How to Prepare for a Hurricane in Tampa, FL & What to Check in Your Homeowners’ Insurance Policy If you live in Tampa, Florida, you know that the stunning Gulf Coast sunsets and vibrant city life come with the possibility of unpredictable weather. During hurricane season, Tampa is at risk of severe storms and hurricanes […]
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In Florida’s insurance agencies, every day is Groundhog Day. The day starts when a caller, usually filled with panic and disbelief, describes their personal home insurance fiasco. Property insurance rate increases of 50 to 200 percent are now commonplace, with some topping 300 percent. Worse than a rate increase, are those canceled or non-renewed because their insurance company went out of business (Florida lost six property insurance companies this year alone,) or the company no longer
End Florida’s Insurance Nightmare Read More »
Thousands of policies across Florida are being canceled as inflation pushes the insurable value of property above the maximum allowed. In 2019 Citizens Property Insurance Corporation, Florida’s government-run insurance company of last resort, revised rule 208, limiting a dwelling’s maximum insurable value to $700,000. The thinking then was that by limiting coverage A (the coverage
Citizens Insurance Corp Cancels Policies Read More »
Cornerstone’s Joshua Butts was recently featured in a USA Today article on disaster preparedness. “Get busy before disaster strikes to maximize insurance payout” discusses the face that while you can’t stop disasters, you can ease the blow if you’re properly insured. Read the Article Here
Cornerstone’s Joshua Butts featured in USA Today Article Read More »
Tampa’s ABC Action News recently did a story on the upcoming Citizens Insurance rate increases about to go into effect. Citizens Insurance, Florida’s state-run nonprofit home insurance company, recently announced to their customers some rate increases and rule changes brought on by “abuse” of company rules. The abuse, which amounts to legal fraud according to some
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Cornerstone’s Joshua Butts was recently quoted in a TBO.com article on flood insurance. The bottom line: A standard homeowners policy does not cover flood damage from rising water. “You’re not covered at all,” said Joshua Butts, owner of Cornerstone Insurance in Tampa. “They are going to have to pay out of pocket. We’ve seen people
TBO.com Article: Flood insurance is a good policy in Tampa Bay area Read More »
WOW (World of Westchase) recently released an important warning for homeowners in the area: beware of roofing scams. In this telling article, Joshua Butts, both a local resident and the owner of Cornerstone Insurance, discusses the ramifications of signing any contract from a roofing company that knocks on your door. According to Butts, signing the
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The Biggert Waters Flood Insurance Reform Act is changing the way flood insurance premiums are calculated for many across the country. Below are the top six bullet points you need to know. For flood policies issued prior to July 6, 2012 (with no lapse in coverage) that are secondary homes, non-residential buildings and severe repetitive
Top Six Points Homebuyers Need To Know About Tampa Flood Insurance Read More »
Starting January 1st, 2012 for all new business and renewals, Citizens Insurance Company of Florida is removing coverage for all policy holders. In what many insiders see as a “first round” of coverage reduction, any structure attached or detached on the insured premises with different non-roof like material similar to that of the primary dwelling
Citizens Insurance of Florida Removing Valuable Coverage From Policies Read More »
For our first blog, I wanted to bring information to people that will help them save money on their home insurance without removing/ reducing coverage on the policy. If your home was built between 1980-2001 or any age home if you put a new roof on in 2010 or later, immediately complete a wind mitigation inspection. Passed by
What Is a Wind Mitigation Inspection? Read More »
Welcome to our new website. Please browse to find more information on auto insurance, homeowners insurance and more for Tampa FL residents and all of Central Florida!
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