Southeast Florida & the Keys Insurance

The Seven Mile Bridge spanning turquoise water in the Florida Keys, Monroe County, Florida
Photo: SimonMGC, CC BY-SA 4.0, via Wikimedia Commons

Shopping for Southeast Florida insurance? This hub covers Florida’s southeast Atlantic coast and island communities across Indian River, St. Lucie, and Monroe counties. The Treasure Coast’s barrier islands and the Indian River Lagoon shoreline face direct Atlantic hurricane exposure, while the low-lying Florida Keys carry some of the highest wind and storm-surge risk in the state — making NFIP or private flood coverage essential for many properties here.

As an independent agency serving all of Florida, Cornerstone Insurance compares more than 15 A-rated carriers to find the right homeowners, auto, flood, and umbrella coverage for the communities listed below — from Port St. Lucie and Vero Beach on the mainland coast to Key West at the end of the island chain.

Start comparing Southeast Florida insurance options with the community links below.

Indian River County

Monroe County

St. Lucie County

New to Florida insurance or shopping a renewal? Read our 2026 Guide to Florida Homeowners Insurance or get a free quote from our team.

TRACI W.
Earl V.
Kyle has really earned our trust and respect as our go to insurance agent for our home and autos. A true professional, and so far has not disappointed us offering the best and lowest quotes without sacrificing the quality of the product. Thank you Kyle for what you do for our insurance needs.
Anthony W.
Kevin with Cornerstone has been most responsive, knowledgeable, and easy to work with. I only wish I had engaged him sooner. He has saved us lots of time and money with our new homeowners policy.
Ken E.
I have had Cornerstone provide my homeowners insurance policies for many years. I am in the process of relocating and James Bonn has just provided me with a policy for my new location. He was friendly, polite, knowledgeable and gave me a great quote. I highly recommend that you give James a call for your insurance needs.
stefan F.