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A Condo Insurance Plan Made Just For You
Get the coverage you need for your condo at a price you can afford.
Everyone Deserves To Live Covered.™
A lot of people have condo insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the condo coverage you need without overpaying.
5-Star Tampa Condo Insurance Company
★★★★★
Looking for condo insurance Tampa residents can count on? Because condo insurance can be confusing and it can often be difficult to determine exactly what kinds of coverage you need, it is important to choose a licensed agency with the experience and resources to make sure you are getting exactly what you need at the best possible rates.
Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents. Because we are independent, we offer our clients many of the top A rated condo insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve.
3 Easy Steps to Better Coverage
Step 1
Get A Quote
Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.
Step 2
Review Your Options
As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.
Step 3
Breathe Easy!
We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.
Here's What Our Clients Have to Say
Based on 292 reviews
Based on 16 reviews
Based on 7 reviews
I have worked with Cornerstone for a number of years and I’ve never been disappointed… this year has been no exception. As most people, I blindly just pay my insurance renewals without question and this year with all that is happening in the insurance world in Florida finding a company is challenge enough let alone focus on the cost. Having... someone on your side like Pammi Bussey fighting for every dollar, you can rest easy.Thanks to Pammi, not only did we secure a policy but she noticed an error in the insurance carrier’s assessment of our property which resulted in a lower premium as well as refunds from the previous years!This is the type of service you rarely see in the insurance business and I’m glad that I’m working with Cornerstone!read more
Alex Lewis I.
17:11 08 Jun 22
I’m so glad I found this Insurance company! Kelly Hoffman was so helpful. Before finding Kelly I called and filled out so many forms to get a quote with no response. I needed to buy my policy by today and Kelly made it possible. Called this morning and she worked hard to get me insured by this afternoon! Highly recommend her! Thank you for being... so efficient!read more
Mayerlen G.
21:49 06 Jun 22
We had a great experience getting a new insurance policy with Josh. He did a really nice job explaining everything well and we were so pleased with his level of service. The process was very timely and smooth. We would highly recommend Josh and Cornerstone!
Kelly S.
04:44 12 May 22
I recently had the pleasure of working with Kelley Hoffman to see if I could obtain any cost Savings with my current auto policy. I was pleased to find out that Kelly not only saved me some premium dollars, but was able to also lower my deductible. I am also now locked into a 12-month policy as opposed to the typical 6 month policy that many... insurance companies use. And you know after six months the price will go up. I found Kelly to be extremely professional, responsive, and knowledgeable. Within 24 hours she had my quotes completed and finalized. I would highly recommend Cornerstone and working with Kelley Hoffman.read more
Jim R.
08:21 04 May 22
I purchased an older Home in Odessa, and needed Home owners insurance in a time sensitive situation.After contacting National companies online with zero luck, and trying 2 other local Tampa companies,I was lucky enough to find Cornerstone in Odessa. Gina McNairy truly worked very hard for me, and went above and beyond, to secure my homeowners... policy. She is a [email protected] expert, lives in the area, and understands our weather , and other obstacles we have to contend with insuring our homes here in Florida. Her knowledge and expertise worked for me, and I now have a new insurance agent. She will be youre advocate , save you money, and get things done. Gina and cornerstone are excellent, I will work with them for years to come.read more
Steve S.
00:24 27 Apr 22
Gina and the staff at Cornerstone were extremely helpful. Efficient communication via both email and phone made the process go smoothly.
David M.
15:11 14 Apr 22
Interacted with Iliana, she was helpful, responsive, and willing to walk me through many parts of insurance I didn't understand. Would highly recommend.
Keith L.
19:48 01 Apr 22
Condo Insurance Coverage in Florida
Tampa residents should keep in mind that insurance for a condo is a different type of homeowners insurance. When moving into a new condominium or townhouse, one of the most confusing aspects of the move is what kind of insurance coverage is needed.
Because we represent multiple insurance carriers, we have the ability to find you a condo owners policy that can be tailored around your specific condo association’s insurance requirements and save you money in the process. Since different associations have different insurance requirements from their members, we can review the master policy from your association and determine exactly how much coverage you are expected to carry.
Frequently Asked Questions About Condo Insurance
What does Florida condo insurance cover?
Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Be sure to have your agent review how much of the structure is covered by your association, so they can tailor a policy protecting what you need while not covering things that are already insured by the association.
Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings.
Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises.
Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy.
Which condo insurance carriers do you work with?
Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top condo insurance carriers, including:
- American Integrity Insurance
- Tower Hill Insurance
- Progressive Insurance
- Florida Peninsula
- Edison Insurance
- United Property and Casualty
- Universal Property and Casualty
What other types of insurance do you offer?
Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:
- Homeowner’s Insurance
- Motorcycle Insurance
- Flood Insurance
- Umbrella Insurance
- Renters Insurance
- Comprehensive Liability Insurance
- Boat & Watercraft Insurance
- RV Insurance
- ATV Insurance
- Term Life Insurance
- Wedding / Special Events
- Horse Liability
- Vacant Home Insurance
- Golf Cart Insurance
- Dwelling Fire Insurance
- And More