A Florida Insurance Plan Made Just For You

Get the coverage you need at the most competitive rates in Florida.

Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are improperly covered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Florida Insurance Agency

Cornerstone Insurance, Inc. is an independently owned and operated Trusted Choice® personal lines insurance agency serving Floridians across the state including Tampa, Orlando, Ocala, Jacksonville, Gainesville, the Panhandle and all the towns and cities in between. Our independent Florida insurance agency offers a one-channel insurance solution for Florida residents. We represent more than 20 insurance carriers offering condo / homeowners insurance, flood insurance, auto insurance, umbrella insurance, boat / ATV / RV insurance, and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
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3 Easy Steps to Better Coverage

Step 1

Request A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Reliable Personal Insurance Florida Residents Can Depend On

Looking for affordable and dependable auto, homeowners, renters, flood, motorcycle, or umbrella insurance? Florida residents can count on the companies we work with to give you the coverage you need at a price you can afford.

We assist you in finding a carrier that has strong financial ratings, extensive claims-paying experience, and great customer service. As a result, we partner with respected carriers like Tower Hill, Travelers, Safeco, Progressive, Mercury, Olympus, Florida Peninsula, Edison, Heritage, American Integrity Insurance, and more.

Frequently Asked Questions About Florida Insurance Coverage

Why should I choose Cornerstone for my insurance needs?

At Cornerstone we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote. We appreciate your business and look forward to serving you.

What types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Which insurance carriers do you work with?

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including:

American Integrity Insurance
Tower Hill Insurance
Progressive Insurance
Heritage Insurance
Federated National Insurance
Florida Peninsula
Edison Insurance
United Property and Casualty
Universal Property and Casualty
Hudson Insurance
Travelers Insurance
Mercury Insurance
Mapfre Insurance
Safeco Insurance
Safepoint Insurance
And More

Theresa M.

Hyung K.

James helped me get the right insurance I needed for closing in matter of few hours. Thank you for making this process so smooth.

Paola N.

After our homeowners carrier stopped writing business in Florida we found ourselves needing a new homeowners insurance policy in two days time. James Bonn with cornerstone came to our rescue! Getting us a policy set up with a very competitive rate within a couple hours. Would definitely recommend them for all your insurance needs.

Kleber S.

Cornerstone insurance and Gina McNairy have always provided outstanding service for my family homes and autos for more than a decade. Gina's always extremely helpful and always goes above and beyond to address my family's insurance needs. I very highly recommend Cornerstone Insurance and Gina McNairy for all of your insurance needs. They're a fantastic group!

Whitney G.

James did a great job helping us find a homeowners policy. He walked us through all of the options, answered all of our questions promptly, and helped us get a new policy that is a substantial savings for us.