Josh Gleaton i was able to accomplish that goal. Josh is very kind and courteous! Most importantly he is so knowledgable about the insurance industry! Personally, I felt like he was on my side! I was formally with the same company for 51 years! Honestly, they priced themselves out of what my wife and I could afford. The two companies I chose were because they are both highly rated! Josh gave me many choices. With his expertise and knowledge I was able to pick two great companies and literally save thousands of dollars a year with both policies! I might add without sacrificing one thing vs the other company I had. Actually, my car insurance deductible came down to 250.00 and my homeowners detectable went from 10% for the hurricane deductible to 2%. Anyway, call and ask for Josh Gleaton and he might be able to help you as he was able to help me! Totally, a 5 Star Company and Josh makes it easy and he’s a total gentleman!
Cynthia L.
Eric Bushey was awesome, I'm very pleased with how he treated me and how quickly he got things done! If I could give him more stars I would.
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