A Florida Insurance Plan Made Just For You

Get the coverage you need at the most competitive rates in Florida.

Everyone Deserves To Live Covered.™

A lot of people have insurance plans that don’t actually fit their needs, which means they are either overpaying or are improperly covered. At Cornerstone Insurance, we take the time to get to know you first and then put together an insurance plan that actually fits. That way, you get the most value out of every dollar and get the coverage you need without overpaying.

5-Star Florida Insurance Agency

Cornerstone Insurance, Inc. is an independently owned and operated Trusted Choice® personal lines insurance agency serving Floridians across the state including Tampa, Orlando, Ocala, Jacksonville, Gainesville, the Panhandle and all the towns and cities in between. Our independent Florida insurance agency offers a one-channel insurance solution for Florida residents. We represent more than 20 insurance carriers offering condo / homeowners insurance, flood insurance, auto insurance, umbrella insurance, boat / ATV / RV insurance, and more.

And, because we are an independent insurance agency, we offer our clients the best carriers, at the best premiums and with the service, diligence and professionalism they deserve. Real people, forming real relationships, is at the heart of Cornerstone Insurance’s mission.
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3 Easy Steps to Better Coverage

Step 1

Request A Quote

Because we take the time to get to know you and ask the right questions, we’re able to put together a quote that fits you best, so you don’t overpay for your insurance.

Step 2

Review Your Options

As an independent insurance agency, we are able to work with a wider number of providers than most agencies, so you get the best value for your policy.

Step 3

Breathe Easy!

We’ll walk you through the whole process, help you cancel your previous coverage, and are here for you whenever your insurance needs change.

Here's What Our Clients Have to Say

Excellent

Cornerstone Insurance Inc.

Based on 499 reviews

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Adam von N.

I researched Cornerstone / Tower Hill after my neighbor said good things about them, as Citizens was kicking me off and putting me with a company I had not heard of, and didn't even have a customer portal. I contacted Tower Hill and James Bonn got back to me immediately, which gave me a good feeling. We did some back and forth via email over the next 24 hours or so, and worked out a homeowners policy that I feel good about. I was hit pretty hard during Ian, so this is important to me. Bottom line is I feel like I found a good company for a fair price, and hopefully will have a good relationship should things go south in SWFL!

Lori B

While shopping around for a new Homeowners Insurance policy, I spoke with James Bonn at Cornerstone Insurance. He not only was able to get me a lower rate but also with the same coverage I had at a much higher rate! He was extremely knowledgeable and attentive to detail and went that extra mile to listen to and answer my many questions. I highly recommend James Bonn at Cornerstone Insurance for all your insurance needs! Thank you, James Bonn!!

Beth L.

Once again I utilized Cornerstone and agent James to assist me in regaining coverage I had lost. James is attentive, efficient and kind- all the qualities you want in an agent! Would highly recommend this company and James specifically 🙂 thanks again!

jlasser

James was very helpful!

Dan R.

This company is 'on it'. I made a request to remove a car from my Auto policy; procrastinated first, then asked for the premium credit to be refunded back to over 2 months prior to my request. I provided docs showing the sale of the car - and the date - and they went to bat for me and got me the full refund! It's was - and has recently been - difficult to make changes online with the carrier, but my agency stepped up and took care of it. This is the kind of service I used to get 'back in the day' when I had commercial coverage of a fleet of 12 vehicles. I only have 2 cars now but getting the attention of a much bigger Customer.

Service has declined everywhere, but not at my Ins Agency.

Russell B.

Kyle was brilliant. Great service and understood exactly what i needed.

Michael E.

Josh Gleaton is an outstanding ins agent and a great guy. Everyone needs Cornerstone Ins.

john K.

Eric Bushey came through for us when we were shopping for homeowner's insurance.
Very prompt in answering questions and walking us through the process.

Hooshang S.

Kyle Wilson is one of the best agents I have dealt with , so kind and so professional with his ideas, vision and knowledge to save me money with homeowner and auto insurance.
Thank you
Hooshang Shoaei
Civil Engineer

Guy C.

Seriously, insurancewise, best service I had in my life. Thank you Eric Bushey. It was fast and effective. Don’t hesitate to do some budiness with him.

Robert W.

James Bonn was great to work with, explained answers to my questions and made changing insurance companies easy. Going to have him look into car insurance next.

Isabella P.

Had a great experience with this company while shopping for insurance for our first home. James was extremely informative and helpful and even spoke to me on the phone to explain some of the line items to me. He followed up and communicated with my lender so I didn’t have to be a middleman – and therefore mess things up! He got me a great rate And helped me choose the right coverage for our first home. My little family and I are very grateful For his knowledge and expertise

Laura K.

After 16 years with my current auto insurance carrier, my family and I decided to make the switch. Thanks to Josh Gleaton for his extensive knowledge, quick communication and his professionalism was able to provide us with the same coverage at a much less price. He was able to answer all of our questions and concerns about making the change on our auto insurance. Extremely grateful to have good coverage with a company that values their customers. If you are looking to make the change and pay less on your auto insurance contact Josh!

Shena A.

My experience working with James Bonn at Cornerstone has been nothing short of exceptional. He not only helped reduce our home insurance costs but also enhanced our coverage, ensuring we have the protection we need. His responsiveness and professionalism made the process seamless and enjoyable, making it easy for me to wholeheartedly recommend his services. If you're looking to optimize your home insurance, consider reaching out to James at Cornerstone; you might just find that you, too, can save money while gaining better coverage while securing your peace of mind today! Shena Akins

Debbie H.

Finding good, reliable homeowners insurance in the state of Florida is not an easy task for a homeowner these days, especially if you have an older home.
Having been with the same company for over 25 years I felt overwhelmed at the thought of trying to find the right fit for us again.
Eric Bushey at Cornerstone Insurance made such an impression on myself and my husband, he was truly a pleasure to deal with.
He answered all of our questions (for many days) made suggestions, helpful ideas, and was so kind & patient with us.

Thank you Eric and Cornerstone Insurance!

Reliable Personal Insurance Florida Residents Can Depend On

Looking for affordable and dependable auto, homeowners, renters, flood, motorcycle, or umbrella insurance? Florida residents can count on the companies we work with to give you the coverage you need at a price you can afford.

We assist you in finding a carrier that has strong financial ratings, extensive claims-paying experience, and great customer service. As a result, we partner with respected carriers like Tower Hill, Travelers, Safeco, Progressive, Mercury, Olympus, Florida Peninsula, Edison, Heritage, American Integrity Insurance, and more.

Frequently Asked Questions About Florida Insurance Coverage

Why should I choose Cornerstone for my insurance needs?

At Cornerstone we take pride in custom fitting a group of policies for the needs and desires of each client. We understand that people have different needs based on their unique situation. We leverage our relationships with many carriers to tailor a policy plan that will give you the coverage you need at a price that fits your budget.

We are a proud member of the Florida Association of Insurance Agents, the Trusted Choice® Insurance Network and an A+ rated Accredited Member of the Better Business Bureau®. And, we have hundreds of 5-star reviews spanning more than a decade.

Call or text us today at (813) 920-8181 or fill out our form to request a free homeowners insurance quote. We appreciate your business and look forward to serving you.

What types of insurance do you offer?

Cornerstone’s carriers provide a comprehensive range of personal insurance products for Florida residents, including:

Which insurance carriers do you work with?

Because we are independent, we offer our clients the best insurance carriers, at the best premiums and with the service, diligence and professionalism you deserve. We represent more than 40 carriers, including:

American Integrity Insurance
Tower Hill Insurance
Progressive Insurance
Heritage Insurance
Federated National Insurance
Florida Peninsula
Edison Insurance
United Property and Casualty
Universal Property and Casualty
Hudson Insurance
Travelers Insurance
Mercury Insurance
Mapfre Insurance
Safeco Insurance
Safepoint Insurance
And More