Citizens Insurance of Florida Removing Valuable Coverage From Policies

Starting January 1st, 2012 for all new business and renewals, Citizens Insurance Company of Florida is removing coverage for all policy holders. In what many insiders see as a “first round” of coverage reduction, any structure attached or detached on the insured premises with different non-roof like material similar to that of the primary dwelling…

Top FIVE Reasons Your New Florida Homeowners Insurance Policy May be Cancelled

Here is what you need to know if you purchase homeowners insurance. Florida residents face some of the highest homeowners insurance rates in the nation, and the hardest underwriting when it comes to policy acceptance. Almost all homeowners insurance companies that Florida residents have access to will complete an onsite inspection within the first 90 days after the policy effective date. For central…

What Is An Umbrella Policy and Why Should I Carry One?

Personal Umbrella insurance Tampa residents have access to is additional liability insurance, designed to pay out on top of your existing auto and homeowner’s/renter’s insurance policies. For example, you may only have $300,000 in liability coverage on your car insurance. If you are hit with a claim of $1,000,000, you would be on the hook for $700,000…