A Condo Insurance Plan Made Just For You

Get the coverage you need for your condo at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have condo insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the condo coverage you need without overpaying.

5-Star Tampa Condo Insurance Company

Q: What does Florida condo insurance cover?

Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Be sure to have your agent review how much of the structure is covered by your association, so they can tailor a policy protecting what you need while not covering things that are already insured by the association. Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings. Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises. Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy .

Looking for condo insurance Tampa residents can count on? Because condo insurance can be confusing and it can often be difficult to determine exactly what kinds of coverage you need, it is important to choose a licensed agency with the experience and resources to make sure you are getting exactly what you need at the best possible rates.

Cornerstone Insurance is here to help. We are a family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one channel insurance solution for Florida residents. Because we are independent, we offer our clients many of the top A rated condo insurance carriers in the state, at the best premiums and with the service, diligence and professionalism they deserve.

3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.

Based on 527 reviews

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Cindy R.

Eric was a lifesaver. I called him in a panic after yet again our homeowners insurance almost tripled in Tampa, so of course I start looking to find cheaper and one phone call is all it took. He went into action and took over and got me an amazing rate. He was patient and answered any questions I had and eased my mind and told me he'd help me no matter what. I will now recommend Eric to everyone I know whose insurance yet again went up.

Deborah H.

I needed to contact this company along time ago. I can't say enough about Kyle Wilson. He responded to my texts, emails and phone calls promptly. A rarity in the business world today. He got me the best deal on my homeowners insurance and I had called around myself. I highly recommend Kyle and Cornerstone!

ArtwithJanal K.

I had to give 4 stars because in the end they couldn’t help me, but Josh got back to me immediately with answers to my questions. Very helpful and friendly. Thanks for your knowledge and understanding.

Marlene H.

We have been searching for a more affordable homeowners insurance policy and we got a quick response from James Bonn at cornerstone insurance. The quote we got was much lower than other insurers and after a home inspection, we were insured by Tower Hill. He walked us through the whole process and we are good to go. In 6 months we will be checking back with James for our auto insurance.

Barbara T.

Gina McNairy gets an “A” in customer service. She patiently explained insurance details that she had already explained to my husband. She further was very patient in explaining how Docusign works, sometimes patiently explaining things twice. I know she had a heavy workload awaiting her when she finished our phone call.She continued being patient throughout the call.

John D.

Fast easy and knowledgeable

Tami M.

Our agent, James Bonn, was very nice to work with and stayed connected throughout the process. We had the quotes the same day which he thoroughly reviewed with us and answered all of our questions.

Adam R.

Cornerstone came in clutch when my existing insurance cancelled my policy due to a discrepancy from the inspection report. I reached out to Cornerstone through their website, and in just a couple of days, Eric Bushey set me up with a policy that offered more coverage for a lesser price than what I purchased when I first bought the property. I'm actually shocked they made it this easy. Highly recommend!

Michael V.

Gina and everyone at Cornerstone are great people to work with.

Dayana L.

Kyle Wilson was our agent and he was incredibly helpful at getting us the best quote for our home. Really happy with his customer service!! Good people

Shane N.

Cornerstone helped me with my new house and was very upfront and honest. Kyle Wilson exhibited patience with me and answered all my questions.

colette O.

Gina McNairy was wonderful to work with, and she gets another 5-star rating for her patience!! I had many phone calls and questions, and she excelled at explaining all of it.

Miguel R.

Gina McNairy was very helpful, thorough and very professional. She communicated extremely well from the beginning and through the end. Provided excellent options and explained the alternative. Finally, she interacted very effectively with the Realtor and the Loan Officer to ensure that all transactions were carried forward. Highly Recommended.

Michael G.

Eric is a first class representative who professionally anticipates issues and so patiently explains the tiny details. He is just really really good and a joy to work with.

john G.

Eric Bushey is the best, always fast and curious service.

Condo Insurance Coverage in Florida

Tampa residents should keep in mind that insurance for a condo is a different type of homeowners insurance. When moving into a new condominium or townhouse, one of the most confusing aspects of the move is what kind of insurance coverage is needed.

Because we represent multiple insurance carriers, we have the ability to find you a condo owners policy that can be tailored around your specific condo association’s insurance requirements and save you money in the process. Since different associations have different insurance requirements from their members, we can review the master policy from your association and determine exactly how much coverage you are expected to carry.

Frequently Asked Questions About Condo Insurance

What does Florida condo insurance cover?

Dwelling: This covers the condo from the “walls in,” as well as any built-ins. Be sure to have your agent review how much of the structure is covered by your association, so they can tailor a policy protecting what you need while not covering things that are already insured by the association.

Personal Property: Like a homeowners or renters insurance policy, this covers the possessions inside your dwelling, like your furniture, clothes, electronics, appliances, and personal belongings.

Liability: Also similar to a renters or homeowners policy, this covers injuries sustained by visitors on your premises, or damage done by you, a family member or pet off your premises.

Please Note: For the liability portion of the condo insurance, Tampa residents should choose limits that are equal to or greater than their savings and other financial assets. If you need additional liability coverage, consider an umbrella policy.

Which condo insurance carriers do you work with?

Because we are independent, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent many of the top condo insurance carriers, including:

American Integrity Insurance
Tower Hill Insurance
Progressive Insurance
Florida Peninsula
Edison Insurance
United Property and Casualty
Universal Property and Casualty

What other types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including: