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Lee County FL Insurance

Historic 1933 Lee County Courthouse, now the Sidney & Berne Davis Art Center, in downtown Fort Myers, Lee County, Florida
Photo: Ebyabe, CC BY-SA 3.0, via Wikimedia Commons

Looking for insurance in Lee County, FL? Lee County sits on Southwest Florida’s Gulf Coast, where wind and storm-surge exposure are a fact of life — Hurricane Ian’s 2022 landfall hit Fort Myers Beach, Sanibel, and the Pine Island communities especially hard. Homes on the barrier islands and along the Caloosahatchee River often sit in FEMA flood zones where flood insurance is required or strongly advised, while inland communities like Lehigh Acres carry wind exposure with less surge risk.

Cornerstone Insurance is an independent Florida agency that compares 20+ A-rated carriers on your behalf. Whether you’re in Cape Coral, Fort Myers, or any of the communities below, we shop homeowners, auto, flood, and umbrella coverage to fit Lee County’s coastal realities — one quote request, multiple carriers, no obligation.

Start comparing Lee County, FL insurance options with the city links below.

Cities we serve in Lee County

New to Florida insurance or shopping a renewal? Read our 2026 Guide to Florida Homeowners Insurance or get a free quote from our team.

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Earl V.
Kyle has really earned our trust and respect as our go to insurance agent for our home and autos. A true professional, and so far has not disappointed us offering the best and lowest quotes without sacrificing the quality of the product. Thank you Kyle for what you do for our insurance needs.
Anthony W.
Kevin with Cornerstone has been most responsive, knowledgeable, and easy to work with. I only wish I had engaged him sooner. He has saved us lots of time and money with our new homeowners policy.
Ken E.
I have had Cornerstone provide my homeowners insurance policies for many years. I am in the process of relocating and James Bonn has just provided me with a policy for my new location. He was friendly, polite, knowledgeable and gave me a great quote. I highly recommend that you give James a call for your insurance needs.
stefan F.
Ashley G.
Quick service. Responsive.