Florida Cities We Serve

These are the Florida cities we serve. Florida has seen more hurricane landfalls than any other U.S. state, with Atlantic and Gulf coastlines exposing both sides of the peninsula to wind and storm surge — while inland communities face heavy rain, flooding, and a property-insurance market that shifts from year to year. Because standard homeowners policies exclude flood damage, many Floridians pair home coverage with a separate NFIP or private flood policy.

Cornerstone Insurance is an independent agency headquartered in Odessa, serving the entire state. We compare 15-20+ A-rated Florida carriers for homeowners, auto, flood, and umbrella coverage. Browse the county and region hubs below to find your city’s page — from Tampa and Miami to communities across the Panhandle, Central Florida, and both coasts.

Browse all the Florida cities we serve through the county and region hubs below.

Browse by county or region

New to Florida insurance or shopping a renewal? Read our 2026 Guide to Florida Homeowners Insurance or get a free quote from our team.

Scott W.
We have used Kyle Wilson with Cornerstone Insurance in FL for our homeowners the past 2 years. He has provided excellent customer service for us so when we recently moved we had him quote us with an auto policy. His rates were much better than the other agents we requested quotes from so now have him covering everything for us. We appreciate his quick responses along with his professionalism.
Vanna D.
Kari is super friendly and helpful. She shared information and helpful suggestions freely.
Gillian A.
Excellent!
STEVE H.
KARI TATE WAS PROFESSIONAL AND COURTEOUS IN DISCUSSIONS ABOUT POTENTIAL HOME INSURANCE CONSIDERATIONS.
Kari M.
Jame did a awesome job in getting us placed with a new hoeowners policy on very short notice after our existing policy got non-renewed. He was prompt, efficient, friendly and courteous and got the job done! I would highly recommend him!