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Southeast Florida & the Keys Insurance

The Seven Mile Bridge spanning turquoise water in the Florida Keys, Monroe County, Florida
Photo: SimonMGC, CC BY-SA 4.0, via Wikimedia Commons

Shopping for Southeast Florida insurance? This hub covers Florida’s southeast Atlantic coast and island communities across Indian River, St. Lucie, and Monroe counties. The Treasure Coast’s barrier islands and the Indian River Lagoon shoreline face direct Atlantic hurricane exposure, while the low-lying Florida Keys carry some of the highest wind and storm-surge risk in the state — making NFIP or private flood coverage essential for many properties here.

As an independent agency serving all of Florida, Cornerstone Insurance compares more than 15 A-rated carriers to find the right homeowners, auto, flood, and umbrella coverage for the communities listed below — from Port St. Lucie and Vero Beach on the mainland coast to Key West at the end of the island chain.

Start comparing Southeast Florida insurance options with the community links below.

Indian River County

Monroe County

St. Lucie County

New to Florida insurance or shopping a renewal? Read our 2026 Guide to Florida Homeowners Insurance or get a free quote from our team.

Isabel R.
Thank you Laura for your outstanding service. A very affordable home insurance
Lins M.
My husband and I have had a fantastic experience with Cornerstone Insurance. We've used them for both our home and auto insurance. We had the privilege of working with Joshua and Karen; both of them are awesome insurance agents. They were very prompt and kind in their responses and very helpful with any questions we had. Thank you for working with the Carroll family!
Jean D.
Excellent service from Kari
Bill H.
My insurance agent is Kyle Wilson. There is none better!! He handles my personal insurance needs and I as a Realtor refer to him my Real Estate Clients. I consistently refer my clients to at least 2 if not 3 different agents for competitive quotes and each time they say to me that "Kyle" is the one who is the quickest to respond and that he really knows his profession. He is helpful and there for you when you need him. I would go to no other than Kyle for all of my insurance needs.
Ana V.
After weeks of frustration with my previous agency, I found James Bonn at Cornerstone and couldn't be happier. He got everything handled quickly and seamlessly, found me better coverage at a comparable premium, and had it all bound within 24 hours. He even coordinated with my lender and canceled my old policy. If you need homeowners insurance in Florida, call James. Highly recommend!