Roofing scams are a growing concern for Florida homeowners, especially after severe weather events. WOW (World of Westchase) recently released an important warning for homeowners in the area: beware of roofing scams. In this telling article, Joshua Butts, both a local resident and the owner of Cornerstone Insurance, discusses the ramifications of signing any contract from a roofing company that knocks on your door.
According to Butts, signing the stormchaser’s agreement will result in one of three things from your insurance company: a full payment, a partial payment or denial.
Each has ramifications.
In the latter two cases, the homeowner will still be on the hook for thousands of dollars in repairs.
In short, insurance companies don’t want to insure homes with roofs that have exceeded their lifespans. The roofing company’s claim will make clear your roof’s age to your insurance company. “Now the people are up the creek without a paddle,” said Butts of the homeowners who sign. “They have six months to get a new roof or they face non-renewal of their insurance.”
If you are a Florida homeowner and have been approached by a roofing company after a storm, be cautious before signing anything. Contact your insurance agent first to understand how any agreement could impact your policy. At Cornerstone Insurance, we help homeowners navigate these situations and protect their coverage. Call us at 1-877-277-2715 for guidance.
