GoodCall recently published an article titled, “The Advantages of Using a Local Home Insurance Agent”. Cornerstone Insurance agent and founder Joshua Butts was a featured contributor. He says, “By using a local agent you get several value adds that you will not get by buying direct.” What are those value adds? Click below to learn!…
DetailsThe National Flood Insurance Program (NFIP), operated by FEMA, is set to expire at the end of September. The NFIP covers nearly 5 million homes across the country, but 40% of customers, over 1.7 million, are Floridians. What would happen if Congress chooses not to renew NFIP? “It could shut down Florida’s economy,” says Joshua…
DetailsCornerstone’s Joshua Butts was recently featured in a USA Today article on disaster preparedness. “Get busy before disaster strikes to maximize insurance payout” discusses the face that while you can’t stop disasters, you can ease the blow if you’re properly insured.
Tampa’s ABC Action News recently did a story on the upcoming Citizens Insurance rate increases about to go into effect. Citizens Insurance, Florida’s state-run nonprofit home insurance company, recently announced to their customers some rate increases and rule changes brought on by “abuse” of company rules. The abuse, which amounts to legal fraud according to some…
DetailsCornerstone’s Joshua Butts was recently quoted in a TBO.com article on flood insurance. The bottom line: A standard homeowners policy does not cover flood damage from rising water. “You’re not covered at all,” said Joshua Butts, owner of Cornerstone Insurance in Tampa. “They are going to have to pay out of pocket. We’ve seen people…
DetailsWOW (World of Westchase) recently released an important warning for homeowners in the area: beware of roofing scams. In this telling article, Joshua Butts, both a local resident and the owner of Cornerstone Insurance, discusses the ramifications of signing any contract from a roofing company that knocks on your door. According to Butts, signing the…
DetailsThe Biggert Waters Flood Insurance Reform Act is changing the way flood insurance premiums are calculated for many across the country. Below are the top six bullet points you need to know. For flood policies issued prior to July 6, 2012 (with no lapse in coverage) that are secondary homes, non-residential buildings and severe repetitive…
DetailsHomeowners Insurance Tampa When it comes to home insurance many people think their policy covers everything. Unfortunately, many find out too late that a loss is not covered until after the fact. This can be a costly mistake. These are the top 5 exclusions on home insurance policies that people often overlook. 5. Theft or loss of jewelry,…
DetailsStarting January 1st, 2012 for all new business and renewals, Citizens Insurance Company of Florida is removing coverage for all policy holders. In what many insiders see as a “first round” of coverage reduction, any structure attached or detached on the insured premises with different non-roof like material similar to that of the primary dwelling is being removed. This means screen pool enclosures or lanais, pergola’s, enclosed porches made of tin or other similar roofing will have zero coverage from any peril.
DetailsHere is what you need to know if you purchase homeowners insurance. Florida residents face some of the highest homeowners insurance rates in the nation, and the hardest underwriting when it comes to policy acceptance. Almost all homeowners insurance companies that Florida residents have access to will complete an onsite inspection within the first 90 days after the policy effective date. For central Florida homeowners insurance policies, the rigorous underwriting process will apply as well. Read on to discover the Top Five reasons your policy may be cancelled within the first 90 days after your insurance agent binds coverage.
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