A Condo Insurance Plan Made Just For You

Get the coverage you need for your condo at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have condo insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the condo coverage you need without overpaying.

5-Star Tampa Condo Insurance Company

Q: What does Florida condo insurance cover?

Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Be sure to have your agent review how much of the structure is covered by your association, so they can tailor a policy protecting what you need while not covering things that are already insured by the association. Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings. Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises. Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy .

Looking for condo insurance Tampa residents can count on? Because condo insurance can be confusing and it can often be difficult to determine exactly what kinds of coverage you need, it is important to choose a licensed agency with the experience and resources to make sure you are getting exactly what you need at the best possible rates.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents. Because we are independent, we offer our clients many of the top A rated condo insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Switch with Ease

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.4.9

Based on 592 reviews

See all reviews

Daniel Warner

11 hours ago

Laura was very attentive and helpful. It was an easy transition to obtain a new homeowners insurance policy that better meets our needs.

Daniel Warner

11 hours ago

Laura was very attentive and helpful. It was an easy transition to obtain a new homeowners insurance policy that better meets our needs.

Charles Jenkins

2 days ago

I had a great experience getting the homeowners insurance quote and coverage with James and Cornerstone Insurance Inc. He was helpful and provided the best options for insuring my home. Highly recommended.

Charles Jenkins

2 days ago

erica garland

7 days ago

Very fast response and great rates. James Bonn was great to work with and explained everything so easily.

erica garland

7 days ago

Very fast response and great rates. James Bonn was great to work with and explained everything so easily.

Jason Vorbeck

1 week ago

Shopping for homeowners insurance in Florida can be a frustrating process, in conjunction with the inevitable sticker shock we Floridians must endure. Give Laura Litchy a call! She is pleasant and responsive! She actually makes you feel like she is interested in working with you. Leave the faceless web brokers and enjoy classic customer service, you will be happy you did.

Jason Vorbeck

1 week ago

Debbie Correll

2 weeks ago

Excellent Service from James and Claire. The entire process was quick, smooth, and seamless. Thank you!

Debbie Correll

2 weeks ago

Excellent Service from James and Claire. The entire process was quick, smooth, and seamless. Thank you!

Paul Hillier

3 weeks ago

Laura Litchy was outstanding. Very quick and personalized service. Helped us save a lot of money on our home insurance!

Paul Hillier

3 weeks ago

Laura Litchy was outstanding. Very quick and personalized service. Helped us save a lot of money on our home insurance!

Robert S

3 weeks ago

Laura helped me with a new homeowner’s policy and was very helpful and professional.

Robert S

3 weeks ago

Laura helped me with a new homeowner’s policy and was very helpful and professional.

Oscar Zuluaga

3 weeks ago

Mr. James at Cornerstone Insurance provided excellent service. He was professional, responsive, and took the time to explain everything clearly. He helped me find great coverage at a good price and made the whole process easy and stress-free. Highly

Condo Insurance Coverage in Florida

Tampa residents should keep in mind that insurance for a condo is a different type of homeowners insurance. When moving into a new condominium or townhouse, one of the most confusing aspects of the move is what kind of insurance coverage is needed.

Because we represent multiple insurance carriers, we have the ability to find you a condo owners policy that can be tailored around your specific condo association’s insurance requirements and save you money in the process. Since different associations have different insurance requirements from their members, we can review the master policy from your association and determine exactly how much coverage you are expected to carry.

Frequently Asked Questions About Condo Insurance

What does Florida condo insurance cover?

Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Be sure to have your agent review how much of the structure is covered by your association, so they can tailor a policy protecting what you need while not covering things that are already insured by the association.

Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings.

Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises.

Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy.

Which condo insurance carriers do you work with?

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top condo insurance carriers, including:

American Integrity Insurance
Tower Hill Insurance
Progressive Insurance
Florida Peninsula
Edison Insurance
Universal Property and Casualty
Olympus Insurance

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

5-Star Tampa Condo Insurance Company

Get A Quote

Step 2

Review Your Options

Step 3

Switch with Ease

Here's What Our Clients Have to Say

Condo Insurance Coverage in Florida

Frequently Asked Questions About Condo Insurance

What does Florida condo insurance cover?

Which condo insurance carriers do you work with?

What other types of insurance do you offer?

An independent Florida homeowners, auto, flood and liability coverage agency.

About

Client Info & Resources