Kevin Gorniak
Kevin Gorniak is a Licensed Insurance Advisor at Cornerstone Insurance Inc., helping Florida families and individuals protect their homes, vehicles, and savings. Kevin takes the time to understand each client’s specific situation, then builds a tailored plan that delivers the right protection without unnecessary costs. Born in St. Petersburg, he lives in Safety Harbor today and serves Florida families in every county of the state.

About Kevin
Whether you need auto, homeowners, flood, umbrella, or specialty coverage, Kevin guides you through your options with straightforward advice and a commitment to long-term relationships. Let Kevin help you build an insurance plan that truly fits – backed by the best carriers, real agents, and technology that makes it easy.
Outside the office, Kevin lives in Safety Harbor with his wife and their two children, a daughter and a son, ages 8 and 13. The family trains in martial arts together: his son is a third-degree black belt in taekwondo, and Kevin holds first-degree black belts in both taekwondo and Krav Maga.
How Kevin can help
Homeowners Insurance
Compared across 20+ Florida homeowners carriers, with the roof age, construction, and wind-mitigation details that decide which carriers will write the home and what they charge.
Auto Insurance
Liability limits set above Florida’s thin minimums, uninsured motorist coverage in the conversation every time, and the drivers and vehicles priced across 6+ auto carriers.
Flood Insurance
The question in Florida is how much flood coverage to carry. NFIP, private flood, and endorsements on the home policy are compared across 10+ flood carriers, with limits set toward rebuild value.
Umbrella Insurance
A layer of liability above the home and auto limits, from roughly $500 a year for $1 million with 5+ umbrella carriers, sized to what you qualify for, can afford, and need to protect.
Watercraft, RV & Motorcycle
Boats, RVs, and motorcycles placed with carriers that specialize in them, then reviewed alongside the auto and umbrella policies so the liability limits line up.
Get in touch with Kevin
Ready to review your options? Kevin compares them across 25+ carriers in our personal lines and walks you through the fit before anything is bound. Reach out for a free, no-obligation quote.
- Office: Cornerstone Insurance Inc.
- 17815 Gunn Highway Ste 3, Odessa, FL 33556
- Phone: (813) 920-8181 ext. 116
- Direct Call/Text: (813) 547-4004
- Hours: Monday – Friday, 8:30AM – 5PM
The best carriers, real agents, and technology that makes it easy.
Let Kevin build an insurance plan around what you actually own and drive, compared across the carriers that write each line. Call or text 813.920.8181.
Get your free quoteCornerstone Insurance, Inc. — Florida Agency License #L061107.