Florida Insurance News & Guides
Everything published here is written by a licensed Florida agent at Cornerstone — no syndicated filler. You’ll find carrier intelligence on the companies writing Florida homes, updates when the market moves, and plain-English explainers on how home, auto, flood, and umbrella coverage actually works in this state.
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The latest articles
Newest first — carrier profiles, market updates, and coverage explainers from our licensed Florida team.
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Flood Zone X in Florida: Do You Really Need Flood Insurance?
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Home Insurance Claim Denied in Florida? Your Next Steps
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Can You Buy Home Insurance During a Hurricane in Florida?
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Florida Hurricane Deductibles: How They Work and How to Choose
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Got a Citizens Takeout Offer? Florida’s Depopulation Rules, Explained
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Are Florida Homeowners Insurance Rates Going Down in 2026?
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My Safe Florida Home: Grants, Inspections, and Insurance Discounts
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Why Condo Owners Need Building Flood Coverage — Even on Upper Floors
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Should You Buy Rental Car Insurance? What Your Auto Policy Actually Covers
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Driving a Company or State-Owned Car? Here’s the Coverage Gap You Need to Know About
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Why GAP Coverage Is Essential for Every Vehicle Owner
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Hurricane Preparation for Florida Homeowners Insurance Consumers
For media & journalists
Cornerstone Insurance, Inc. is an independent Florida personal-lines agency, founded in 2009 and holding Florida agency license L061107. A licensed Florida agent is available for comment on Florida homeowners, auto, flood, and umbrella insurance topics — what carriers are doing, what policies actually say, and what it means for Florida households.