The My Safe Florida Home grant program helps homeowners pay for hurricane-hardening upgrades — and it’s one of the few state programs that can directly lower what you pay for homeowners insurance. Administered by the Florida
Are Florida home insurance rates finally going down in 2026? After premiums climbed almost every year since 2020, the honest answer is this: the market is stabilizing, and for the first time in years some rates
If a Citizens takeout offer just arrived in your mailbox, don’t set it aside — it’s one of the few pieces of insurance mail in Florida with a hard deadline and real consequences attached. These letters
If you own a condo unit, you might assume the association’s insurance has you fully covered when it comes to flood damage. Many condo owners — especially those living on upper floors — believe they don’t
You’re standing at the rental car counter, bags in hand, ready to hit the road — and then comes the big question: “Would you like to purchase our insurance coverage?” It sounds simple, but the answer
If you drive a company or state-owned vehicle for personal use, your personal auto policy may leave you uninsured. Learn about the coverage gap and how affordable endorsements can protect you and your family.
Many vehicle owners owe more on their auto loan than their car is worth. If a total loss occurs, GAP coverage pays the difference between what you owe and what your insurance pays out, saving you thousands of dollars.
Editor’s note: reviewed and updated June 2026 to reflect Tampa Bay’s storm surge experience during Hurricanes Helene and Milton (2024) and current Florida hurricane-deductible law. How to Prepare for a Hurricane in Tampa, FL & What
Editor’s note: Joshua wrote this in December 2022, days before the Legislature’s special session. That session passed SB-2A, which enacted the core reforms argued for below. Since then, new carriers have entered Florida and Citizens has
A Citizens insurance cancellation or non-renewal notice can be alarming, but in 2026 it almost always traces back to a handful of specific, knowable rules rather than a market that has run out of options. We
Florida sinkhole insurance coverage is an important topic for homeowners across the state, where sinkholes are a fact of life. Sinkholes can appear suddenly and cause devastating damage to homes, foundations, and property. So is it
GoodCall recently published an article titled, “The Advantages of Using a Local Home Insurance Agent”. Cornerstone Insurance agent and founder Joshua Butts was a featured contributor on GoodCall, a consumer-finance site that has since shuttered. In
