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Understanding Your Policy

Citizens Insurance of Florida Removing Valuable Coverage From Policies

Cornerstone News, Florida Insurance Market, Homeowners Insurance, Understanding Your Policy /

Starting January 1st, 2012 for all new business and renewals, Citizens Insurance Company of Florida is removing coverage for all policy holders. In what many insiders see as a “first round” of coverage reduction, any structure attached or detached on the insured premises with different non-roof like material similar to that of the primary dwelling […]

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Top FIVE Reasons Your New Florida Homeowners Insurance Policy May be Cancelled

Florida Insurance Market, Homeowners Insurance, Understanding Your Policy /

Here is what you need to know if you purchase homeowners insurance. Florida residents face some of the highest homeowners insurance rates in the nation, and the hardest underwriting when it comes to policy acceptance. Almost all homeowners insurance companies that Florida residents have access to will complete an onsite inspection within the first 90 days after the policy effective date. For central

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What Is An Umbrella Policy and Why Should I Carry One?

Florida Insurance Market, Understanding Your Policy /

Personal Umbrella insurance Tampa residents have access to is additional liability insurance, designed to pay out on top of your existing auto and homeowner’s/renter’s insurance policies. For example, you may only have $300,000 in liability coverage on your car insurance. If you are hit with a claim of $1,000,000, you would be on the hook for $700,000

What Is An Umbrella Policy and Why Should I Carry One? Read More »

Theresa M.
Theresa M.
Hyung K.
Hyung K.
James helped me get the right insurance I needed for closing in matter of few hours. Thank you for making this process so smooth.
Paola N.
Paola N.
After our homeowners carrier stopped writing business in Florida we found ourselves needing a new homeowners insurance policy in two days time. James Bonn with cornerstone came to our rescue! Getting us a policy set up with a very competitive rate within a couple hours. Would definitely recommend them for all your insurance needs.
Kleber S.
Kleber S.
Cornerstone insurance and Gina McNairy have always provided outstanding service for my family homes and autos for more than a decade. Gina's always extremely helpful and always goes above and beyond to address my family's insurance needs. I very highly recommend Cornerstone Insurance and Gina McNairy for all of your insurance needs. They're a fantastic group!
Whitney G.
Whitney G.
James did a great job helping us find a homeowners policy. He walked us through all of the options, answered all of our questions promptly, and helped us get a new policy that is a substantial savings for us.
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