Cornerstone Insurance

Established 2009 | Tampa, FL

Butts family portrait
Owner Joshua Butts and family.

Cornerstone Insurance, Inc. is a family owned-and-operated independent insurance agency founded by native Floridian and entrepreneur Joshua Butts. Josh adamantly believes clients deserve an agency that values honesty, integrity and a passion for serving others.

Core Values: honesty, integrity, professionalism, diligence and respect for our clients, fellow employees, business partners, and community.

Our Mission

To our clients:

To inspire faith and confidence in all we do, to provide value in the marketplace by offering quality and affordable insurance products through a choice of financially stable companies, to provide professional, timely and accurate client service, to build long lasting mutually beneficial relationships built on our core values and to become the insurance agency of choice for our target market.

To our employees:

To create a company culture where employees are respected, appreciated and valued, afforded the tools and training to be successful, to carry out our mission while emulating our core values, to create a positive and rewarding environment where team work is emphasized and efficiency and productivity are rewarded, and to offer industry competitive compensation for their valuable contributions.

To our business partners / companies:

To be a trusted, reliable and long term business partner, to write quality, mutually profitable business that will support the financial well being of our carriers and to work together to provide the best experience possible for our mutual clients.

To our community:

To invest in our community by contributing our time and financial resources, to promote and support family and country, and to be seen as a good corporate citizen operating with the highest regard for all our stakeholders.

Meet Our Team

Joshua Butts, owner

Joshua Butts

Owner
Gina McNairy

Gina McNairy

Agent
Ileana Zumbado

Ileana Zumbado

Agent
Karen Aragon

Karen Aragon

Agent
Kelley Daiker

Kelley Daiker

Agent
Kim Glowiak

Kim Glowiak

Agent
Pammie Bussey

Pammie Bussey

Agent
beau

Beau

Mascot

Why Cornerstone?

The market for Florida homeowners insurance, auto insurance, watercraft, rv etc has extreme rate and coverage option challenges unique to Florida. Many of the common brand carriers have left the state, raised premiums to an unaffordable level or reduced coverage to a point that too many exposures are not properly covered.

Cornerstone does not do business with every carrier looking to swoop in and make a quick buck. “I look for carriers with the proven ability to pay claims, do what is right by policy holders and be there should the big one hit,” says Josh Butts, owner.

“We partner with companies having years of experience in Florida specifically or with highly experienced management teams and ideally both,” Butts said. We specialize in building a package of coverage and protection around the active and sometimes complex scenarios lived out everyday by our clients.

Cornerstone Insurance is a proud member of the Florida Association of Insurance Agents, the Trusted Choice Insurance Network and an Accredited Member of the Better Business Bureau. The agency focuses exclusively on personal lines of insurance and takes pride in custom fitting a policy for the needs and desires of each client.

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
Trusted Choice logo

Here's What Our Clients Have to Say

5.0
Based on 274 reviews
4.8
Based on 16 reviews
5.0
Based on 6 reviews
We use Cornerstone for both our regular home insurance as well as flood insurance policies. Their customer service is always great. Recently called to add a flood insurance policy and Gina was great to work with thoroughly exploring and explaining all of my options which resulted in me getting the best insurance policy for my needs. Highly... recommend Cornerstone Insurance as an agent.read more
Michael W.
Michael W.
21:55 08 Jul 21
I found the customer service and integrity of the Cornerstone Insurance Agency to be refreshing and outstanding. They listened to my concerns and thoroughly researched multiple options within their insurance portfolio, and offered me several viable options to consider. I really appreciate the knowledge and responsiveness of Kelly Daiker for... auto insurance , she was really very good. Pammie Busey did an excellent job of doing an annual review of my homeowners policy and again offered options and advice. She was very knowledgeable and helpful throughout the process. Both agents were a pleasure to work with. This agency "gets it" when it comes to customer service, which I personally find lacking in many companies and businesses today.read more
James M.
James M.
20:34 28 Jun 21
Although I was working with two agents already, I reached out to my niece and asked her who assisted with home insurance when she purchased her house 3 years ago. She said she was working with Ileana Zumbado, and that she was wonderful to work with. It didn’t take me long to realize that Ileana Zumbado is wonderful to the 9th power and knew she... was the one I wanted to work with. Needless to say, i said thank you and goodbye to the others. Ileana is very responsive and patient. She clearly navigated me in the ever changing world of insurance in FL, providing options which enabled me to make an informed decision with my coverage choice. Ileana clearly explained and educated me on what I could do to qualify for lower premiums with wind mitigation improvements. Coming from the northeast, all of this was a new adventure and Ileana a very trusted advisor and part of the team. I can only rate my experience with Ileana as a max 5 here, otherwise it would be a 12. I highly recommend her.read more
Nancy L.
Nancy L.
19:18 26 Jun 21
Cornerstone Insurance Inc. was recommended to me by a family who retired after owning multiple successful insurance agencies throughout Florida. Cornerstone lived up to their recommendation and exceeded my expectations. As a layperson when it comes to matters like homeowner's insurance, Licensed Agent 2-20, Ileana Zumbado, was nothing short of... exceptional. She was professional in all senses of the word. She was incredibly knowledgable, patient and thorough in answering my rather rudimentary questions, and displayed exceptional follow-up and follow through. Our current policy was set to expire shortly and with a hectic work week I lost track of the fast approaching, looming expiration date. Ileana contacted me just to remind me of the deadline - not just to promote purchasing a policy through Cornerstone. That kind of customer service is something I seldom experience - especially in a field as complicated and competitive as insurance. I did seek other quotes from other companies, just for comparison, and no other company was able to offer me anything comparable to Cornerstone.Their detailed, personal attentiveness is unrivaled. Cornerstone Insurance, furthered by agents like Ileana Zumbado, has earned my highest esteem. I will never search for another insurance company again. Ileana's commitment and competence demonstrated that they are an extremely reliable and reputable company, deserving of my utmost trust and continued business. Thank you to all of Cornerstone, and especially Ileana, for your tremendous assistance and undeniable expertise.read more
Meghan D.
Meghan D.
17:21 19 Jun 21
I worked with Ileana Zumbado on my Homeowners and Flood Insurance. She is a pleasure to work with and I would highly recommend her. Very glad she's my agent.
Elizabeth B.
Elizabeth B.
17:10 03 Jun 21
As I was shopping around for a better rate on homeowners insurance I contacted Cornerstone Insurance. Kelly began searching for policies that were similar to my current one, but at a better rate. Within a day she presented me with several options. I now have a better policy with a lower premium. The staff was most helpful and professional. I would... certainly use them again.read more
Liz B.
Liz B.
23:38 02 Jun 21
We have used Cornerstone Insurance for all our coverages, and for other family members as well. Professional and courteous staff provided excellent customer service. Our agent Ileana is fantastic. Highly recommend Cornerstone for all your insurance needs.
Michael K.
Michael K.
09:44 13 May 21