A Condo Insurance Plan Made Just For You

Get the coverage you need for your condo at a price you can afford.

The best carriers, real agents, and technology that makes it easy.

A lot of people have condo insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the condo coverage you need without overpaying.

5-Star Tampa Condo Insurance Company

Q: What does Florida condo insurance cover?

Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Get a copy of your association’s master policy and check how much of the structure it covers, then share what you find with your agent, so they can tailor a policy protecting what you need while not covering things that are already insured by the association. Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings. Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises. Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy .

Looking for condo insurance Tampa residents can count on? Because condo insurance can be confusing and it can often be difficult to determine exactly what kinds of coverage you need, it is important to choose a licensed agency with the experience and resources to make sure you are getting exactly what you need at the best possible rates.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency puts every personal policy in one place for you — one agency, one number to call —. Because we are independent, your quote is compared across many of the top A-rated condo carriers in the state — so you see the best premium each market will offer, with the service and diligence to match.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Switch with Ease

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.5.0

Based on 625 reviews

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John

3 days ago

James Bonn and Cornerstone In’s couldn’t have given me better service , so polite and prompt !! I am so glad that I found them on the internet and look forward to a long and ongoing relationship!!

Michael Fant

1 week ago

I strongly recommend working with Joshua Gleaton, thanks to him I was able to find the best options for my homeowners insurance. He is excellent at quickly replying via email and goes out of his way to assist you if you have additional questions.

ELODIA TORELLA

1 week ago

Exceptional service! Laura was extremely fast to respond and provided several great coverage options tailored to my needs. She made the whole process easy and stress-free. Highly recommended

Danielle Lane

1 week ago

Joshua Gleaton helped us secure an awesome rate for our new Florida home! He was super responsive to my many emails and always provided a thorough answer. We had some closing delays and he adjusted our effective date several times. We will be seeking some auto insurance quotes through him next!

Simon Munoz Agudelo

3 weeks ago

I didn’t think it was possible to get affordable home insurance in Florida, but Licensed Agent Joshua Gleaton was able to do that for me and my wife. It was very easy, quick and hassle free. Thank you so much Joshua 🙏🏼

Ann Stowell

3 weeks ago

Shopping for insurance in Florida was certainly made easier with James Bonn of Cornerstone. I appreciate all the assistance he offered, should I need it, to complete the purchase of my homeowners policy.

Earl Vegafria

4 weeks ago

Kyle has really earned our trust and respect as our go to insurance agent for our home and autos. A true professional, and so far has not disappointed us offering the best and lowest quotes without sacrificing the quality of the product. Thank you Kyle for what you do for our insurance needs.

Anthony White

4 weeks ago

Kevin with Cornerstone has been most responsive, knowledgeable, and easy to work with. I only wish I had engaged him sooner. He has saved us lots of time and money with our new homeowners policy.

Ken Engel

4 weeks ago

I have had Cornerstone provide my homeowners insurance policies for many years. I am in the process of relocating and James Bonn has just provided me with a policy for my new location. He was friendly, polite, knowledgeable and gave me a great quote. I highly recommend that you give James a call for your insurance needs.

Ashley Galfond

1 month ago

Quick service. Responsive.

Isabel rodriguez

1 month ago

Thank you Laura for your outstanding service. A very affordable home insurance

Lins Mann

1 month ago

My husband and I have had a fantastic experience with Cornerstone Insurance. We've used them for both our home and auto insurance. We had the privilege of working with Joshua and Karen; both of them are awesome insurance agents. They were very prompt and kind in their responses and very helpful with any questions we had. Thank you for working with the Carroll family!

Jean defoy

1 month ago

Excellent service from Kari

Bill Hunter

2 months ago

My insurance agent is Kyle Wilson. There is none better!! He handles my personal insurance needs and I as a Realtor refer to him my Real Estate Clients. I consistently refer my clients to at least 2 if not 3 different agents for competitive quotes and each time they say to me that "Kyle" is the one who is the quickest to respond and that he really knows his profession. He is helpful and there for you when you need him. I would go to no other than Kyle for all of my insurance needs.

Ana Valenzuela

2 months ago

After weeks of frustration with my previous agency, I found James Bonn at Cornerstone and couldn't be happier. He got everything handled quickly and seamlessly, found me better coverage at a comparable premium, and had it all bound within 24 hours. He even coordinated with my lender and canceled my old policy. If you need homeowners insurance in Florida, call James. Highly recommend!

Condo Insurance Coverage in Florida

Tampa residents should keep in mind that insurance for a condo is a different type of homeowners insurance. When moving into a new condominium — or a townhouse your deed actually holds as a condominium, since the form of ownership, not the look, decides the policy — one of the most confusing aspects of the move is what kind of insurance coverage is needed.

Because we represent multiple insurance carriers, we have the ability to find you a condo owners policy that can be tailored around your specific condo association’s insurance requirements and save you money in the process. Since different associations have different insurance requirements from their members, we will help you size your coverage around what your association requires — every association and every policy is different, so the documents govern what you are expected to carry.

Frequently Asked Questions About Condo Insurance

What does Florida condo insurance cover?

Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Get a copy of your association’s master policy and check how much of the structure it covers, then share what you find with your agent, so they can tailor a policy protecting what you need while not covering things that are already insured by the association.

Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings.

Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises.

Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy.

Which condo insurance carriers do you work with?

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top condo insurance carriers, including:

American Integrity Insurance
Tower Hill Insurance
Progressive Insurance
Florida Peninsula
Edison Insurance
Universal Property and Casualty
Olympus Insurance

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

5-Star Tampa Condo Insurance Company

Step 1

Get A Quote

Step 2

Review Your Options

Step 3

Switch with Ease

Here's What Our Clients Have to Say

Condo Insurance Coverage in Florida

Frequently Asked Questions About Condo Insurance

What does Florida condo insurance cover?

Which condo insurance carriers do you work with?

What other types of insurance do you offer?

An independent Florida homeowners, auto, flood and liability coverage agency. FL Agency License #L061107.

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