James Bonn
James Bonn is a Licensed Insurance Advisor at Cornerstone Insurance Inc., proudly serving Florida families in every county of the state from his home in Odessa. Originally from St. Petersburg, FL, James brings a hometown perspective to everything he does — he understands the communities, the weather risks, and the unique insurance challenges that Florida families face.
About James
With over 15 years of experience in account management and finance, James has spent the last several years focused on personal lines insurance, helping clients compare coverage for their homes, vehicles, and flood protection needs. He takes the time to understand each client’s unique situation and works diligently to build insurance plans that fit the way the household actually lives, compared across the carriers that write each line. Whether you’re a first-time homeowner, looking to bundle your policies, or need guidance navigating Florida’s flood insurance requirements, James is here to help you Live Covered.™
Outside the office, James is a proud husband to a nurse and dad to two boys who keep him busy at the baseball diamond — between practices, games, and the occasional road trip. The family recently welcomed a maltipoo named Sunny, and when they’re not at the ballpark, you’ll likely find them traveling and making memories with friends and family.
How James can help
Homeowners Insurance
Compared across 20+ Florida homeowners carriers, with the roof age, construction, and wind-mitigation details that decide which carriers will write the home and what they charge.
Auto Insurance
Liability limits set above Florida’s thin minimums, uninsured motorist coverage in the conversation every time, and the drivers and vehicles priced across 6+ auto carriers.
Flood Insurance
The question in Florida is how much flood coverage to carry. NFIP, private flood, and endorsements on the home policy are compared across 10+ flood carriers, with limits set toward rebuild value.
Umbrella Insurance
A layer of liability above the home and auto limits, from roughly $500 a year for $1 million with 5+ umbrella carriers, sized to what you qualify for, can afford, and need to protect.
Watercraft, RV & Motorcycle
Boats, RVs, and motorcycles placed with carriers that specialize in them, then reviewed alongside the auto and umbrella policies so the liability limits line up.
Outside the office
Get in touch with James
Ready to review your options? James compares them across 25+ carriers in our personal lines and walks you through the fit before anything is bound. Reach out for a free, no-obligation quote.
- Office: Cornerstone Insurance Inc.
- 17815 Gunn Highway Ste 3, Odessa, FL 33556
- Phone: (813) 920-8181 ext. 103
- Direct Call/Text: (813) 891-9500
- Hours: Monday – Friday, 8:30AM – 5PM
The best carriers, real agents, and technology that makes it easy.
Let James build an insurance plan around what you actually own and drive, compared across the carriers that write each line. Call or text 813.920.8181.
Get your free quoteCornerstone Insurance, Inc. — Florida Agency License #L061107.