★ 4.9 · 626 Google reviews  ·  BBB A+ Accredited  ·  Trusted Choice  ·  FL agency license L061107Call or Text 813.920.8181
Licensed Insurance Advisor · Cornerstone Insurance Inc.

Kevin Gorniak

Kevin Gorniak is a Licensed Insurance Advisor at Cornerstone Insurance Inc., helping Florida families and individuals protect their homes, vehicles, and savings. Kevin takes the time to understand each client’s specific situation, then builds a tailored plan that delivers the right protection without unnecessary costs. Born in St. Petersburg, he lives in Safety Harbor today and serves Florida families in every county of the state.

25+ carriers across our personal linesIndependent Florida agency
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Kevin Gorniak, licensed insurance advisor at Cornerstone Insurance
★ 4.9
Google · 626 reviews
15,000+
policies written since 2009
$5B+
in Florida property insured
67
Writing in all Florida counties, one agency

About Kevin

Whether you need auto, homeowners, flood, umbrella, or specialty coverage, Kevin guides you through your options with straightforward advice and a commitment to long-term relationships. Let Kevin help you build an insurance plan that truly fits – backed by the best carriers, real agents, and technology that makes it easy.

Outside the office, Kevin lives in Safety Harbor with his wife and their two children, a daughter and a son, ages 8 and 13. The family trains in martial arts together: his son is a third-degree black belt in taekwondo, and Kevin holds first-degree black belts in both taekwondo and Krav Maga.

How Kevin can help

Homeowners Insurance

Compared across 20+ Florida homeowners carriers, with the roof age, construction, and wind-mitigation details that decide which carriers will write the home and what they charge.

Auto Insurance

Liability limits set above Florida’s thin minimums, uninsured motorist coverage in the conversation every time, and the drivers and vehicles priced across 6+ auto carriers.

Flood Insurance

The question in Florida is how much flood coverage to carry. NFIP, private flood, and endorsements on the home policy are compared across 10+ flood carriers, with limits set toward rebuild value.

Umbrella Insurance

A layer of liability above the home and auto limits, from roughly $500 a year for $1 million with 5+ umbrella carriers, sized to what you qualify for, can afford, and need to protect.

Watercraft, RV & Motorcycle

Boats, RVs, and motorcycles placed with carriers that specialize in them, then reviewed alongside the auto and umbrella policies so the liability limits line up.

Get in touch with Kevin

Ready to review your options? Kevin compares them across 25+ carriers in our personal lines and walks you through the fit before anything is bound. Reach out for a free, no-obligation quote.

  • Office: Cornerstone Insurance Inc.
  • 17815 Gunn Highway Ste 3, Odessa, FL 33556
  • Phone: (813) 920-8181 ext. 116
  • Direct Call/Text: (813) 547-4004
  • Hours: Monday – Friday, 8:30AM – 5PM
Request a quote

The best carriers, real agents, and technology that makes it easy.

Let Kevin build an insurance plan around what you actually own and drive, compared across the carriers that write each line. Call or text 813.920.8181.

Get your free quote

Cornerstone Insurance, Inc. — Florida Agency License #L061107.

Theresa M.
Kyle is excellent to work with!
Sharon G.
We worked with Laura Litchy who was extremely helpful and knowledgable, answering our many questions and providing us with several options from which to choose. In addition she went out of her way to make sure we contacted the fire Marshall about upgrading our home’s fire protection rating which saved us several hundred dollars. We look forward to working with Laura and Cornerstone, our new Homeowners insurance agency.
SUSAN P.
Very professional and very knowledgeable. Laura was able to get the best quote possible that fit our needs. I highly recommend Cornerstone Insurance Agency.
TACO D.
Kari handle all of my work and no issues. Needed insurance and gave me great deal.
Paula S.
Kari handled my request for a quote very well! She was professional and kind. I wish her quote was less but I will review it again in early ‘27 when I renew my homeowners policy.