Google Rating
5.0
Based on 351 reviews
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An ATV Insurance Plan Made Just For You
Get the coverage you need for your ATV at a price you can afford.
Woman on ATV - Live Covered
Everyone Deserves To Live Covered.™

A lot of people have ATV insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the ATV coverage you need without overpaying.

5-Star Tampa ATV Insurance Company

★★★★★

Cornerstone Insurance is an independent agency representing several of the top-rated ATV insurance carriers in the state and nation. Because of our relationships with these companies, we are able to tailor an ATV policy around the specific needs of each customer. We will make sure you are fully protected with the proper liability and property damage limits. 

Also, if the general liability insurance on the ATV policy is not enough to fully protect your personal property from lawsuits, we can set you up with an affordable umbrella policy to insure that your property and financial assets are totally covered.

Trusted Choice logo
Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

ExcellentCornerstone Insurance Inc.5.0 Based on 351 reviews fromSee all reviewsstephen T.stephen T. ★★★★★ My home insurance renewal was going to be double next month so I looked up best insurance agents near me and called Cornerstone. My agent James was very informative, friendly and responsive and within a couple of hours he was able to help me save hundreds off of a new policy with a different company. I was very pleased with my experience and look forward to continuing using Cornerstone and James as my agentDiane P.Diane P. ★★★★★ Outstanding service from James Bonn 3/12/24 with Cornerstone Ins. Inc. I started my home insurance policy search yesterday and was able to complete the process today. James provided excellent service from beginning to end. I highly recommend this company and agent and appreciate their level of care and expertise.Diane PattersonStephanie P.Stephanie P. ★★★★★ I had the best personal experience with Cornerstone insurance. Mr. James Bonn was my agent. Mr. Bonn was referred by a family member that also had a wonderful experience. I felt at ease to ask questions and protected with a great coverage that best suited my home. Everything was easy and quick. He responded with emails and phone calls. I look forward to working with them as my insurance agents now and in the future as the landscape of insurance in Florida fluctuates.Mitzie E.Mitzie E. ★★★★★ I worked with Eric Bushey at Cornerstone Insurance and the service was exemplary. He was very professional and diligent and as a result, this process was simply yet thorough. In addition, they saved me money $$. I am glad I chose Cornerstone Insurance.Gail T.Gail T. ★★★★★ When I requested a quote from Cornerstone, James Bonn promptly returned my call. The quote was better than any other I received. He even found me a discount I did not know of. I don't have any history with claims because this is a brand new account, but if everyone there is like James, then I will keep them.Kevin N.Kevin N. ★★★★★ Detailed Service from James, very pleased with his service.Jennifer H.Jennifer H. ★★★★★ Eric Bushey with Cornerstone Insurance was a pleasure to work with. He helped me find affordable homeowners insurance within a couple of days and facilitated the switch between companies smoothly. I highly recommend both Eric and Cornerstone!Tommy N.Tommy N. ★★★★★ James Bonn helped make things very easy and was fast with communications!B BB B ★★★★★ Great service from James Bonn at Cornerstone. Answered all my questions. Fast quotes. Competitive pricing. I recommend.Mary P.Mary P. ★★★★★ The cost of our home insurance with our previous provider increased by over $3000 this year and James Bonn found us a policy with a reputable company for less than we paid last year.Maciej K.Maciej K. ★★★★★ Eric Bushey is quick and helpful. Did I mention he will save you money? He did for me. Thanks.James H.James H. ★★★★★ I called and Spoke with James Bonn. Unfortunately, he was not able to help me with the coverage that I needed; however, he guided me to a provider that could. I was able to secure the coverage that I needed and saved over $2,000.00 per year for the same coverage that I had previously. I highly recomend going to him first for any homeowners insurance needs. Thank you, James HoffmanCheryl Lynn R.Cheryl Lynn R. ★★★★★ What a difference! Night and day! From my past agent to James Bonn. I was looking for homeowners insurance because my old policy doubled from last year. James is quick to respond to emails and phone calls. James knows this business well! While I was at it, I inquired about auto insurance. That was a huge difference also, so I changed that over and then my husband decided to change over with his 2 vehicles too! James made everything go so smoothly. I am very happy!!Yasmin O.Yasmin O. ★★★★★ I want to say thank you to Joshua Gleaton for helping me save hundreds of dollars on my home owner’s insurance policy. He was kind, pleasant and professional in getting back to me with all my questions. I will definitely recommend him to all my friends, colleagues and family for his exceptional customer service. Once again thank you for taking care of my insurance needs.Douglas J.Douglas J. ★★★★★ I am very pleased that I worked with James Bonn to provide my home insurance. He answered all of my questions in detail (and I had many) and did not pressure me into buying anything I did not need. He took the time to make sure the quote he provided fit my needs and my budget. I would 100% recommend him and his company.js_loader

Florida Off-Road Vehicle & ATV Insurance

An ATV (all terrain vehicle), otherwise known as an “off road vehicle”, is used for a variety of purposes. Some people use them when they have a lot of land and want easy access to the most remote areas of the property. Others use them to go hunting or to cruise one of Florida’s four wheeler trail networks.

Whatever your purpose for having one, an off-road vehicle is a big investment and should be insured accordingly. Make sure you speak with your insurance agent to ensure that you are carrying the proper coverage.

Frequently Asked Questions About ATV Insurance

If you own an ATV or off-road vehicle, you need to make sure you have the proper coverage in case of accident or loss. While it may be true that your homeowner’s policy provides some liability insurance, Tampa residents need to be aware that in most cases the homeowner insurance either excludes or drastically reduces liability coverage on Florida ATVs.

An ATV insurance policy is not always available from the same company that you buy your homeowners or auto insurance from. Many insurers classify off road vehicles in a higher risk pool because of greater safety concerns. These vehicles tend to have a higher frequency of collisions and other forms of damage. Because of this, some companies choose not to fully cover them. To find the best choices for ATV insurance, Tampa residents are better off going with an independent insurance agency that works with multiple insurance companies rather than an agent that is dedicated to one specific carrier.

stephen T.
stephen T.
My home insurance renewal was going to be double next month so I looked up best insurance agents near me and called Cornerstone. My agent James was very informative, friendly and responsive and within a couple of hours he was able to help me save hundreds off of a new policy with a different company. I was very pleased with my experience and look forward to continuing using Cornerstone and James as my agent
Diane P.
Diane P.
Outstanding service from James Bonn 3/12/24 with Cornerstone Ins. Inc. I started my home insurance policy search yesterday and was able to complete the process today. James provided excellent service from beginning to end. I highly recommend this company and agent and appreciate their level of care and expertise.Diane Patterson
Stephanie P.
Stephanie P.
I had the best personal experience with Cornerstone insurance. Mr. James Bonn was my agent. Mr. Bonn was referred by a family member that also had a wonderful experience. I felt at ease to ask questions and protected with a great coverage that best suited my home. Everything was easy and quick. He responded with emails and phone calls. I look forward to working with them as my insurance agents now and in the future as the landscape of insurance in Florida fluctuates.
Mitzie E.
Mitzie E.
I worked with Eric Bushey at Cornerstone Insurance and the service was exemplary. He was very professional and diligent and as a result, this process was simply yet thorough. In addition, they saved me money $$. I am glad I chose Cornerstone Insurance.
Gail T.
Gail T.
When I requested a quote from Cornerstone, James Bonn promptly returned my call. The quote was better than any other I received. He even found me a discount I did not know of. I don't have any history with claims because this is a brand new account, but if everyone there is like James, then I will keep them.
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