A Florida Insurance Plan Made Just For You

Get the coverage you need at the most competitive rates in Florida.

Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are improperly covered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Florida Insurance Agency

Cornerstone Insurance, Inc. is an independently owned and operated Trusted Choice® personal lines insurance agency serving Floridians across the state including Tampa, Orlando, Ocala, Jacksonville, Gainesville, the Panhandle and all the towns and cities in between. Our independent Florida insurance agency offers a one-channel insurance solution for Florida residents. We represent more than 20 insurance carriers offering condo / homeowners insurance, flood insurance, auto insurance, umbrella insurance, boat / ATV / RV insurance, and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
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3 Easy Steps to Better Coverage

Step 1

Request A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.

Based on 527 reviews

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Cindy R.

Eric was a lifesaver. I called him in a panic after yet again our homeowners insurance almost tripled in Tampa, so of course I start looking to find cheaper and one phone call is all it took. He went into action and took over and got me an amazing rate. He was patient and answered any questions I had and eased my mind and told me he'd help me no matter what. I will now recommend Eric to everyone I know whose insurance yet again went up.

Deborah H.

I needed to contact this company along time ago. I can't say enough about Kyle Wilson. He responded to my texts, emails and phone calls promptly. A rarity in the business world today. He got me the best deal on my homeowners insurance and I had called around myself. I highly recommend Kyle and Cornerstone!

ArtwithJanal K.

I had to give 4 stars because in the end they couldn’t help me, but Josh got back to me immediately with answers to my questions. Very helpful and friendly. Thanks for your knowledge and understanding.

Marlene H.

We have been searching for a more affordable homeowners insurance policy and we got a quick response from James Bonn at cornerstone insurance. The quote we got was much lower than other insurers and after a home inspection, we were insured by Tower Hill. He walked us through the whole process and we are good to go. In 6 months we will be checking back with James for our auto insurance.

Barbara T.

Gina McNairy gets an “A” in customer service. She patiently explained insurance details that she had already explained to my husband. She further was very patient in explaining how Docusign works, sometimes patiently explaining things twice. I know she had a heavy workload awaiting her when she finished our phone call.She continued being patient throughout the call.

John D.

Fast easy and knowledgeable

Tami M.

Our agent, James Bonn, was very nice to work with and stayed connected throughout the process. We had the quotes the same day which he thoroughly reviewed with us and answered all of our questions.

Adam R.

Cornerstone came in clutch when my existing insurance cancelled my policy due to a discrepancy from the inspection report. I reached out to Cornerstone through their website, and in just a couple of days, Eric Bushey set me up with a policy that offered more coverage for a lesser price than what I purchased when I first bought the property. I'm actually shocked they made it this easy. Highly recommend!

Michael V.

Gina and everyone at Cornerstone are great people to work with.

Dayana L.

Kyle Wilson was our agent and he was incredibly helpful at getting us the best quote for our home. Really happy with his customer service!! Good people

Shane N.

Cornerstone helped me with my new house and was very upfront and honest. Kyle Wilson exhibited patience with me and answered all my questions.

colette O.

Gina McNairy was wonderful to work with, and she gets another 5-star rating for her patience!! I had many phone calls and questions, and she excelled at explaining all of it.

Miguel R.

Gina McNairy was very helpful, thorough and very professional. She communicated extremely well from the beginning and through the end. Provided excellent options and explained the alternative. Finally, she interacted very effectively with the Realtor and the Loan Officer to ensure that all transactions were carried forward. Highly Recommended.

Michael G.

Eric is a first class representative who professionally anticipates issues and so patiently explains the tiny details. He is just really really good and a joy to work with.

john G.

Eric Bushey is the best, always fast and curious service.

Reliable Personal Insurance Florida Residents Can Depend On

Looking for affordable and dependable auto, homeowners, renters, flood, motorcycle, or umbrella insurance? Florida residents can count on the companies we work with to give you the coverage you need at a price you can afford.

We assist you in finding a carrier that has strong financial ratings, extensive claims-paying experience, and great customer service. As a result, we partner with respected carriers like Tower Hill, Travelers, Safeco, Progressive, Mercury, Olympus, Florida Peninsula, Edison, Heritage, American Integrity Insurance, and more.

Frequently Asked Questions About Florida Insurance Coverage

Why should I choose Cornerstone for my insurance needs?

At Cornerstone we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote. We appreciate your business and look forward to serving you.

What types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Which insurance carriers do you work with?

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including:

American Integrity Insurance
Tower Hill Insurance
Progressive Insurance
Heritage Insurance
Federated National Insurance
Florida Peninsula
Edison Insurance
United Property and Casualty
Universal Property and Casualty
Hudson Insurance
Travelers Insurance
Mercury Insurance
Mapfre Insurance
Safeco Insurance
Safepoint Insurance
And More