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Lee County FL Insurance

Looking for insurance in Lee County, FL? Lee County sits on Southwest Florida’s Gulf Coast, where wind and storm-surge exposure are a fact of life — Hurricane Ian’s 2022 landfall hit Fort Myers Beach, Sanibel, and the Pine Island communities especially hard. Homes on the barrier islands and along the Caloosahatchee River often sit in FEMA flood zones where flood insurance is required or strongly advised, while inland communities like Lehigh Acres carry wind exposure with less surge risk.

Cornerstone Insurance is an independent Florida agency that compares 15-20+ A-rated carriers on your behalf. Whether you’re in Cape Coral, Fort Myers, or any of the communities below, we shop homeowners, auto, flood, and umbrella coverage to fit Lee County’s coastal realities — one quote request, multiple carriers, no obligation.

Start comparing Lee County, FL insurance options with the city links below.

Cities we serve in Lee County

New to Florida insurance or shopping a renewal? Read our 2026 Guide to Florida Homeowners Insurance or get a free quote from our team.

Scott W.
We have used Kyle Wilson with Cornerstone Insurance in FL for our homeowners the past 2 years. He has provided excellent customer service for us so when we recently moved we had him quote us with an auto policy. His rates were much better than the other agents we requested quotes from so now have him covering everything for us. We appreciate his quick responses along with his professionalism.
Vanna D.
Kari is super friendly and helpful. She shared information and helpful suggestions freely.
Gillian A.
Excellent!
STEVE H.
KARI TATE WAS PROFESSIONAL AND COURTEOUS IN DISCUSSIONS ABOUT POTENTIAL HOME INSURANCE CONSIDERATIONS.
Kari M.
Jame did a awesome job in getting us placed with a new hoeowners policy on very short notice after our existing policy got non-renewed. He was prompt, efficient, friendly and courteous and got the job done! I would highly recommend him!