An Insurance Plan Made Just For You
Get the coverage you need at a price you can afford.
Man with umbrella - Live Covered
Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Tampa Insurance Company

★★★★★

Cornerstone Insurance, Inc. is a local, family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one-channel insurance solution for Florida residents. We represent more than 40 insurance carriers offering condohomeowners insurance, flood insurance, auto insurance, umbrella insuranceboatATVRV insurance, term life insurance and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
Meet our team →

3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

4.8
Based on 16 reviews
5.0
Based on 6 reviews
Gina provided excellent service, and follow
roger S.
roger S.
18:26 18 Nov 21
Gina McNairy has helped me save money on my auto insurance and tells me when she is not competitive if I have tickets or accidents like I had a small claim $2500 for a non ticketed accident and my ins doubled but she was able to save me $1300 by getting an umbrella policyI recommend everyone use Gina and Cornerstone, especially if your new to... Floridaread more
SouthBeach O.
SouthBeach O.
16:49 01 Nov 21
Gina is the best!
Joe O.
Joe O.
20:03 14 Oct 21
Kelley Daiker was great to work with. She is very professional and efficient and she saved me a lot of money.
Larry M.
Larry M.
20:52 05 Oct 21
Kelley was a wonderful representative to work with, she was clear and explained everything I had questions about. She was quick and on top of it as I was working towards getting on my own auto insurance. She made it an ease and I am so grateful for her help and her work. Would highly recommend working with this company as well as Kelley as your... representative for any insurance needs you may have!read more
Sally T
Sally T
23:59 29 Sep 21
We use Cornerstone for both our regular home insurance as well as flood insurance policies. Their customer service is always great. Recently called to add a flood insurance policy and Gina was great to work with thoroughly exploring and explaining all of my options which resulted in me getting the best insurance policy for my needs. Highly... recommend Cornerstone Insurance as an agent.read more
Michael W.
Michael W.
21:55 08 Jul 21
I found the customer service and integrity of the Cornerstone Insurance Agency to be refreshing and outstanding. They listened to my concerns and thoroughly researched multiple options within their insurance portfolio, and offered me several viable options to consider. I really appreciate the knowledge and responsiveness of Kelly Daiker for... auto insurance , she was really very good. Pammie Busey did an excellent job of doing an annual review of my homeowners policy and again offered options and advice. She was very knowledgeable and helpful throughout the process. Both agents were a pleasure to work with. This agency "gets it" when it comes to customer service, which I personally find lacking in many companies and businesses today.read more
James M.
James M.
20:34 28 Jun 21
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Reliable Personal Insurance Tampa Residents Can Depend On

Looking for affordable and dependable auto, home owners, renters, flood, motorcycle, or umbrella insurance? Tampa residents can count on the companies we work with to give you the coverage you need at a price you can afford. 

We assist you in finding a carrier that has strong financial ratings, extensive claims paying experience, and great customer service. As a result, we partner with respected carriers like Travelers, Safeco, American Integrity Insurance, Progressive, Mercury, and more.

Frequently Asked Questions About Insurance Coverage

At Cornerstone, we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote! We appreciate your business and look forward to serving you.

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Heritage Insurance
  • Federated National Insurance
  • Florida Peninsula
  • Edison Insurance
  • Gulfstream Insurance
  • Lighthouse insurance
  • United Property and Casualty
  • Universal Property and Casualty
  • Hudson Insurance
  • Travelers Insurance
  • Mercury Insurance
  • Mapfre Insurance
  • Safeco Insurance
  • Safepoint Insurance
  • And More