A Condo Insurance Plan Made Just For You
Get the coverage you need for your condo at a price you can afford.
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Everyone Deserves To Live Covered.™

A lot of people have condo insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the condo coverage you need without overpaying.

5-Star Tampa Condo Insurance Company

★★★★★

Looking for condo insurance Tampa residents can count on? Because condo insurance can be confusing and it can often be difficult to determine exactly what kinds of coverage you need, it is important to choose a licensed agency with the experience and resources to make sure you are getting exactly what you need at the best possible rates.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents. Because we are independent, we offer our clients many of the top A rated condo insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve. 

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

5.0
Based on 268 reviews
4.8
Based on 16 reviews
5.0
Based on 6 reviews
Cornerstone Insurance Inc. was recommended to me by a family who retired after owning multiple successful insurance agencies throughout Florida. Cornerstone lived up to their recommendation and exceeded my expectations. As a layperson when it comes to matters like homeowner's insurance, Licensed Agent 2-20, Ileana Zumbado, was nothing short of... exceptional. She was professional in all senses of the word. She was incredibly knowledgable, patient and thorough in answering my rather rudimentary questions, and displayed exceptional follow-up and follow through. Our current policy was set to expire shortly and with a hectic work week I lost track of the fast approaching, looming expiration date. Ileana contacted me just to remind me of the deadline - not just to promote purchasing a policy through Cornerstone. That kind of customer service is something I seldom experience - especially in a field as complicated and competitive as insurance. I did seek other quotes from other companies, just for comparison, and no other company was able to offer me anything comparable to Cornerstone.Their detailed, personal attentiveness is unrivaled. Cornerstone Insurance, furthered by agents like Ileana Zumbado, has earned my highest esteem. I will never search for another insurance company again. Ileana's commitment and competence demonstrated that they are an extremely reliable and reputable company, deserving of my utmost trust and continued business. Thank you to all of Cornerstone, and especially Ileana, for your tremendous assistance and undeniable expertise.read more
Meghan Davis P.
Meghan Davis P.
17:21 19 Jun 21
I worked with Ileana Zumbado on my Homeowners and Flood Insurance. She is a pleasure to work with and I would highly recommend her. Very glad she's my agent.
Elizabeth B.
Elizabeth B.
17:10 03 Jun 21
As I was shopping around for a better rate on homeowners insurance I contacted Cornerstone Insurance. Kelly began searching for policies that were similar to my current one, but at a better rate. Within a day she presented me with several options. I now have a better policy with a lower premium. The staff was most helpful and professional. I would... certainly use them again.read more
Liz B.
Liz B.
23:38 02 Jun 21
Gina was great to work with. Nothing but professional, expeditious, and worked really hard to get me the best rates. Thank you so so much!
Armand A.
Armand A.
22:11 11 May 21
I couldn't be happier or more satisfied with the service I have received from Cornerstone Insurance, especially from my agent Gina McNairy. She is so pleasant to deal with and intuitively understood what I was looking for. And did she ever deliver! She saved me more than I could have hoped for. Outstanding experience!
Ken P.
Ken P.
20:22 06 May 21
Gina McNairy has been an outstanding agent who doesn’t drop the ball to help! She answered all of our questions & was of great help! She was amazing for I felt that Because of my experience either computer & insurance, I needed all the help I could get! Gina was absolutely fabulous! She made me feel that I knew what I was doing! I would give... her a five star recommendation & I will refer Gina to others!Thank you for having people like Gina working for you! She has it all in taking care of customers! Thank you to Gina!Jeanette Mentzerread more
Jeanette M.
Jeanette M.
20:36 23 Apr 21
Kelley is an extremely good agent. A real pleasure to talk to as good customer service seems to be a thing of the past lately. She was very patient and knowledgeable when explaining the policy I was interested in. She had answers to most of my questions right away and got back to me very quickly with any other concerns I might have had. She was a... pleasure to talk to and I felt like I knew her for years. An excellent agent.read more
karen P.
karen P.
20:33 21 Apr 21

Condo Insurance Coverage in Florida

Tampa residents should keep in mind that insurance for a condo is a different type of homeowners insurance. When moving into a new condominium or townhouse, one of the most confusing aspects of the move is what kind of insurance coverage is needed.

Because we represent multiple insurance carriers, we have the ability to find you a condo owners policy that can be tailored around your specific condo association’s insurance requirements and save you money in the process. Since different associations have different insurance requirements from their members, we can review the master policy from your association and determine exactly how much coverage you are expected to carry.

Frequently Asked Questions About Condo Insurance

Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Be sure to have your agent review how much of the structure is covered by your association, so they can tailor a policy protecting what you need while not covering things that are already insured by the association.

Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings.

Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises.

Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy.

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top condo insurance carriers, including:
  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Florida Peninsula
  • Edison Insurance
  • Gulfstream Insurance
  • Lighthouse insurance
  • United Property and Casualty
  • Universal Property and Casualty