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Miami-Dade County FL Insurance

Miami skyline in Miami-Dade County, Florida

Looking for insurance in Miami-Dade County, FL? Miami-Dade County sits at Florida’s southeastern tip, where the Atlantic coastline, the barrier islands of Miami Beach and Key Biscayne, and low-lying neighborhoods along Biscayne Bay create significant hurricane, wind, and storm-surge exposure. The county falls within the Florida Building Code’s High-Velocity Hurricane Zone, and Hurricane Andrew’s 1992 landfall near Homestead reshaped how homes here are built and insured. Many properties also sit in FEMA-mapped flood zones, making NFIP or private flood coverage an important consideration.

Cornerstone Insurance is an independent Florida agency headquartered in Odessa that compares 20+ A-rated carriers to find the right fit for Miami-Dade residents. Explore homeowners, auto, flood, and umbrella coverage for Miami, Hialeah, and the other communities listed below.

Start comparing Miami-Dade County, FL insurance options with the city links below.

Cities we serve in Miami-Dade County

New to Florida insurance or shopping a renewal? Read our 2026 Guide to Florida Homeowners Insurance or get a free quote from our team.

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Michael F.
I strongly recommend working with Joshua Gleaton, thanks to him I was able to find the best options for my homeowners insurance. He is excellent at quickly replying via email and goes out of his way to assist you if you have additional questions.
ELODIA T.
Exceptional service! Laura was extremely fast to respond and provided several great coverage options tailored to my needs. She made the whole process easy and stress-free. Highly recommended
Danielle L.
Joshua Gleaton helped us secure an awesome rate for our new Florida home! He was super responsive to my many emails and always provided a thorough answer. We had some closing delays and he adjusted our effective date several times. We will be seeking some auto insurance quotes through him next!
Simon Munoz A.
I didn’t think it was possible to get affordable home insurance in Florida, but Licensed Agent Joshua Gleaton was able to do that for me and my wife. It was very easy, quick and hassle free. Thank you so much Joshua 🙏🏼
Ann S.
Shopping for insurance in Florida was certainly made easier with James Bonn of Cornerstone. I appreciate all the assistance he offered, should I need it, to complete the purchase of my homeowners policy.