An Insurance Plan Made Just For You

Get the coverage you need at a price you can afford.

Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are undercovered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Tampa Insurance Company

Cornerstone Insurance, Inc. is a local, family-owned and operated Trusted Choice® independent personal lines insurance agency serving Floridians in Tampa, Orlando, Ocala, Jacksonville and many towns and cities in between. Our independent Tampa agency offers a one-channel insurance solution for Florida residents. We represent more than 40 insurance carriers offering condo / homeowners insurance, flood insurance, auto insurance, umbrella insurance, boat / ATV / RV insurance, term life insurance and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
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3 Easy Steps to Better Coverage

Step 1

Get A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Cornerstone Insurance Inc.

5.0

Based on 300 reviews

Julie F.

21:50 24 Jan 23

Pammie is a pleasure to work with, she was instrumental in getting us the best deal possible with minimum fuss. Very knowledgeable and extremely helpful- thank you, Pammie, for making insurance shopping an actual pleasure!

Timothy C.

00:36 17 Jan 23

I recently contacted Cornerstone after my insurance company tripled my Homeowner's Insurance policy without me ever making a claim. Gina McNairy provided excellent service and found a carrier with an equivalent policy that was half the cost. Thank you to the Cornerstone team for friendly and responsive service.

pat P.

21:06 11 Jan 23

Joshua was so helpful in getting us a homeowner policy after our previous insurance company cancelled us.

Nancy M

18:46 08 Dec 22

Gina McNairy is a pleasure to work with, she is a knowledgeable agent and genuinely helps to get you the best possible insurance at a reasonable price.

Miriam B.

19:29 18 Nov 22

Joshua is very patient and quick! Made this transition effortlessly.

BeachBabeSanDiego

14:07 22 Oct 22

As a recent arrival to Florida, I really appreciate the way that Gina McNairy took me under her wing, telling me what I needed to know about insurance in Florida, and setting up the coverages that I needed.

Cynthia B.

12:31 20 Oct 22

Great service, quick to respond and worked diligently to find the right homeowner insurance and car insurance for my needs.

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Reliable Personal Insurance Tampa Residents Can Depend On

Looking for affordable and dependable auto, home owners, renters, flood, motorcycle, or umbrella insurance? Tampa residents can count on the companies we work with to give you the coverage you need at a price you can afford.

We assist you in finding a carrier that has strong financial ratings, extensive claims paying experience, and great customer service. As a result, we partner with respected carriers like Travelers, Safeco, American Integrity Insurance, Progressive, Mercury, and more.

Frequently Asked Questions About Insurance Coverage

Why should I choose Cornerstone for my insurance needs?

At Cornerstone we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote. We appreciate your business and look forward to serving you.

What types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Which insurance carriers do you work with?

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including: