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Cornerstone News

End Florida’s Insurance Nightmare

Cornerstone News /

In Florida’s insurance agencies, every day is Groundhog Day. The day starts when a caller, usually filled with panic and disbelief, describes their personal home insurance fiasco. Property insurance rate increases of 50 to 200 percent are now commonplace, with some topping 300 percent. Worse than a rate increase, are those canceled or non-renewed because their insurance company went out of business (Florida lost six property insurance companies this year alone,) or the company no longer […]

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Citizens Insurance Corp Cancels Policies

Cornerstone News /

Thousands of policies across Florida are being canceled as inflation pushes the insurable value of property above the maximum allowed. In 2019 Citizens Property Insurance Corporation, Florida’s government-run insurance company of last resort, revised rule 208, limiting a dwelling’s maximum insurable value to $700,000. The thinking then was that by limiting coverage A (the coverage

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Joshua Butts Quoted in ABC Action News Story on Citizens Insurance Rate Increases

Cornerstone News, In the Media /

Tampa’s ABC Action News recently did a story on the upcoming Citizens Insurance rate increases about to go into effect. Citizens Insurance, Florida’s state-run nonprofit home insurance company, recently announced to their customers some rate increases and rule changes brought on by “abuse” of company rules. The abuse, which amounts to legal fraud according to some

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TBO.com Article: Flood insurance is a good policy in Tampa Bay area

Cornerstone News, In the Media /

Cornerstone’s Joshua Butts was recently quoted in a TBO.com article on flood insurance. The bottom line: A standard homeowners policy does not cover flood damage from rising water. “You’re not covered at all,” said Joshua Butts, owner of Cornerstone Insurance in Tampa. “They are going to have to pay out of pocket. We’ve seen people

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Top Six Points Homebuyers Need To Know About Tampa Flood Insurance

Cornerstone News /

The Biggert Waters Flood Insurance Reform Act is changing the way flood insurance premiums are calculated for many across the country. Below are the top six bullet points you need to know. For flood policies issued prior to July 6, 2012 (with no lapse in coverage) that are secondary homes, non-residential buildings and severe repetitive

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Citizens Insurance of Florida Removing Valuable Coverage From Policies

Cornerstone News, Florida Insurance Market, Homeowners Insurance, Understanding Your Policy /

Starting January 1st, 2012 for all new business and renewals, Citizens Insurance Company of Florida is removing coverage for all policy holders. In what many insiders see as a “first round” of coverage reduction, any structure attached or detached on the insured premises with different non-roof like material similar to that of the primary dwelling

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Theresa M.
Theresa M.
Hyung K.
Hyung K.
James helped me get the right insurance I needed for closing in matter of few hours. Thank you for making this process so smooth.
Paola N.
Paola N.
After our homeowners carrier stopped writing business in Florida we found ourselves needing a new homeowners insurance policy in two days time. James Bonn with cornerstone came to our rescue! Getting us a policy set up with a very competitive rate within a couple hours. Would definitely recommend them for all your insurance needs.
Kleber S.
Kleber S.
Cornerstone insurance and Gina McNairy have always provided outstanding service for my family homes and autos for more than a decade. Gina's always extremely helpful and always goes above and beyond to address my family's insurance needs. I very highly recommend Cornerstone Insurance and Gina McNairy for all of your insurance needs. They're a fantastic group!
Whitney G.
Whitney G.
James did a great job helping us find a homeowners policy. He walked us through all of the options, answered all of our questions promptly, and helped us get a new policy that is a substantial savings for us.
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