A Florida Insurance Plan Made Just For You

Get the coverage you need at the most competitive rates in Florida.

Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are improperly covered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Florida Insurance Agency

Cornerstone Insurance, Inc. is an independently owned and operated Trusted Choice® personal lines insurance agency serving Floridians across the state including Tampa, Orlando, Ocala, Jacksonville, Gainesville, the Panhandle and all the towns and cities in between. Our independent Florida insurance agency offers a one-channel insurance solution for Florida residents. We represent more than 20 insurance carriers offering condo / homeowners insurance, flood insurance, auto insurance, umbrella insurance, boat / ATV / RV insurance, and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
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3 Easy Steps to Better Coverage

Step 1

Request A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.

Based on 510 reviews

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Mark W.

They are my go-to insurance company! I've been with Cornerstone Insurance for several years now, and I can't say enough good things about them. James Bonn and the entire team are phenomenal—always professional, knowledgeable, and genuinely committed to helping their clients. Whether I’ve had questions about coverage or just wanted to review my policy options, they’ve always been quick to respond and incredibly thorough. It’s rare to find a company that makes you feel like more than just a policy number, but Cornerstone really delivers that personal touch. I have complete peace of mind knowing they have my back. Highly recommend!

Sue Z

What an excellent experience working with James Bonn here at Cornerstone. He gave me an excellent rate and was extremely knowledgeable and helpful! I highly recommend, thank you James!!!

Darin

James Bonn was amazing. Answered all my questions and was able to really help us lower our home owner's insurance. I really felt like I got an education on everything related to home owner's insurance.

Daniel B.

If you're in Florida, and your Citizens policy got sold to an overpriced company like mine did, guys like Eric make the process of getting back into a much more reasonably priced policy very easy. I have the same quality of coverage I had before. He did not pressure me or rush me, and was always very quick to respond and good at explaining things.

Very good first impressions.

Snow B.

Thank you Eric Bushey for taking this very long journey of home buying with me lol. Excellent work and time dedication.
10/10

Steven B.

I am moving from NY to FL and was looking for Homeowners insurance quotes. Joshua Gleaton at Cornerstone was fast, efficient, and gave quote hundreds of dollars less than the competitors with better coverage. I highly recommend Joshua and Cornerstone

Adrienne D.

The experience I had with James B at Cornerstone Insurance Agency was amazing. James has incredible customer service and takes the time to answer my many questions. He made me feel valued as a customer and his communication is always timely. He also found the best insurance for my particular needs. Highly recommend James B at Cornerstone.

Anthony S.

Gina Mcnairy is the only agent who ever contacted me BEFORE my renewal to see if I could get better coverage elsewhere. Also, she was very knowledgeable about the improvements I could make to my roof that would decrease my premium. I highly recommend her.

Matthew D.

Eric has made my experience with Cornerstone as simple and streamlined as possible. Would definitely recommend them to everyone.

David S.

James B did a great job with all the paperwork. Easy to work with and saved a lot thanks James!

Cherie C.

Thank you, James Bonn (@Cornerstone) Tower Hill Insurance! My experience with James through the homeowner insurance process was wonderful! He is very knowledgeable, professional, courteous, and efficient with all aspects of insurance. I highly recommend James Bonn!

Adam von N.

I researched Cornerstone / Tower Hill after my neighbor said good things about them, as Citizens was kicking me off and putting me with a company I had not heard of, and didn't even have a customer portal. I contacted Tower Hill and James Bonn got back to me immediately, which gave me a good feeling. We did some back and forth via email over the next 24 hours or so, and worked out a homeowners policy that I feel good about. I was hit pretty hard during Ian, so this is important to me. Bottom line is I feel like I found a good company for a fair price, and hopefully will have a good relationship should things go south in SWFL!

Lori B

While shopping around for a new Homeowners Insurance policy, I spoke with James Bonn at Cornerstone Insurance. He not only was able to get me a lower rate but also with the same coverage I had at a much higher rate! He was extremely knowledgeable and attentive to detail and went that extra mile to listen to and answer my many questions. I highly recommend James Bonn at Cornerstone Insurance for all your insurance needs! Thank you, James Bonn!!

Beth L.

Once again I utilized Cornerstone and agent James to assist me in regaining coverage I had lost. James is attentive, efficient and kind- all the qualities you want in an agent! Would highly recommend this company and James specifically 🙂 thanks again!

jlasser

James was very helpful!

Reliable Personal Insurance Florida Residents Can Depend On

Looking for affordable and dependable auto, homeowners, renters, flood, motorcycle, or umbrella insurance? Florida residents can count on the companies we work with to give you the coverage you need at a price you can afford.

We assist you in finding a carrier that has strong financial ratings, extensive claims-paying experience, and great customer service. As a result, we partner with respected carriers like Tower Hill, Travelers, Safeco, Progressive, Mercury, Olympus, Florida Peninsula, Edison, Heritage, American Integrity Insurance, and more.

Frequently Asked Questions About Florida Insurance Coverage

Why should I choose Cornerstone for my insurance needs?

At Cornerstone we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote. We appreciate your business and look forward to serving you.

What types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Which insurance carriers do you work with?

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including:

American Integrity Insurance
Tower Hill Insurance
Progressive Insurance
Heritage Insurance
Federated National Insurance
Florida Peninsula
Edison Insurance
United Property and Casualty
Universal Property and Casualty
Hudson Insurance
Travelers Insurance
Mercury Insurance
Mapfre Insurance
Safeco Insurance
Safepoint Insurance
And More