A Condo Insurance Plan Made Just For You

Get the coverage you need for your condo at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have condo insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the condo coverage you need without overpaying.

5-Star Tampa Condo Insurance Company

Q: What does Florida condo insurance cover?

Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Be sure to have your agent review how much of the structure is covered by your association, so they can tailor a policy protecting what you need while not covering things that are already insured by the association. Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings. Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises. Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy .

Looking for condo insurance Tampa residents can count on? Because condo insurance can be confusing and it can often be difficult to determine exactly what kinds of coverage you need, it is important to choose a licensed agency with the experience and resources to make sure you are getting exactly what you need at the best possible rates.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents. Because we are independent, we offer our clients many of the top A rated condo insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Cornerstone Insurance Inc.

5.0

Based on 300 reviews

Julie F.

21:50 24 Jan 23

Pammie is a pleasure to work with, she was instrumental in getting us the best deal possible with minimum fuss. Very knowledgeable and extremely helpful- thank you, Pammie, for making insurance shopping an actual pleasure!

Timothy C.

00:36 17 Jan 23

I recently contacted Cornerstone after my insurance company tripled my Homeowner's Insurance policy without me ever making a claim. Gina McNairy provided excellent service and found a carrier with an equivalent policy that was half the cost. Thank you to the Cornerstone team for friendly and responsive service.

pat P.

21:06 11 Jan 23

Joshua was so helpful in getting us a homeowner policy after our previous insurance company cancelled us.

Nancy M

18:46 08 Dec 22

Gina McNairy is a pleasure to work with, she is a knowledgeable agent and genuinely helps to get you the best possible insurance at a reasonable price.

Miriam B.

19:29 18 Nov 22

Joshua is very patient and quick! Made this transition effortlessly.

BeachBabeSanDiego

14:07 22 Oct 22

As a recent arrival to Florida, I really appreciate the way that Gina McNairy took me under her wing, telling me what I needed to know about insurance in Florida, and setting up the coverages that I needed.

Cynthia B.

12:31 20 Oct 22

Great service, quick to respond and worked diligently to find the right homeowner insurance and car insurance for my needs.

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Condo Insurance Coverage in Florida

Tampa residents should keep in mind that insurance for a condo is a different type of homeowners insurance. When moving into a new condominium or townhouse, one of the most confusing aspects of the move is what kind of insurance coverage is needed.

Because we represent multiple insurance carriers, we have the ability to find you a condo owners policy that can be tailored around your specific condo association’s insurance requirements and save you money in the process. Since different associations have different insurance requirements from their members, we can review the master policy from your association and determine exactly how much coverage you are expected to carry.

Frequently Asked Questions About Condo Insurance

What does Florida condo insurance cover?

Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Be sure to have your agent review how much of the structure is covered by your association, so they can tailor a policy protecting what you need while not covering things that are already insured by the association.

Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings.

Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises.

Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy.

Which condo insurance carriers do you work with?

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top condo insurance carriers, including:

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including: