Flood insurance Tampa Bay homeowners need is not the same product it was a decade ago, and after Hurricanes Helene and Milton pushed record water across Pinellas and Hillsborough in 2024, getting the details right matters more than ever. We are Cornerstone Insurance, an independent agency based in Odessa, and we write flood coverage across […]
Flood Insurance in Tampa Bay: A 2026 Homeowner’s Guide Read More »
Florida roofing scams follow the wind. Within days of a named storm crossing the coast, unfamiliar trucks roll through neighborhoods and someone knocks on your door offering a “free roof inspection” and a promise that insurance will pay for everything. As an independent agency based in Odessa that has helped Florida homeowners through Ian, Helene,
Florida Roofing Scams After a Storm: How to Spot Them and Protect Your Claim Read More »
If you are shopping for Florida flood insurance for homebuyers in 2026, the rules are very different from what you may have read even a few years ago. Flood premiums are no longer driven by your flood zone and an elevation certificate the way they once were. The Federal Emergency Management Agency now uses a
Florida Flood Insurance for Homebuyers: What to Know in 2026 Read More »
If you have a pool cage, lanai, carport or awning on your home, Citizens screen enclosure coverage is one of the first things you should check before the next storm season. Citizens Property Insurance Corporation, Florida’s state-run insurer of last resort, does not provide Coverage A (dwelling) or Coverage B (other structures) for a long
Does Citizens Cover Your Screen Enclosure or Carport? Read More »
A wind mitigation inspection is one of the most reliable ways for a Florida homeowner to lower the cost of property insurance without giving up coverage. It is a short, standardized inspection of the features that help your home stand up to hurricane-force wind, documented on a state form your insurer is required to honor.
What Is a Wind Mitigation Inspection in Florida? Read More »
