Florida Insurance Market

Citizens Insurance of Florida Removing Valuable Coverage From Policies

Starting January 1st, 2012 for all new business and renewals, Citizens Insurance Company of Florida is removing coverage for all policy holders. In what many insiders see as a “first round” of coverage reduction, any structure attached or detached on the insured premises with different non-roof like material similar to that of the primary dwelling […]

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Top FIVE Reasons Your New Florida Homeowners Insurance Policy May be Cancelled

Here is what you need to know if you purchase homeowners insurance. Florida residents face some of the highest homeowners insurance rates in the nation, and the hardest underwriting when it comes to policy acceptance. Almost all homeowners insurance companies that Florida residents have access to will complete an onsite inspection within the first 90 days after the policy effective date. For central

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Florida Homeowners Insurance Rate Increases Coming Soon

Florida Homeowners Insurance Rate Increases Coming Soon

State insurance regulators approved more than two dozen home insurance rate hikes this summer ranging from 6 to 34 percent. They ordered a rate decrease of 4 percent for Cotton States Mutual Insurance, which announced it’s leaving Florida last year, and decreases of 6 percent for First Floridian Auto and Home Insurance, Phoenix Insurance, Travelers

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What Is An Umbrella Policy and Why Should I Carry One?

Personal Umbrella insurance Tampa residents have access to is additional liability insurance, designed to pay out on top of your existing auto and homeowner’s/renter’s insurance policies. For example, you may only have $300,000 in liability coverage on your car insurance. If you are hit with a claim of $1,000,000, you would be on the hook for $700,000

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Mark W.
They are my go-to insurance company! I've been with Cornerstone Insurance for several years now, and I can't say enough good things about them. James Bonn and the entire team are phenomenal—always professional, knowledgeable, and genuinely committed to helping their clients. Whether I’ve had questions about coverage or just wanted to review my policy options, they’ve always been quick to respond and incredibly thorough. It’s rare to find a company that makes you feel like more than just a policy number, but Cornerstone really delivers that personal touch. I have complete peace of mind knowing they have my back. Highly recommend!
Sue Z
What an excellent experience working with James Bonn here at Cornerstone. He gave me an excellent rate and was extremely knowledgeable and helpful! I highly recommend, thank you James!!!
Darin
James Bonn was amazing. Answered all my questions and was able to really help us lower our home owner's insurance. I really felt like I got an education on everything related to home owner's insurance.
Daniel B.
If you're in Florida, and your Citizens policy got sold to an overpriced company like mine did, guys like Eric make the process of getting back into a much more reasonably priced policy very easy. I have the same quality of coverage I had before. He did not pressure me or rush me, and was always very quick to respond and good at explaining things.

Very good first impressions.
Snow B.
Thank you Eric Bushey for taking this very long journey of home buying with me lol. Excellent work and time dedication.
10/10