A lot of people have ATV insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together a plan that actually fits. That way, you get the most value out of every dollar and get the ATV coverage you need without overpaying.
5-Star Tampa ATV Insurance Company
Cornerstone Insurance is an independent agency representing several of the top-rated ATV insurance carriers in the state and nation. Because of our relationships with these companies, we are able to tailor an ATV policy around the specific needs of each customer. We will make sure you are fully protected with the proper liability and property damage limits.
Also, if the general liability insurance on the ATV policy is not enough to fully protect your personal property from lawsuits, we can set you up with an affordable umbrella policy to insure that your property and financial assets are totally covered.
Get A Quote
Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.
Step 2
Review Your Options
As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.
Step 3
Breathe Easy!
We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.
Here's What Our Clients Have to Say
Florida Off-Road Vehicle & ATV Insurance
An ATV (all terrain vehicle), otherwise known as an “off road vehicle”, is used for a variety of purposes. Some people use them when they have a lot of land and want easy access to the most remote areas of the property. Others use them to go hunting or to cruise one of Florida’s four wheeler trail networks.
Whatever your purpose for having one, an off-road vehicle is a big investment and should be insured accordingly. Make sure you speak with your insurance agent to ensure that you are carrying the proper coverage.
Frequently Asked Questions About ATV Insurance
Why do I need separate ATV insurance?
If you own an ATV or off-road vehicle, you need to make sure you have the proper coverage in case of accident or loss. While it may be true that your homeowner’s policy provides some liability insurance, Tampa residents need to be aware that in most cases the homeowner insurance either excludes or drastically reduces liability coverage on Florida ATVs.
Where do I obtain ATV insurance in Tampa?
An ATV insurance policy is not always available from the same company that you buy your homeowners or auto insurance from. Many insurers classify off road vehicles in a higher risk pool because of greater safety concerns. These vehicles tend to have a higher frequency of collisions and other forms of damage. Because of this, some companies choose not to fully cover them. To find the best choices for ATV insurance, Tampa residents are better off going with an independent insurance agency that works with multiple insurance companies rather than an agent that is dedicated to one specific carrier.
What other types of insurance do you offer?
Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:
- Homeowner’s Insurance
- Auto Insurance
- Motorcycle Insurance
- Flood Insurance
- Condo Insurance
- Umbrella Insurance
- Renters Insurance
- Comprehensive Liability Insurance
- Boat & Watercraft Insurance
- RV Insurance
- Term Life Insurance
- Wedding / Special Events
- Horse Liability
- Vacant Home Insurance
- Golf Cart Insurance
- Dwelling Fire Insurance
- And More