Google Rating
4.9
Based on 385 reviews
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An Auto Insurance Plan Made Just For You
Get the coverage you need for your vehicle at a price you can afford.
Man driving with father in an insured vehicle
Everyone Deserves To Live Covered.™

A lot of people have auto insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the vehicle coverage you need without overpaying.

5-Star Tampa Auto Insurance Company

★★★★★

Looking for auto insurance Tampa residents can count on? Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents. 

Because we are independent, we offer our clients many of the top A rated car, truck, minivan and SUV insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve. 

Trusted Choice logo
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your car insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent
4.9
Based on 385 reviews
Bella T.
Bella T.
I have a great experience with Kyle Wilson for helping me find a better quote with the same insurance company. He is very responsive and attentive to my needs. Highly recommend Kyle!
John G
John G
Great experience with agent James Bonn. He made the entire process simple and the price and value cannot be beat.
Heather W.
Heather W.
Eric was very helpful and so efficient in responding to emails in a timely fashion. Very refreshing!
Faith D.
Faith D.
James is a great agent. He was easy to reach and communicate timely when I have questions regarding insurance. He guided me all the way through the process. Highly recommended!
JRT S.
JRT S.
I am moving to Florida from Ohio where insurances are completely different. Kyle Wilson was more than patient with all of my questions, concerns and different ways we could handle my home and autos during the transition. He is very knowledgeable and easy to work with. From my very positive experience I can recommend speaking to Kyle for your insurance needs.
Jennifer R.
Jennifer R.
I received incredible service from Emsa and Megan when my car unexpectedly broke down and had to be towed. Quick, efficient, highly professional and quality orientated. One seldom gets this kind of personal and professional insurance assistance....Cornerstone is worlds apart from my previous company. Thank you so much!
T D.
T D.
Just amazing customer service and value
Ryan R.
Ryan R.
Kyle W. has been amazing from the start!! He works with urgency and gets things done quickly! Very pleasant to work with. Let me tell you, I’ve dealt with 4 other agents from other companies in trying to obtain home insurance, and all were lacking in getting me the information I needed quickly. All but Kyle! He impressed me from the first time we spoke on the phone. Highly recommend!
Carson C.
Carson C.
Our agent, Eric was able to help us quickly and get us the best rates for us. quick to respond to questions and get us what we needed it when we needed it!
Michael D.
Michael D.
In today's property insurance world here in Florida, finding an affordable and strong insurance policy is more than a challenge. As my current carrier was leaving Florida, I was facing either a reduction in coverage or a doubling in premiums through my current agent. Thankfully, I found Cornerstone Insurance and they have been an amazing partner in finding me the right insurance company. Josh Gleaton has been my agent throughout this process and he has provided great customer service. So much so that I am moving all of my insurance needs to Cornerstone. Thank you Josh!
Stephen P.
Stephen P.
Eric Bushey was amazing. Since we started our process initially as well as looking at improving he took excellent care, answered any and all questions and did so as if he was taking a policy for himself. Honest, trustworthy and superior customer service. Cannot say enough good things about Eric and this experience and will always trust him and his expertise.
Priyo G.
Priyo G.
James Bonn is the most efficient, friendly and knowledgeable agent I have seen in recent times. It was a pleasure doing business with him
Dave
Dave
Kyle Wilson did a great job with my homeowners policy...he was polite, professional, efficient and even worked on the weekend to expedite my quote...he found me a good policy and I was able to save some money.
Alyssa H.
Alyssa H.
I cannot recommend James Bonn enough for all his help finding us a new affordable policy in FL. We were nearly about to commit to a terrible, extremely overpriced policy offered by our prior agent before we stumbled across Cornerstone and James. Within a week we have an ideal policy all ready to go 🙌 literal lifesaver!!
Dan M.
Dan M.
Kyle Wilson did a great job securing a homeowners policy for our second home in Tampa. It's always a little difficult to do transactions remotely, but Kyle made it easy. Promptly answering all of our questions and timely communication. Thank you, Kyle.Dan and Lori Morgan
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Car Insurance Options in Florida

When searching for personal auto insurance, Tampa FL residents have many choices, but finding the right car insurance policy for your individual needs can be a challenge. Many insurance agents in the Tampa area are exclusive to only one carrier. But when choosing Cornerstone to provide your auto insurance, Tampa auto owners will receive multiple coverage quotes from multiple highly rated companies like Progressive, Travelers, Mercury Insurance Group and many others. These are companies that have a proven track record of reliability and affordability. 

Frequently Asked Questions About Auto Insurance

Many people wonder if they really need auto insurance. Tampa drivers should be aware that if you own a vehicle, it is the law that you have at least the state minimums of PIP (Personal Injury Protection) and property damage liability. If your car has a loan, the finance company may also require collision insurance until the loan is paid off. Here are some other reasons why it is wise to carry auto insurance:

  • If your motor vehicle is ever stolen or totaled in an accident, it will cost a lot of money to replace it without insurance.
  • If you are ever in an accident where you or other passengers sustain injury, you may be held liable for the medical costs.
  • If your vehicle ever causes damage or serious injury to others, you could be sued for far more than your net worth.

That depends on your individual situation. You only “need” to carry what the state and/or your financial institution requires. However, it is best to have enough coverage to protect you and your family. When considering the amount of coverage needed for auto insurance, Tampa Florida drivers should also consider the following:

  • What can you afford to pay out of pocket in the event of an auto accident? If you can afford to pay more for possible repairs, then you may want to choose a policy with a higher deductible, saving you money on your premiums.
  • Does your car have a loan against it? If the answer is yes, you will probably be required to carry collision car insurance.
  • What is your total financial worth? You will want your liability limits to equal or exceed your total net worth. This will protect you and your family from a lawsuit. If your net worth is higher than the maximum liability limit on the auto insurance, you may want to consider an umbrella policy.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top car, truck and SUV insurance carriers, including Progressive Insurance, Travelers Insurance, Mercury Insurance, Mapfre Insurance, and Safeco Insurance.

Bella T.
Bella T.
I have a great experience with Kyle Wilson for helping me find a better quote with the same insurance company. He is very responsive and attentive to my needs. Highly recommend Kyle!
John G
John G
Great experience with agent James Bonn. He made the entire process simple and the price and value cannot be beat.
Heather W.
Heather W.
Eric was very helpful and so efficient in responding to emails in a timely fashion. Very refreshing!
Faith D.
Faith D.
James is a great agent. He was easy to reach and communicate timely when I have questions regarding insurance. He guided me all the way through the process. Highly recommended!
JRT S.
JRT S.
I am moving to Florida from Ohio where insurances are completely different. Kyle Wilson was more than patient with all of my questions, concerns and different ways we could handle my home and autos during the transition. He is very knowledgeable and easy to work with. From my very positive experience I can recommend speaking to Kyle for your insurance needs.
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