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5-Star Tampa Insurance Agency for All Your Personal Insurance Needs

★★★★★

Cornerstone Insurance, Inc. is a family owned and operated independent agency based in Tampa and serving the people of Florida. We offer a wide range of personal insurance products from several of the top rated state and national carriers. We have years of experience serving local communities in Florida. As a proud member of the Florida Association of Insurance Agents and the Trusted Choice Insurance Network, we are the insurance agents Tampa residents can count on to make sure their valuables are fully protected.

Our vast network of trusted insurance providers gives us the ability to offer each individual client a customized policy tailored to meet their specific needs. Unlike many Tampa insurance agents, we are not dedicated to one specific carrier, so we are able to shop around and give you unbiased quotes from several companies to find you the best coverage at the best possible rates.

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Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating
Trusted Choice independent insurance agency in Florida
3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Switch with Ease

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

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Here's What Our Clients Have to Say

Excellent
Cornerstone Insurance Inc.4.9
Based on 576 reviews
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Ellis Kemper
5 days ago
Agent James Bonn was very helpful in getting Tower Hill home insurance on time when I had a short time period before my current insurance expired. He was with me all the way through until I was connected to my new service.
Ellis Kemper
5 days ago
Agent James Bonn was very helpful in getting Tower Hill home insurance on time when I had a short time period before my current insurance expired. He was with me all the way through until I was connected to my new service.
Erich Kaplan
1 week ago
👋😎 thank you Laura L. 🤙
Erich Kaplan
1 week ago
👋😎 thank you Laura L. 🤙
Raina Rodrigues
1 week ago
Worked with Joshua on a new policy due to current policy being non renewed (good ole Florida home insurance). Joshua was beyond patient, kind, very informative, and overall a great person to work with! I beyond appreciate his knowledge and guidance where we issued a policy that was just what I was looking for: good coverage with beyond high premiums). I would absolutely refer any and everyone to Joshua and his team when looking for FL Home Insurance!!
Raina Rodrigues
1 week ago
Worked with Joshua on a new policy due to current policy being non renewed (good ole Florida home insurance). Joshua was beyond patient, kind, very informative, and overall a great person to work with! I beyond appreciate his knowledge and guidance where we issued a policy that was just what I was looking for: good coverage with beyond high premiums). I would absolutely refer any and everyone to Joshua and his team when looking for FL Home Insurance!!
Tim
2 weeks ago
Customer service is as good as it gets!
Tim
2 weeks ago
Customer service is as good as it gets!
Jean Merritt
3 weeks ago
Very helpful in giving different options when our current insurance would not renew. Sent several different policies that we could review. Very quick to responding to any questions. James Bonn was very easy to work with and very responsive. Would recommend to anyone looking to insure.
Jean Merritt
3 weeks ago
Very helpful in giving different options when our current insurance would not renew. Sent several different policies that we could review. Very quick to responding to any questions. James Bonn was very easy to work with and very responsive. Would recommend to anyone looking to insure.
Maggie Nieves
3 weeks ago
My experience with James and his team was nothing short of wonderful. He explained everything in great detail and answered all questions I had. Very quick to respond and slways very courteous. Thank you!
Maggie Nieves
3 weeks ago
My experience with James and his team was nothing short of wonderful. He explained everything in great detail and answered all questions I had. Very quick to respond and slways very courteous. Thank you!
maria ward
3 weeks ago
Kari answered the phone!! She is very knowledgeable and very pro-active. She knew what I needed and answered all my questions. This process was very smooth:)
maria ward
3 weeks ago
Kari answered the phone!! She is very knowledgeable and very pro-active. She knew what I needed and answered all my questions. This process was very smooth:)
Shayne Taylor
4 weeks ago
I had for a 4 point inspection and wind mitigation done. They approved the policy. My house insurance goes through my mortgage holder. So Tower Hill got paid through them, and I cancelled my old insurance carrier. Then after about a month and a half, I get a cancellation notice. They sent their own inspector in and reported a couple shingles were missing and a piece of soffit square was missing and rust on a decorative post on my porch. My roof was over 10 years old, so I quickly got the roof replaced and took care of the other issues as well before the cancellation deadline. They worked with me and not only did they keep the policy from getting cancelled, my premium is now lower because of the new roof.
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Personal Insurance Products We Offer for Florida Residents

Is Your Insurance Company Stable?

In recent years, a record number of Florida insurance carriers have either gone out of business or left the state. As a result, we saw that many of our friends and neighbors were losing their policies, leaving them without protection and having to pay much higher rates to get their coverage back. We saw the need for an agency that could be a one-stop provider for our community to help customers gain coverage through highly rated companies that have proven track records of financial stability. With this in mind, Cornerstone Insurance was founded.

We seek to be the insurance agents Tampa residents can turn to when they are left without coverage by a failed carrier or need coverage for a new purchase like a car or home. So we did a thorough investigation of the companies still doing business in the state and chose to partner with only the best, based on financial stability ratings and experienced management teams.

We have formed partnerships with the following highly rated carriers:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Heritage Insurance
  • Federated National Insurance
  • Florida Peninsula
  • Edison Insurance
  • United Property and Casualty
  • Universal Property and Casualty
  • Hudson Insurance
  • Travelers Insurance
  • Mercury Insurance
  • Mapfre Insurance
  • Safeco Insurance
  • Safepoint Insurance
  • And More
Kathy D.
Ellis K.
Agent James Bonn was very helpful in getting Tower Hill home insurance on time when I had a short time period before my current insurance expired. He was with me all the way through until I was connected to my new service.
Erich K.
👋😎 thank you Laura L. 🤙
Raina R.
Worked with Joshua on a new policy due to current policy being non renewed (good ole Florida home insurance). Joshua was beyond patient, kind, very informative, and overall a great person to work with! I beyond appreciate his knowledge and guidance where we issued a policy that was just what I was looking for: good coverage with beyond high premiums). I would absolutely refer any and everyone to Joshua and his team when looking for FL Home Insurance!!
Tim
Customer service is as good as it gets!
Jean M.
Very helpful in giving different options when our current insurance would not renew. Sent several different policies that we could review. Very quick to responding to any questions. James Bonn was very easy to work with and very responsive. Would recommend to anyone looking to insure.
Maggie N.
My experience with James and his team was nothing short of wonderful. He explained everything in great detail and answered all questions I had. Very quick to respond and slways very courteous. Thank you!
maria W.
Kari answered the phone!! She is very knowledgeable and very pro-active. She knew what I needed and answered all my questions. This process was very smooth:)
Mike B.
Shayne T.
I had for a 4 point inspection and wind mitigation done. They approved the policy. My house insurance goes through my mortgage holder. So Tower Hill got paid through them, and I cancelled my old insurance carrier. Then after about a month and a half, I get a cancellation notice. They sent their own inspector in and reported a couple shingles were missing and a piece of soffit square was missing and rust on a decorative post on my porch. My roof was over 10 years old, so I quickly got the roof replaced and took care of the other issues as well before the cancellation deadline. They worked with me and not only did they keep the policy from getting cancelled, my premium is now lower because of the new roof.
Onell S.
They have the best customer attention i have seen, quick replies to emails and following up on issues. highly recommend the team at cornerstone
Topi C.
My experiences with James and Joshua before have been nothing short of amazing. Quick, prompt in follow up , clear on what can be done and most importantly helpful around what I at least needed which was to save some money. Highly recommend !
Robert W.
I just switched my homeowner's insurance through Joshua Gleaton with Cornerstone. I had been with my previous insurer for 32 years. Josh was outstanding to work with. He was responsive, easy to work with and provided me with tremendous savings (Cut my insurance in half). I only wish I had called him years ago.
Lidia M.
Very knowledgeable and very helpful
Anwar B.
Agent James Bonn was very helpful with good information on selecting Tower Hill Insurance Exchange for protection of our home and processing the initial payments electronically - Thank you James
CHERYL W.
James Bonn was a great agent! Very knowledgeable, helpful,and quick service! I am very pleased I was able to connect with him! Thanks James for you assistance in attaining my Home Insurance!
Pammie B.
Thanks James for taking care of my daughter and son in-law for their first time home purchase. Not only were you prompt in providing the quotes, you were available for any questions and truly had their best interest at heart! I highly recommend Cornerstone!!
R. George H.
Jessica B.
Jan 2026- Highly recommend James! He helped me set up my homeowners and flood policies and made everything easy to understand as a first time home buyer. He was responsive, professional, and truly helpful every step of the way. Great experience overall.

Josh was incredibly helpful with helping me to find the perfect car insurance! He was able to answer all of my questions promptly and helped me to find the best rate possible without sacrificing coverage. and I cannot leave out Pammie, who helped with all of my customer service needs. What a GREAT team!!!
Liz B.
I'm very pleased with the customer service I received. Laura helped me find a great policy at a reasonable price to fit my home insurance needs. She was very professional and kind. She explained all the details about the policy and answered all my questions.
uzma K.
James Bronn made the process and experience nice to remember. He helped find the coverage that suited our needs and made sure all the information was relayed. Thank you
Lombard G.
Kyle Wilson from Cornerstone Insurance was recommended to me for purposes of purchasing home insurance on my new home in Sarasota. As a current New England resident, I was not familiar with many Florida agents and am thankful I was introduced to Kyle. He made the insurance purchase process quick and easy and was extremely attentive - despite me reaching out during the week between Christmas and New Year's Day. For those of you who have resided in the Northeast and "expect" quick, reliable service as well as timely responses to your messages, I highly recommend you contact Kyle. I am also very pleased with the pricing of the insurance and the opportunity to customize the coverage I was seeking.
Jorge B.
Kyle Wilson was extremely helpful with my home insurance request, he will reply to your questions fast, with accuracy and he works on weekends, holidays, day and night. Thanks Kyle for handling my policy!
FREDERIC H.
Joshua Gleaton at Cornerstone helped me with saving almost $2k/year on my homeowners insurance while increasing my Law & Ordinance coverage to 25% (from 10%) and replacement cost for contents rather than assessed value. I suggest everyone in FL shop their HO insurance as this was a big savings with increases in coverage that will make a huge difference if ever needed. I dragged Joshua along for months as I had several other priorities and he patiently stuck in there and got me set up with new insurance. I recommend you call him.
ESTELA B.
Mrs Tate is a really nice lady and a pleasure to talk to! Patiently answered all my questions. Great customer service!