An Insurance Plan Made Just For You
Get the coverage you need at a price you can afford.
Man with umbrella - Live Covered
Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Tampa Insurance Company

★★★★★

Cornerstone Insurance, Inc. is a local, family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one-channel insurance solution for Florida residents. We represent more than 40 insurance carriers offering condohomeowners insurance, flood insurance, auto insurance, umbrella insuranceboatATVRV insurance, term life insurance and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
Meet our team →

3 Easy Steps to Better Coverage
Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

5.0
Based on 292 reviews
4.8
Based on 16 reviews
5.0
Based on 7 reviews
I have worked with Cornerstone for a number of years and I’ve never been disappointed… this year has been no exception. As most people, I blindly just pay my insurance renewals without question and this year with all that is happening in the insurance world in Florida finding a company is challenge enough let alone focus on the cost. Having... someone on your side like Pammi Bussey fighting for every dollar, you can rest easy.Thanks to Pammi, not only did we secure a policy but she noticed an error in the insurance carrier’s assessment of our property which resulted in a lower premium as well as refunds from the previous years!This is the type of service you rarely see in the insurance business and I’m glad that I’m working with Cornerstone!read more
Alex Lewis I.
Alex Lewis I.
17:11 08 Jun 22
I’m so glad I found this Insurance company! Kelly Hoffman was so helpful. Before finding Kelly I called and filled out so many forms to get a quote with no response. I needed to buy my policy by today and Kelly made it possible. Called this morning and she worked hard to get me insured by this afternoon! Highly recommend her! Thank you for being... so efficient!read more
Mayerlen G.
Mayerlen G.
21:49 06 Jun 22
We had a great experience getting a new insurance policy with Josh. He did a really nice job explaining everything well and we were so pleased with his level of service. The process was very timely and smooth. We would highly recommend Josh and Cornerstone!
Kelly S.
Kelly S.
04:44 12 May 22
I recently had the pleasure of working with Kelley Hoffman to see if I could obtain any cost Savings with my current auto policy. I was pleased to find out that Kelly not only saved me some premium dollars, but was able to also lower my deductible. I am also now locked into a 12-month policy as opposed to the typical 6 month policy that many... insurance companies use. And you know after six months the price will go up. I found Kelly to be extremely professional, responsive, and knowledgeable. Within 24 hours she had my quotes completed and finalized. I would highly recommend Cornerstone and working with Kelley Hoffman.read more
Jim R.
Jim R.
08:21 04 May 22
I purchased an older Home in Odessa, and needed Home owners insurance in a time sensitive situation.After contacting National companies online with zero luck, and trying 2 other local Tampa companies,I was lucky enough to find Cornerstone in Odessa. Gina McNairy truly worked very hard for me, and went above and beyond, to secure my homeowners... policy. She is a [email protected] expert, lives in the area, and understands our weather , and other obstacles we have to contend with insuring our homes here in Florida. Her knowledge and expertise worked for me, and I now have a new insurance agent. She will be youre advocate , save you money, and get things done. Gina and cornerstone are excellent, I will work with them for years to come.read more
Steve S.
Steve S.
00:24 27 Apr 22
Gina and the staff at Cornerstone were extremely helpful. Efficient communication via both email and phone made the process go smoothly.
David M.
David M.
15:11 14 Apr 22
Interacted with Iliana, she was helpful, responsive, and willing to walk me through many parts of insurance I didn't understand. Would highly recommend.
Keith L.
Keith L.
19:48 01 Apr 22
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Reliable Personal Insurance Tampa Residents Can Depend On

Looking for affordable and dependable auto, home owners, renters, flood, motorcycle, or umbrella insurance? Tampa residents can count on the companies we work with to give you the coverage you need at a price you can afford. 

We assist you in finding a carrier that has strong financial ratings, extensive claims paying experience, and great customer service. As a result, we partner with respected carriers like Travelers, Safeco, American Integrity Insurance, Progressive, Mercury, and more.

Frequently Asked Questions About Insurance Coverage

At Cornerstone, we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote! We appreciate your business and look forward to serving you.

Cornerstone Insurance, Inc. Better Business Bureau logo and A+ rating

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including:

  • American Integrity Insurance
  • Tower Hill Insurance
  • Progressive Insurance
  • Heritage Insurance
  • Federated National Insurance
  • Florida Peninsula
  • Edison Insurance
  • United Property and Casualty
  • Universal Property and Casualty
  • Hudson Insurance
  • Travelers Insurance
  • Mercury Insurance
  • Mapfre Insurance
  • Safeco Insurance
  • Safepoint Insurance
  • And More