If you have a pool cage, lanai, carport or awning on your home, Citizens screen enclosure coverage is one of the first things you should check before the next storm season. Citizens Property Insurance Corporation, Florida’s state-run insurer of last resort, does not provide Coverage A (dwelling) or Coverage B (other structures) for a long […]
Does Citizens Cover Your Screen Enclosure or Carport? Read More »
Editor’s note: This article was originally published in 2011 and was reviewed and updated in 2026 to reflect Florida’s 2022 roof-age insurance reforms (Fla. Stat. 627.7011). Four of the five underwriting reasons below still reflect how Florida new-business underwriting works today; the roof section has been updated for current law. Here is what you need
Top FIVE Reasons Your New Florida Homeowners Insurance Policy May be Cancelled Read More »
Umbrella insurance in Florida is a layer of personal liability coverage that sits on top of the liability limits already built into your auto, home, or renters policy. When a covered claim against you exhausts those underlying limits, the umbrella policy responds for the amount above them, usually in increments of $1 million. Its job
What Is an Umbrella Policy, and Why Should You Carry One in Florida? Read More »
