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Southeast Florida & the Keys Insurance

Shopping for Southeast Florida insurance? This hub covers Florida’s southeast Atlantic coast and island communities across Indian River, St. Lucie, and Monroe counties. The Treasure Coast’s barrier islands and the Indian River Lagoon shoreline face direct Atlantic hurricane exposure, while the low-lying Florida Keys carry some of the highest wind and storm-surge risk in the state — making NFIP or private flood coverage essential for many properties here.

As an independent agency serving all of Florida, Cornerstone Insurance compares more than 15 A-rated carriers to find the right homeowners, auto, flood, and umbrella coverage for the communities listed below — from Port St. Lucie and Vero Beach on the mainland coast to Key West at the end of the island chain.

Start comparing Southeast Florida insurance options with the community links below.

Indian River County

Monroe County

St. Lucie County

New to Florida insurance or shopping a renewal? Read our 2026 Guide to Florida Homeowners Insurance or get a free quote from our team.

Scott W.
We have used Kyle Wilson with Cornerstone Insurance in FL for our homeowners the past 2 years. He has provided excellent customer service for us so when we recently moved we had him quote us with an auto policy. His rates were much better than the other agents we requested quotes from so now have him covering everything for us. We appreciate his quick responses along with his professionalism.
Vanna D.
Kari is super friendly and helpful. She shared information and helpful suggestions freely.
Gillian A.
Excellent!
STEVE H.
KARI TATE WAS PROFESSIONAL AND COURTEOUS IN DISCUSSIONS ABOUT POTENTIAL HOME INSURANCE CONSIDERATIONS.
Kari M.
Jame did a awesome job in getting us placed with a new hoeowners policy on very short notice after our existing policy got non-renewed. He was prompt, efficient, friendly and courteous and got the job done! I would highly recommend him!