An Insurance Plan Made Just For You
Get the coverage you need at a price you can afford.
Man with umbrella - Live Covered
Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Tampa Insurance Company

★★★★★

Cornerstone Insurance, Inc. is a local, family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one-channel insurance solution for Florida residents. We represent more than 40 insurance carriers offering condohomeowners insurance, flood insurance, auto insurance, umbrella insuranceboatATVRV insurance, term life insurance and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
Meet our team →

3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

5.0
Based on 268 reviews
4.8
Based on 16 reviews
5.0
Based on 6 reviews
Cornerstone Insurance Inc. was recommended to me by a family who retired after owning multiple successful insurance agencies throughout Florida. Cornerstone lived up to their recommendation and exceeded my expectations. As a layperson when it comes to matters like homeowner's insurance, Licensed Agent 2-20, Ileana Zumbado, was nothing short of... exceptional. She was professional in all senses of the word. She was incredibly knowledgable, patient and thorough in answering my rather rudimentary questions, and displayed exceptional follow-up and follow through. Our current policy was set to expire shortly and with a hectic work week I lost track of the fast approaching, looming expiration date. Ileana contacted me just to remind me of the deadline - not just to promote purchasing a policy through Cornerstone. That kind of customer service is something I seldom experience - especially in a field as complicated and competitive as insurance. I did seek other quotes from other companies, just for comparison, and no other company was able to offer me anything comparable to Cornerstone.Their detailed, personal attentiveness is unrivaled. Cornerstone Insurance, furthered by agents like Ileana Zumbado, has earned my highest esteem. I will never search for another insurance company again. Ileana's commitment and competence demonstrated that they are an extremely reliable and reputable company, deserving of my utmost trust and continued business. Thank you to all of Cornerstone, and especially Ileana, for your tremendous assistance and undeniable expertise.read more
Meghan Davis P.
Meghan Davis P.
17:21 19 Jun 21
I worked with Ileana Zumbado on my Homeowners and Flood Insurance. She is a pleasure to work with and I would highly recommend her. Very glad she's my agent.
Elizabeth B.
Elizabeth B.
17:10 03 Jun 21
As I was shopping around for a better rate on homeowners insurance I contacted Cornerstone Insurance. Kelly began searching for policies that were similar to my current one, but at a better rate. Within a day she presented me with several options. I now have a better policy with a lower premium. The staff was most helpful and professional. I would... certainly use them again.read more
Liz B.
Liz B.
23:38 02 Jun 21
Gina was great to work with. Nothing but professional, expeditious, and worked really hard to get me the best rates. Thank you so so much!
Armand A.
Armand A.
22:11 11 May 21
I couldn't be happier or more satisfied with the service I have received from Cornerstone Insurance, especially from my agent Gina McNairy. She is so pleasant to deal with and intuitively understood what I was looking for. And did she ever deliver! She saved me more than I could have hoped for. Outstanding experience!
Ken P.
Ken P.
20:22 06 May 21
Gina McNairy has been an outstanding agent who doesn’t drop the ball to help! She answered all of our questions & was of great help! She was amazing for I felt that Because of my experience either computer & insurance, I needed all the help I could get! Gina was absolutely fabulous! She made me feel that I knew what I was doing! I would give... her a five star recommendation & I will refer Gina to others!Thank you for having people like Gina working for you! She has it all in taking care of customers! Thank you to Gina!Jeanette Mentzerread more
Jeanette M.
Jeanette M.
20:36 23 Apr 21
Kelley is an extremely good agent. A real pleasure to talk to as good customer service seems to be a thing of the past lately. She was very patient and knowledgeable when explaining the policy I was interested in. She had answers to most of my questions right away and got back to me very quickly with any other concerns I might have had. She was a... pleasure to talk to and I felt like I knew her for years. An excellent agent.read more
karen P.
karen P.
20:33 21 Apr 21

Reliable Personal Insurance Tampa Residents Can Depend On

Looking for affordable and dependable auto, home owners, renters, flood, motorcycle, or umbrella insurance? Tampa residents can count on the companies we work with to give you the coverage you need at a price you can afford. 

We assist you in finding a carrier that has strong financial ratings, extensive claims paying experience, and great customer service. As a result, we partner with respected carriers like Travelers, Safeco, American Integrity Insurance, Progressive, Mercury, and more.

Frequently Asked Questions About Insurance Coverage

At Cornerstone, we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote! We appreciate your business and look forward to serving you.

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Heritage Insurance
  • Federated National Insurance
  • Florida Peninsula
  • Edison Insurance
  • Gulfstream Insurance
  • Lighthouse insurance
  • United Property and Casualty
  • Universal Property and Casualty
  • Hudson Insurance
  • Travelers Insurance
  • Mercury Insurance
  • Mapfre Insurance
  • Safeco Insurance
  • Safepoint Insurance
  • And More