An Insurance Plan Made Just For You
Get the coverage you need at a price you can afford.
Man with umbrella - Live Covered
Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Tampa Insurance Company

★★★★★

Cornerstone Insurance, Inc. is a local, family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one-channel insurance solution for Florida residents. We represent more than 40 insurance carriers offering condohomeowners insurance, flood insurance, auto insurance, umbrella insuranceboatATVRV insurance, term life insurance and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
Meet our team →

3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

5.0
Based on 266 reviews
4.7
Based on 12 reviews
5.0
Based on 6 reviews
Gina was great to work with. Nothing but professional, expeditious, and worked really hard to get me the best rates. Thank you so so much!
Armand A.
Armand A.
22:11 11 May 21
I couldn't be happier or more satisfied with the service I have received from Cornerstone Insurance, especially from my agent Gina McNairy. She is so pleasant to deal with and intuitively understood what I was looking for. And did she ever deliver! She saved me more than I could have hoped for. Outstanding experience!
Ken P.
Ken P.
20:22 06 May 21
Gina McNairy has been an outstanding agent who doesn’t drop the ball to help! She answered all of our questions & was of great help! She was amazing for I felt that Because of my experience either computer & insurance, I needed all the help I could get! Gina was absolutely fabulous! She made me feel that I knew what I was doing! I would give... her a five star recommendation & I will refer Gina to others!Thank you for having people like Gina working for you! She has it all in taking care of customers! Thank you to Gina!Jeanette Mentzerread more
Jeanette M.
Jeanette M.
20:36 23 Apr 21
Kelley is an extremely good agent. A real pleasure to talk to as good customer service seems to be a thing of the past lately. She was very patient and knowledgeable when explaining the policy I was interested in. She had answers to most of my questions right away and got back to me very quickly with any other concerns I might have had. She was a... pleasure to talk to and I felt like I knew her for years. An excellent agent.read more
karen P.
karen P.
20:33 21 Apr 21
My husband and I had such a great experience with Cornerstone!! Our agent Kelley Daiker was wonderful, quick to respond, and answered all our questions. She was super nice, understandable and made sure we understood everything and got the best deal for our auto insurance. 10/10 would recommend Cornerstone and Kelley for your services!
Victoria C.
Victoria C.
20:11 21 Apr 21
My husband and I cannot say enough good things about GINA. We recently transferred our home owner's insurance from another company. Gina made herself available to both of us throughout the process. She has answered every question and has addressed every concern promptly (and clearly). We highly recommend Cornerstone Insurance. And be sure to ask... for Gina!read more
Shelly D.
Shelly D.
15:38 20 Apr 21
We have received a superb service from Cornerstone Insurance. Gina has been absolutely amazing: knowledgeable, professional, caring, courteous, patient, and, above all, prompt. Any question I would have regarding the quotes and policies, Gina would call or reply via email immediately. Gina was able to help us to resolve our existing homeowners... insurance non-renewal issue within days (our old agent was completely useless; ignorant of the issue for over a year, and non-responsive, once we became aware of the non-renewal!) - that was a huge weight off our shoulders! When we received the renewal declaration (with rate increase, of course), Gina went over the policy and priced different adjustments (both to offset the rate increate and to add important (and inexpensive) coverages missing from our current policy). That alone would have been a five-star service, but then Gina also found an auto policy for us that will save us over 20% compared to our old policy. We are very happy and grateful customers!read more
Dorota W.
Dorota W.
02:35 15 Apr 21

Reliable Personal Insurance Tampa Residents Can Depend On

Looking for affordable and dependable auto, home owners, renters, flood, motorcycle, or umbrella insurance? Tampa residents can count on the companies we work with to give you the coverage you need at a price you can afford. 

We assist you in finding a carrier that has strong financial ratings, extensive claims paying experience, and great customer service. As a result, we partner with respected carriers like Travelers, Safeco, American Integrity Insurance, Progressive, Mercury, and more.

Frequently Asked Questions About Insurance Coverage

At Cornerstone, we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote! We appreciate your business and look forward to serving you.

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Heritage Insurance
  • Federated National Insurance
  • Florida Peninsula
  • Edison Insurance
  • Gulfstream Insurance
  • Lighthouse insurance
  • United Property and Casualty
  • Universal Property and Casualty
  • Hudson Insurance
  • Travelers Insurance
  • Mercury Insurance
  • Mapfre Insurance
  • Safeco Insurance
  • Safepoint Insurance
  • And More