Florida Insurance Market

Beware of Roofing Scams in Westchase Area

Roofing scams are a growing concern for Florida homeowners, especially after severe weather events. WOW (World of Westchase) recently released an important warning for homeowners in the area: beware of roofing scams. In this telling article, Joshua Butts, both a local resident and the owner of Cornerstone Insurance, discusses the ramifications of signing any contract […]

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Citizens Insurance of Florida Removing Valuable Coverage From Policies

Starting January 1st, 2012 for all new business and renewals, Citizens Insurance Company of Florida is removing coverage for all policy holders. In what many insiders see as a “first round” of coverage reduction, any structure attached or detached on the insured premises with different non-roof like material similar to that of the primary dwelling

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Top FIVE Reasons Your New Florida Homeowners Insurance Policy May be Cancelled

Here is what you need to know if you purchase homeowners insurance. Florida residents face some of the highest homeowners insurance rates in the nation, and the hardest underwriting when it comes to policy acceptance. According to the Insurance Information Institute, almost all homeowners insurance companies that Florida residents have access to will complete an onsite inspection within the first

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Florida Homeowners Insurance Rate Increases Coming Soon

Florida Homeowners Insurance Rate Increases Coming Soon

State insurance regulators approved more than two dozen home insurance rate hikes this summer ranging from 6 to 34 percent. They ordered a rate decrease of 4 percent for Cotton States Mutual Insurance, which announced it’s leaving Florida last year, and decreases of 6 percent for First Floridian Auto and Home Insurance, Phoenix Insurance, Travelers

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What Is An Umbrella Policy and Why Should I Carry One?

Personal Umbrella insurance Tampa residents have access to is additional liability insurance, designed to pay out on top of your existing auto and homeowner’s/renter’s insurance policies. An umbrella insurance policy in Florida is especially important given the high liability risks in our state. For example, you may only have $300,000 in liability coverage on your car insurance.

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Laura Litchy was outstanding. Very quick and personalized service. Helped us save a lot of money on our home insurance!
Laura helped me with a new homeowner’s policy and was very helpful and professional.
Mr. James at Cornerstone Insurance provided excellent service. He was professional, responsive, and took the time to explain everything clearly. He helped me find great coverage at a good price and made the whole process easy and stress-free. Highly
James has been nothing but exceptional. Being a first time homeowner I wasn't sure what i needed or how the process worked, James walked me through everything step by step!
Just wanted to share that working with Laura Litchy was great. I moved both our car and home insurance over to them and saved thousands a year with our new plans.
Excellent customer service. Thank you Kyle
Highly recommend! James Bonn saved me a bunch of money on my home insurance!
James Bonn went above and beyond getting insurance for me, twice. Very nice people. Easy to work with.
Keri was so informative! She helped me to understand the process getting home owners insurance in Florida, since we are leaving NY for Florida. Hopefully I get to speak with her again.
Agent James Bonn was very helpful in getting Tower Hill home insurance on time when I had a short time period before my current insurance expired. He was with me all the way through until I was connected to my new service.
👋😎 thank you Laura L. 🤙
Worked with Joshua on a new policy due to current policy being non renewed (good ole Florida home insurance). Joshua was beyond patient, kind, very informative, and overall a great person to work with! I beyond appreciate his knowledge and guidance where we issued a policy that was just what I was looking for: good coverage with beyond high premiums). I would absolutely refer any and everyone to Joshua and his team when looking for FL Home Insurance!!
Customer service is as good as it gets!
Very helpful in giving different options when our current insurance would not renew. Sent several different policies that we could review. Very quick to responding to any questions. James Bonn was very easy to work with and very responsive. Would recommend to anyone looking to insure.
My experience with James and his team was nothing short of wonderful. He explained everything in great detail and answered all questions I had. Very quick to respond and slways very courteous. Thank you!
Kari answered the phone!! She is very knowledgeable and very pro-active. She knew what I needed and answered all my questions. This process was very smooth:)
I had for a 4 point inspection and wind mitigation done. They approved the policy. My house insurance goes through my mortgage holder. So Tower Hill got paid through them, and I cancelled my old insurance carrier. Then after about a month and a half, I get a cancellation notice. They sent their own inspector in and reported a couple shingles were missing and a piece of soffit square was missing and rust on a decorative post on my porch. My roof was over 10 years old, so I quickly got the roof replaced and took care of the other issues as well before the cancellation deadline. They worked with me and not only did they keep the policy from getting cancelled, my premium is now lower because of the new roof.
They have the best customer attention i have seen, quick replies to emails and following up on issues. highly recommend the team at cornerstone
My experiences with James and Joshua before have been nothing short of amazing. Quick, prompt in follow up , clear on what can be done and most importantly helpful around what I at least needed which was to save some money. Highly recommend !
I just switched my homeowner's insurance through Joshua Gleaton with Cornerstone. I had been with my previous insurer for 32 years. Josh was outstanding to work with. He was responsive, easy to work with and provided me with tremendous savings (Cut my insurance in half). I only wish I had called him years ago.
Very knowledgeable and very helpful
Agent James Bonn was very helpful with good information on selecting Tower Hill Insurance Exchange for protection of our home and processing the initial payments electronically - Thank you James
James Bonn was a great agent! Very knowledgeable, helpful,and quick service! I am very pleased I was able to connect with him! Thanks James for you assistance in attaining my Home Insurance!