If you own a condo unit, you might assume the association’s insurance has you fully covered when it comes to flood damage. Many condo owners — especially those living on upper floors — believe they don’t need their own condo flood insurance policy. That assumption could end up costing you thousands of dollars. The truth […]
Why Condo Owners Need Building Flood Coverage — Even on Upper Floors Read More »
You’re standing at the rental car counter, bags in hand, ready to hit the road — and then comes the big question: “Would you like to purchase our insurance coverage?” It sounds simple, but the answer is anything but. Before you say yes or no, it helps to understand exactly what your personal auto insurance
Should You Buy Rental Car Insurance? What Your Auto Policy Actually Covers Read More »
If you drive a company or state-owned vehicle for personal use, your personal auto policy may leave you uninsured. Learn about the coverage gap and how affordable endorsements can protect you and your family.
Driving a Company or State-Owned Car? Here’s the Coverage Gap You Need to Know About Read More »
Many vehicle owners owe more on their auto loan than their car is worth. If a total loss occurs, GAP coverage pays the difference between what you owe and what your insurance pays out, saving you thousands of dollars.
Why GAP Coverage Is Essential for Every Vehicle Owner Read More »
How to Prepare for a Hurricane in Tampa, FL & What to Check in Your Homeowners’ Insurance Policy If you live in Tampa, Florida, you know that the stunning Gulf Coast sunsets and vibrant city life come with the possibility of unpredictable weather. During hurricane season, Tampa is at risk of severe storms and hurricanes
Hurricane Preparation for Florida Homeowners Insurance Consumers Read More »
In Florida’s insurance agencies, every day is Groundhog Day. The day starts when a caller, usually filled with panic and disbelief, describes their personal home insurance fiasco. Property insurance rate increases of 50 to 200 percent are now commonplace, with some topping 300 percent. Worse than a rate increase, are those canceled or non-renewed because their insurance company went out of business (Florida lost six property insurance companies this year alone,) or the company no longer
End Florida’s Insurance Nightmare Read More »
Thousands of policies across Florida are being canceled as inflation pushes the insurable value of property above the maximum allowed. Citizens Insurance policy cancellation in Florida has become a growing concern for homeowners across the state. In 2019 Citizens Property Insurance Corporation, Florida’s government-run insurance company of last resort, revised rule 208, limiting a dwelling’s
Citizens Insurance Corp Cancels Policies Read More »
Cornerstone Insurance‘s Joshua Butts was recently featured in a USA Today article on disaster preparedness. “Get busy before disaster strikes to maximize insurance payout” discusses the face that while you can’t stop disasters, you can ease the blow if you’re properly insured. Read the Article Here
Cornerstone’s Joshua Butts featured in USA Today Article Read More »
Tampa’s ABC Action News recently did a story on the upcoming Citizens Insurance rate increases about to go into effect. Citizens Insurance, Florida’s state-run nonprofit home insurance company, recently announced to their customers some rate increases and rule changes brought on by “abuse” of company rules. Learn more about Florida homeowners insurance options. The abuse,
Joshua Butts Quoted in ABC Action News Story on Citizens Insurance Rate Increases Read More »
Flood insurance in the Tampa Bay area is a critical topic for homeowners. Cornerstone’s Joshua Butts was recently quoted in a TBO.com article highlighting why flood insurance is essential for every Tampa Bay resident. Many Tampa Bay homeowners assume their standard homeowners insurance policy will protect them from all types of water damage. Unfortunately, that
TBO.com Article: Flood insurance is a good policy in Tampa Bay area Read More »
Roofing scams are a growing concern for Florida homeowners, especially after severe weather events. WOW (World of Westchase) recently released an important warning for homeowners in the area: beware of roofing scams. In this telling article, Joshua Butts, both a local resident and the owner of Cornerstone Insurance, discusses the ramifications of signing any contract
Beware of Roofing Scams in Westchase Area Read More »
The Biggert Waters Flood Insurance Reform Act is changing the way flood insurance premiums are calculated for many across the country. As Florida flood insurance homebuyers, it is essential to understand how these changes may impact your home purchase. Below are the top six bullet points you need to know. For flood policies issued prior
Top Six Points Homebuyers Need To Know About Florida Flood Insurance Read More »
