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Florida Cities We Serve

Downtown Miami skyline viewed across Biscayne Bay, Florida

These are the Florida cities we serve. Florida has seen more hurricane landfalls than any other U.S. state, with Atlantic and Gulf coastlines exposing both sides of the peninsula to wind and storm surge — while inland communities face heavy rain, flooding, and a property-insurance market that shifts from year to year. Because standard homeowners policies exclude flood damage, many Floridians pair home coverage with a separate NFIP or private flood policy.

Cornerstone Insurance is an independent agency headquartered in Odessa, serving the entire state. We compare 20+ A-rated Florida carriers for homeowners, auto, flood, and umbrella coverage. Browse the county and region hubs below to find your city’s page — from Tampa and Miami to communities across the Panhandle, Central Florida, and both coasts.

Browse all the Florida cities we serve through the county and region hubs below.

Browse by county or region

New to Florida insurance or shopping a renewal? Read our 2026 Guide to Florida Homeowners Insurance or get a free quote from our team.

Isabel R.
Thank you Laura for your outstanding service. A very affordable home insurance
Lins M.
My husband and I have had a fantastic experience with Cornerstone Insurance. We've used them for both our home and auto insurance. We had the privilege of working with Joshua and Karen; both of them are awesome insurance agents. They were very prompt and kind in their responses and very helpful with any questions we had. Thank you for working with the Carroll family!
Jean D.
Excellent service from Kari
Bill H.
My insurance agent is Kyle Wilson. There is none better!! He handles my personal insurance needs and I as a Realtor refer to him my Real Estate Clients. I consistently refer my clients to at least 2 if not 3 different agents for competitive quotes and each time they say to me that "Kyle" is the one who is the quickest to respond and that he really knows his profession. He is helpful and there for you when you need him. I would go to no other than Kyle for all of my insurance needs.
Ana V.
After weeks of frustration with my previous agency, I found James Bonn at Cornerstone and couldn't be happier. He got everything handled quickly and seamlessly, found me better coverage at a comparable premium, and had it all bound within 24 hours. He even coordinated with my lender and canceled my old policy. If you need homeowners insurance in Florida, call James. Highly recommend!